Payday Loans in Mechanicsburg, Illinois

Payday Loan Companies in Mechanicsburg, IL

Company nameAddressZip codePhone number
United Community Bank 600 W Main St 62545 +1 (217) 364 - 4456

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Mechanicsburg, IL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Glenview, IL, Payday Loan Without a Credit Check in Gurnee, IL, Same Day Loans in Hanover Park, IL, Quick Loan in Hoffman Estates, IL, Payday Loans in Joliet, IL, 24-Hour Loan in Lombard, IL, Payday Loans in Moline, IL and Online Loans in Mount Prospect, IL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Mechanicsburg, IL.

Payday Loans Available in Mechanicsburg, IL By The Following ZIP Codes:

62545

Are Payday Loans Legal In Mechanicsburg, Illinois?

Loan Rates and Fees, Laws and Regulations in Illinois.

Illinois Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)404
Maximum Loan Amount$1,000 (or 25% of the gross monthly income)
Minimum Loan Term13 days
Maximum Loan Term120 days
Number of Rollovers Allowed0
Finance Charges15.5% per $100

Mechanicsburg, IL payday loan calculator

F.A.Q.

Are there any protections in place for consumers who take out payday loans in Mechanicsburg, Illinois?

Yes, Illinois law provides several protections for consumers who take out payday loans. For example, lenders are required to provide clear and concise information about the terms of the loan, and cannot use deceptive or unfair practices. Borrowers also have the right to cancel a payday loan within 24 hours of signing the loan agreement.

Can I be arrested or have my wages garnished if I default on a payday loan in Mechanicsburg, Illinois?

No, Illinois law prohibits lenders from using criminal actions, such as arrest or wage garnishment, to collect on payday loans. If a borrower defaults on a payday loan, the lender can only take legal action to recover the outstanding amount.

How Many Cash Advance Companies are in Mechanicsburg, IL?

With the help of our service, you will be able to find 1 cash advance companies in Mechanicsburg, IL

What Cash Advance Companies in Mechanicsburg, IL are the most popular?

You should check United Community Bank. Also, you can start your application online on our website.