Payday Loans in Putnam Hall, Florida

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No payday loan companies in Putnam Hall, FL. Consider companies in other cities:

Company nameAddressZip codePhone number
Check Cashing USA 5445 20th St 104, Vero Beach, FL 32966 +1 (772) 257 - 0500
Third Federal Savings & Loan 5030 S Cleveland Ave, Fort Myers, FL 33907 +1 (239) 931 - 3338
MoneyGram inside ADVANCE AMERICA 316 FL-19, Palatka, FL 32177 +1 (386) 328 - 9515
SunTrust Bank 49 Watercolor Way, Santa Rosa Beach, FL 32459 +1 (850) 213 - 7001
Fast Payday Loans, Inc. 1438 N Military Trl, West Palm Beach, FL 33409 +1 (561) 615 - 0555
Insight Credit Union 4675 E, FL-44 Suite 106, Wildwood, FL 34785 +1 (407) 426 - 6000
Wells Fargo Bank 542196 US, US-1, Callahan, FL 32011 +1 (904) 879 - 3510
Executive Loan Services 1515 Ringling Blvd 980, Sarasota, FL 34236 +1 (941) 951 - 6060
Mariner Finance 1505 Governors Square Blvd 101, Tallahassee, FL 32301 +1 (850) 562 - 2238
Crown Group 259 Goolsby Blvd, Deerfield Beach, FL 33442 +1 (954) 725 - 0900

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Putnam Hall, FL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Largo, FL, Payday Loans in Lehigh Acres, FL, Payday Loans in Melbourne, FL, Payday Loans in Merritt Island, FL, Payday Loan Companies in Miami, FL, 24-Hour Loan in Miami Beach, FL, Payday Loans in Navarre, FL and Payday Loans in North Fort Myers, FL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Putnam Hall, FL.

Are Payday Loans Legal In Putnam Hall, Florida?

Loan Rates and Fees, Laws and Regulations in Florida.

There are three active types of payday loans in Putnam Hall, Florida: cash advance loans , personal check loan s, installment loans . Employees may take advance loans for any period of time starting from 7 to 31 days regardless their earnings during the last one-year period. Payday loan approval is based on a borrower's credit report, which is provided by the lender and subject to verification. Credit report is delivered unchanged to the borrower who complies with lender's requirements.

Requests are usually being settled online; quick cash advance pickup service is offered as well.

Payday loans are taken for $500 and have repayment terms of 4 weeks after the date of deposit receipt. Interest rate is equal to 35% (rounded to the second decimal place); APR - 304%.

The maximum amount of all your payday loans at one time shall not exceed $500.

There is a cooling-off period of 24 hours between 2 consecutive loans.

One loan at a time is allowed. No rollovers are allowed. Criminal actions are prohibited. An administrative fee equal to 50 cents for every $10 received as an advance or rollover may be charged; fee amount depends on credit report evaluation results available 24 hours ahead of loan repayment stage, as well as it depends on contract characteristics.

Florida Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)304
Maximum Loan Amount$500 exclusive of the fees
Minimum Loan Term7 days
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges0.1

Putnam Hall, FL payday loan calculator

What You Need to Know About Payday Loans in Putnam Hall, Florida

Payday loans are a common type of short-term loan that’s available to those who need quick cash to cover unexpected expenses. If you’re in Putnam Hall, Florida, and you find yourself in need of a payday loan, it’s important to understand how these loans work and what laws and regulations apply to them.

How Do Payday Loans Work?

Payday loans are typically small, short-term loans that are meant to be repaid within a few weeks. The borrower typically writes a post-dated check or gives the lender access to their checking account, and the lender gives them cash in return. The borrower then has until their next payday to repay the loan plus any fees and interest.

In Florida, the maximum you can borrow with a payday loan is $500, and the maximum loan term is 31 days. Lenders are allowed to charge a maximum of 10% of the loan amount as interest and a $5 verification fee.

Are Payday Loans Legal in Putnam Hall, Florida?

Yes, payday loans are legal in Florida, including in Putnam Hall. However, the state has laws and regulations in place to protect borrowers from predatory lending practices. For example, lenders must be licensed and comply with the state’s usury laws and other regulations.

What Are the Risks of Payday Loans?

While payday loans can be a convenient way to get quick cash, they also come with some risks. One of the biggest risks is that they can trap borrowers in a cycle of debt. Because the interest rates and fees are so high, borrowers who can’t repay their loans in a timely manner may end up taking out more loans or rolling over their existing loans, which can lead to even more debt.

It’s also important to be aware of the fees and interest rates associated with payday loans. While Florida has state-mandated limits on how much lenders can charge, these fees and rates can still add up quickly. Before taking out a payday loan, make sure you understand all the terms and fees.

Interesting Facts About Payday Loans in Putnam Hall, Florida

  • As of 2021, there are approximately 3,000 payday lenders operating in Florida.
  • Florida has some of the highest payday loan fees in the country, with an average fee of 304% for a 14-day loan.
  • One study found that the average payday borrower in Florida takes out nine loans per year, with an average loan size of $300.

The Benefits of Using TheGuaranteedLoans

If you’re in need of a payday loan in Putnam Hall, Florida, TheGuaranteedLoans is here to help. We’re a loan connector service that works with a network of trusted lenders to connect borrowers with the loans they need. Our online application process is quick and easy, and we can often get you a decision within minutes. Best of all, our service is free and there’s no obligation to accept any loan offers.

Keep in mind that we are not a direct lender and we do not make lending decisions. Instead, we facilitate the connection between borrowers and potential lenders. If you’re approved for a loan, you’ll work directly with the lender to complete the loan process.

The Bottom Line

Payday loans can be a helpful resource for those who need quick cash, but they come with risks and high fees. If you’re in Putnam Hall, Florida, and you’re considering a payday loan, be sure to do your research and understand all the terms and fees. And if you’re ready to apply, TheGuaranteedLoans is here to help connect you with potential lenders.

F.A.Q.

How long do I have to repay a payday loan in Putnam Hall, Florida?

The repayment term for payday loans in Putnam Hall, Florida is typically between two and four weeks. However, some lenders may offer longer repayment terms to borrowers who qualify.

What fees and interest rates are associated with payday loans in Putnam Hall, Florida?

The fees and interest rates associated with payday loans in Putnam Hall, Florida vary depending on the lender and the loan terms. In general, these loans have high interest rates and fees, which can make them expensive for borrowers to repay. It is important to carefully review the loan terms before agreeing to a payday loan in Putnam Hall, Florida.