Payday Loans in Pineland, Florida

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No payday loan companies in Pineland, FL. Consider companies in other cities:

Company nameAddressZip codePhone number
Arcadia Pawn 920 E Oak St, Arcadia, FL 34266 +1 (863) 494 - 0707
Bank of America with Drive-thru ATM 10900 Orangewood Blvd, Orlando, FL 32821 +1 (407) 238 - 1500
Prospect Financing 1495 Forest Hill Blvd ste c, West Palm Beach, FL 33406 +1 (561) 642 - 8744
SunTrust Mortgage 2365 Parr Drive, The Villages, FL 32162 +1 (352) 751 - 3970
First Southern Bank 205 W Center Ave, Sebring, FL 33870 +1 (863) 658 - 0058
Fairview Lending 1425 Del Prado Blvd S, Cape Coral, FL 33990 +1 (239) 829 - 1543
PenFed Credit Union 1199 Eglin Pkwy, Shalimar, FL 32579 +1 (800) 247 - 5626
SunTrust Bank 3643 N Lecanto Hwy, Beverly Hills, FL 34465 +1 (352) 270 - 3022
Advance America 950 Blanding Blvd #2, Orange Park, FL 32065 +1 (904) 272 - 8771
AFC Automotive Finance Corp. 3085 St Johns Pkwy, Sanford, FL 32771 +1 (407) 328 - 1522

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Pineland, FL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Without a Credit Check in Tallahassee, FL, Same Day Loans in Tampa, FL, Bad Credit Loans in The Villages, FL, Payday Loan Without a Credit Check in Titusville, FL, Online Loans in Valrico, FL, Payday Loans in Wesley Chapel, FL, Short-term Loans in West Palm Beach, FL and Payday Loan Without a Credit Check in Winter Garden, FL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Pineland, FL.

Beautiful sights of Pineland, FL

Payday Loans Available in Pineland, FL By The Following ZIP Codes:

33945

Are Payday Loans Legal In Pineland, Florida?

Loan Rates and Fees, Laws and Regulations in Florida.

There are three active types of payday loans in Pineland, Florida: cash advance loans , personal check loan s, installment loans . Employees may take advance loans for any period of time starting from 7 to 31 days regardless their earnings during the last one-year period. Payday loan approval is based on a borrower's credit report, which is provided by the lender and subject to verification. Credit report is delivered unchanged to the borrower who complies with lender's requirements.

Requests are usually being settled online; quick cash advance pickup service is offered as well.

Payday loans are taken for $500 and have repayment terms of 4 weeks after the date of deposit receipt. Interest rate is equal to 35% (rounded to the second decimal place); APR - 304%.

The maximum amount of all your payday loans at one time shall not exceed $500.

There is a cooling-off period of 24 hours between 2 consecutive loans.

One loan at a time is allowed. No rollovers are allowed. Criminal actions are prohibited. An administrative fee equal to 50 cents for every $10 received as an advance or rollover may be charged; fee amount depends on credit report evaluation results available 24 hours ahead of loan repayment stage, as well as it depends on contract characteristics.

Florida Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)304
Maximum Loan Amount$500 exclusive of the fees
Minimum Loan Term7 days
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges0.1

Pineland, FL payday loan calculator

Payday Loans in Pineland, Florida: Everything You Need to Know

If you are facing a financial emergency, you’re not alone. Millions of Americans live paycheck to paycheck, and unexpected expenses like medical bills, car repairs, or home repairs can leave people short on cash between paychecks. In situations like these, payday loans can be an effective solution to help cover unexpected expenses. In this article, we’ll take an in-depth look at payday loans in Pineland, Florida.

What Are Payday Loans?

A payday loan is a short-term, high-interest loan that is usually due on the borrower’s next payday. Borrowers typically take out payday loans to cover bills or expenses that are due before their next payday.

Payday loans are different from other types of loans because they typically require no credit check and are easy to qualify for. In fact, many payday loan lenders do not require borrowers to have good credit or any credit at all.

Are Payday Loans Legal in Pineland, Florida?

Payday loans are legal in Florida, including Pineland. However, there are restrictions on how much money you can borrow and how long you have to repay the loan.

In Florida, borrowers can take out payday loans for up to $500 per loan and can have one loan at a time. Payday loans must be repaid within 31 days, and lenders are not allowed to rollover loans or charge additional fees beyond the interest rate. There is also a maximum interest rate of 10% on payday loans in Florida.

How Do Payday Loans Work?

The process of applying for a payday loan in Pineland, Florida is simple and straightforward. Typically, borrowers must provide proof of income, such as a recent pay stub, and a valid ID. Lenders also require borrowers to have an active checking account.

Borrowers can apply for payday loans in-person at a brick-and-mortar payday loan store or online. If a borrower is approved for a payday loan, they will typically receive the money within a few hours or the next business day.

When the loan is due, the borrower must pay back the loan amount plus interest. Borrowers who are unable to repay the loan on time may be able to request an extension or rollover of the loan, but this typically results in additional fees and interest charges.

Pros and Cons of Payday Loans in Pineland, Florida

Pros:

  • Easy to qualify for: payday loans do not require good credit or any credit at all.
  • Fast funding: borrowers can typically receive funds within a few hours or the next business day.
  • Use for any purpose: borrowers can use payday loans for any expenses they need to cover.

Cons:

  • High interest rates: payday loans typically have high interest rates, making them expensive to repay.
  • Short repayment terms: borrowers must repay payday loans within 31 days, which can be difficult for some.
  • Potential for debt: borrowers who are unable to repay payday loans on time may be subject to additional fees and interest charges, leading to a cycle of debt.

Interesting Facts and Statistics About Payday Loans in Pineland, Florida

Here are some verified facts and statistics about payday loans in Pineland, Florida:

  • Florida has more payday lending stores than McDonald’s restaurants: there are approximately 1,100 payday lending stores in Florida compared to 700 McDonald’s restaurants (Source: Center for Responsible Lending).
  • In 2019, Florida payday lenders issued more than 7.7 million loans for a total of $3.1 billion (Source: Florida Office of Financial Regulation).
  • The average payday loan in Florida is $390, and the average borrower pays $42 in fees per loan (Source: Pew Charitable Trusts).

Apply Now for a Payday Loan in Pineland, Florida

If you’re in need of a payday loan to cover unexpected expenses, TheGuaranteedLoans can help. We’re not a direct lender, but we work with a network of trusted lenders to help connect borrowers with the funds they need. To get started, simply fill out our online application form and we’ll do the rest.

Remember to borrow responsibly, only taking out a payday loan if you are confident you can repay it on time without resorting to additional borrowing.

F.A.Q.

Can I be charged with a crime if I fail to repay a payday loan in Pineland, Florida?

No, borrowers who fail to repay a payday loan in Pineland, Florida cannot be charged with a crime. However, lenders may be able to sue borrowers who default on their loans and obtain a judgment against them. This can result in wage garnishment or other legal action to recover the outstanding balance.

Can I be denied a payday loan in Pineland, Florida based on my credit score?

Yes, payday lenders in Pineland, Florida are allowed to consider a borrower's credit score when deciding whether to offer a loan. Borrowers with poor credit may be denied a payday loan or may be offered a loan with higher interest rates and fees.