Company name | Address | Zip code | Phone number |
---|---|---|---|
ACE Cash Express | 13830 NW 27th Ave | 33054 | +1 (305) 687 - 9021 |
Advance America | 13300 NW 27th Ave #4 | 33054 | +1 (305) 688 - 2224 |
Advance America | 13300 NW 27th Ave Unit 4 | 33054 | +1 (305) 688 - 2224 |
Check 'n Go | 4880 NW 183rd St | 33055 | +1 (305) 626 - 8750 |
JLS Auto Financial | 14900 NW 24th Ct 3 | 33054 | +1 (786) 355 - 4685 |
King Cash Pawn 3 Opa-Locka | 14580 NW 27th Ave | 33054 | +1 (305) 688 - 1100 |
Payday Loan Companies in Nearby Cities
If there are no payday loan companies in Opa-locka, FL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Miami, FL, Payday Loans in Miami Beach, FL, Guaranteed Loans in Navarre, FL, Short-term Loans in North Fort Myers, FL, Bad Credit Loans in North Miami Beach, FL, Payday Loans in North Port, FL, Payday Loans in Ocala, FL and Payday Loans in Ocoee, FL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Opa-locka, FL.
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Payday Loans Available in Opa-locka, FL By The Following ZIP Codes:
33013, 33054
Are Payday Loans Legal In Opa-locka, Florida?
Loan Rates and Fees, Laws and Regulations in Florida.
There are three active types of payday loans in Opa-locka, Florida: cash advance loans , personal check loan s, installment loans . Employees may take advance loans for any period of time starting from 7 to 31 days regardless their earnings during the last one-year period. Payday loan approval is based on a borrower's credit report, which is provided by the lender and subject to verification. Credit report is delivered unchanged to the borrower who complies with lender's requirements.
Requests are usually being settled online; quick cash advance pickup service is offered as well.
Payday loans are taken for $500 and have repayment terms of 4 weeks after the date of deposit receipt. Interest rate is equal to 35% (rounded to the second decimal place); APR - 304%.
The maximum amount of all your payday loans at one time shall not exceed $500.
There is a cooling-off period of 24 hours between 2 consecutive loans.
One loan at a time is allowed. No rollovers are allowed. Criminal actions are prohibited. An administrative fee equal to 50 cents for every $10 received as an advance or rollover may be charged; fee amount depends on credit report evaluation results available 24 hours ahead of loan repayment stage, as well as it depends on contract characteristics.
Florida Loan Regulations
Legal Status | Legal |
---|---|
Interest Rate (APR, %) | 304 |
Maximum Loan Amount | $500 exclusive of the fees |
Minimum Loan Term | 7 days |
Maximum Loan Term | 31 days |
Number of Rollovers Allowed | 0 |
Finance Charges | 0.1 |