Payday Loans in Odessa, Florida

Payday Loan Companies in Odessa, FL

Company nameAddressZip codePhone number
Suncoast Credit Union 8542 Gunn Hwy 33556 +1 (800) 999 - 5887
SunTrust Bank 16116 FL-54 33556 +1 (813) 448 - 5247

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Odessa, FL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Ormond Beach, FL, Same Day Loans in Oviedo, FL, Payday Loans in Palm Bay, FL, Payday Loans in Palm Beach Gardens, FL, Payday Loans in Palm Coast, FL, Payday Loan Companies in Palm Harbor, FL, Payday Loans in Panama City, FL and Payday Loan Without a Credit Check in Pembroke Pines, FL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Odessa, FL.

Beautiful sights of Odessa, FL

Payday Loans Available in Odessa, FL By The Following ZIP Codes:

33556

Are Payday Loans Legal In Odessa, Florida?

Loan Rates and Fees, Laws and Regulations in Florida.

There are three active types of payday loans in Odessa, Florida: cash advance loans , personal check loan s, installment loans . Employees may take advance loans for any period of time starting from 7 to 31 days regardless their earnings during the last one-year period. Payday loan approval is based on a borrower's credit report, which is provided by the lender and subject to verification. Credit report is delivered unchanged to the borrower who complies with lender's requirements.

Requests are usually being settled online; quick cash advance pickup service is offered as well.

Payday loans are taken for $500 and have repayment terms of 4 weeks after the date of deposit receipt. Interest rate is equal to 35% (rounded to the second decimal place); APR - 304%.

The maximum amount of all your payday loans at one time shall not exceed $500.

There is a cooling-off period of 24 hours between 2 consecutive loans.

One loan at a time is allowed. No rollovers are allowed. Criminal actions are prohibited. An administrative fee equal to 50 cents for every $10 received as an advance or rollover may be charged; fee amount depends on credit report evaluation results available 24 hours ahead of loan repayment stage, as well as it depends on contract characteristics.

Florida Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)304
Maximum Loan Amount$500 exclusive of the fees
Minimum Loan Term7 days
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges0.1

Odessa, FL payday loan calculator

F.A.Q.

What should I consider before taking out a payday loan in Odessa, Florida?

Before taking out a payday loan in Odessa, Florida, you should carefully consider your financial situation and whether you will be able to repay the loan in full by the due date. You should also compare rates and fees from multiple lenders to ensure you are getting the best deal.

Can payday lenders garnish my wages in Odessa, Florida?

Yes, if you default on your payday loan in Odessa, Florida, the lender may be able to garnish your wages to recover the unpaid loan amount. However, there are limits on the amount that can be garnished, and the lender must first obtain a court order.

How Many Cash Advance Companies are in Odessa, FL?

With the help of our service, you will be able to find 2 cash advance companies in Odessa, FL

What Cash Advance Companies in Odessa, FL are the most popular?

You should check SunTrust Bank and Suncoast Credit Union. Also, you can start your application online on our website.