Payday Loans in Valparaiso, Florida

Payday Loan Companies in Valparaiso, FL

Company nameAddressZip codePhone number
Fast Payday Loans, Inc. 146 W John Sims Pkwy 32580 +1 (850) 678 - 9000
Synovus Bank 23 S John Sims Pkwy 32580 +1 (888) 796 - 6887

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Valparaiso, FL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Melbourne, FL, Payday Loans in Merritt Island, FL, Payday Loans in Miami, FL, Payday Loans in Miami Beach, FL, Payday Loans in Navarre, FL, Payday Loans in North Fort Myers, FL, Payday Loans in North Miami Beach, FL and Payday Loans in North Port, FL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Valparaiso, FL.

Beautiful sights of Valparaiso, FL

Payday Loans Available in Valparaiso, FL By The Following ZIP Codes:

32580

Are Payday Loans Legal In Valparaiso, Florida?

Loan Rates and Fees, Laws and Regulations in Florida.

There are three active types of payday loans in Valparaiso, Florida: cash advance loans , personal check loan s, installment loans . Employees may take advance loans for any period of time starting from 7 to 31 days regardless their earnings during the last one-year period. Payday loan approval is based on a borrower's credit report, which is provided by the lender and subject to verification. Credit report is delivered unchanged to the borrower who complies with lender's requirements.

Requests are usually being settled online; quick cash advance pickup service is offered as well.

Payday loans are taken for $500 and have repayment terms of 4 weeks after the date of deposit receipt. Interest rate is equal to 35% (rounded to the second decimal place); APR - 304%.

The maximum amount of all your payday loans at one time shall not exceed $500.

There is a cooling-off period of 24 hours between 2 consecutive loans.

One loan at a time is allowed. No rollovers are allowed. Criminal actions are prohibited. An administrative fee equal to 50 cents for every $10 received as an advance or rollover may be charged; fee amount depends on credit report evaluation results available 24 hours ahead of loan repayment stage, as well as it depends on contract characteristics.

Florida Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)304
Maximum Loan Amount$500 exclusive of the fees
Minimum Loan Term7 days
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges0.1

Valparaiso, FL payday loan calculator

F.A.Q.

How much can I borrow with a payday loan in Valparaiso, Florida?

The maximum amount that can be borrowed with a payday loan in Valparaiso, Florida is $500. However, some lenders may offer higher loan amounts to borrowers who meet certain eligibility criteria.

How long do I have to repay a payday loan in Valparaiso, Florida?

The repayment term for payday loans in Valparaiso, Florida is typically between two and four weeks. However, some lenders may offer longer repayment terms to borrowers who qualify.

How Many Cash Advance Companies are in Valparaiso, FL?

With the help of our service, you will be able to find 2 cash advance companies in Valparaiso, FL

What Cash Advance Companies in Valparaiso, FL are the most popular?

You should check Fast Payday Loans, Inc. and Synovus Bank. Also, you can start your application online on our website.