Payday Loans in Oak Hill, Florida

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No payday loan companies in Oak Hill, FL. Consider companies in other cities:

Company nameAddressZip codePhone number
SunTrust 4525 County Rd 48, Okahumpka, FL 34762 +1 (352) 630 - 6050
Payday Loans Sanford Sanford, FL 32771
Advance America 719 W Base St, Madison, FL 32340 +1 (850) 973 - 1390
First Florida Bank 9461 US-98, Miramar Beach, FL 32550 +1 (850) 654 - 5021
United Fidelity Bank Formerly First City Bank 135 Perry Ave SE, Fort Walton Beach, FL 32548 +1 (850) 244 - 5151
CenterState Bank 291 N Courtenay Pkwy, Merritt Island, FL 32953 +1 (321) 459 - 1461
Payday Loan Helpers 7925 NW 12th St, Miami, FL 33126 +1 (888) 243 - 1109
Advance America 950 Blanding Blvd #2, Orange Park, FL 32065 +1 (904) 272 - 8771
The Check Cashing Store 1844 Tamiami Trail, Punta Gorda, FL 33950 +1 (941) 575 - 9392
SunTrust 3577 Fruitville Rd, Sarasota, FL 34237 +1 (941) 554 - 1400

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Oak Hill, FL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Deerfield Beach, FL, Same Day Loans in Deland, FL, Payday Loans in Delray Beach, FL, Payday Loans in Deltona, FL, Payday Loans in Dunedin, FL, Payday Loan Companies in Estero, FL, Payday Loans in Fort Lauderdale, FL and Short-term Loans in Fort Myers, FL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Oak Hill, FL.

Beautiful sights of Oak Hill, FL

Payday Loans Available in Oak Hill, FL By The Following ZIP Codes:

32759, 32769

Are Payday Loans Legal In Oak Hill, Florida?

Loan Rates and Fees, Laws and Regulations in Florida.

There are three active types of payday loans in Oak Hill, Florida: cash advance loans , personal check loan s, installment loans . Employees may take advance loans for any period of time starting from 7 to 31 days regardless their earnings during the last one-year period. Payday loan approval is based on a borrower's credit report, which is provided by the lender and subject to verification. Credit report is delivered unchanged to the borrower who complies with lender's requirements.

Requests are usually being settled online; quick cash advance pickup service is offered as well.

Payday loans are taken for $500 and have repayment terms of 4 weeks after the date of deposit receipt. Interest rate is equal to 35% (rounded to the second decimal place); APR - 304%.

The maximum amount of all your payday loans at one time shall not exceed $500.

There is a cooling-off period of 24 hours between 2 consecutive loans.

One loan at a time is allowed. No rollovers are allowed. Criminal actions are prohibited. An administrative fee equal to 50 cents for every $10 received as an advance or rollover may be charged; fee amount depends on credit report evaluation results available 24 hours ahead of loan repayment stage, as well as it depends on contract characteristics.

Florida Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)304
Maximum Loan Amount$500 exclusive of the fees
Minimum Loan Term7 days
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges0.1

Oak Hill, FL payday loan calculator

Payday Loans in Oak Hill, Florida: What You Need to Know

Life can be unpredictable, and sometimes you might find yourself in a situation where you need quick cash to cover unexpected expenses. If you’re in Oak Hill, Florida, one option you can consider is a payday loan.

In Florida, payday loans are legal, with certain regulations in place to protect borrowers. In this article, we’ll go over the basics of payday loans, how they work in Oak Hill, Florida, and some things to keep in mind if you’re considering a payday loan.

What is a Payday Loan?

A payday loan is a short-term loan that is typically used to cover unexpected expenses. The borrower writes a postdated check to the lender, and the lender provides the borrower with cash in return. The loan is usually due on the borrower’s next payday.

Payday loans can be helpful for people who need cash quickly and don’t have access to other forms of credit. However, they also come with high interest rates and fees, which can make them difficult to pay back. If you’re considering a payday loan, it’s important to understand how they work and what the risks are.

How Do Payday Loans Work in Oak Hill, Florida?

In Florida, payday lenders are regulated by the Florida Office of Financial Regulation. Payday loans are legal, but there are certain restrictions in place to protect borrowers.

The maximum amount you can borrow in Florida is $500, and the loan term cannot exceed 31 days. Lenders are not allowed to charge more than 10% interest on the loan, and there are also restrictions in place on how many loans you can take out at once.

To qualify for a payday loan in Florida, you must have a valid ID, proof of income, and an active checking account. The lender will also check to make sure you don’t have any other outstanding payday loans.

Things to Keep in Mind

While payday loans can be a helpful option in some situations, they also come with risks. Here are a few things to keep in mind if you’re considering a payday loan in Oak Hill:

  • Payday loans come with high interest rates and fees, which can make them difficult to pay back. Make sure you understand the total cost of the loan before you borrow.
  • Payday loans are meant to be short-term loans. If you can’t pay back the loan on time, you may be charged additional fees and interest, which can make the loan even more expensive.
  • If you’re struggling with debt, a payday loan may only make things worse. Consider contacting a credit counselor or financial advisor for help.

Interesting Facts and Statistics

  • In 2019, the average payday loan in Florida was $383.
  • According to the Pew Charitable Trusts, the average payday loan borrower takes out eight loans per year, with each loan lasting 18 days and costing $55 in fees.
  • Payday loans are banned in 14 states and the District of Columbia.

Apply Now

If you’re in need of a payday loan in Oak Hill, Florida, TheGuaranteedLoans can help. Our website is a connector service, connecting borrowers with potential lenders who can provide payday loans and other types of loans.

To apply for a loan, simply fill out our online application. We’ll review your application and connect you with potential lenders who can provide you with the cash you need. Remember, payday loans are meant to be short-term loans, so make sure you can pay back the loan on time.

Our service is free to use, and we work with a network of trusted lenders. We understand that unexpected expenses can be stressful, and our goal is to help make the process of getting a loan as easy and stress-free as possible.

In Conclusion

Payday loans can be a helpful option if you need quick cash to cover unexpected expenses in Oak Hill, Florida. However, they also come with risks and high interest rates, so it’s important to understand how they work and what your options are.

If you’re considering a payday loan, make sure you understand the total cost of the loan and what the repayment terms are. And if you’re struggling with debt, consider reaching out to a financial advisor or credit counselor for help.

At TheGuaranteedLoans, we’re committed to helping our readers make informed financial decisions. Our website is a connector service that can help connect you with potential lenders who can provide you with the cash you need. Apply now and get the funds you need to cover unexpected expenses.

F.A.Q.

Are payday loans legal in Oak Hill, Florida?

Yes, payday loans are legal in Oak Hill, Florida and are regulated by the Florida Office of Financial Regulation.

What are the maximum loan amounts and interest rates for payday loans in Oak Hill, Florida?

The maximum loan amount for a payday loan in Oak Hill, Florida is $500, and the maximum interest rate is 10% per month.