Payday Loans in Defiance, Iowa

Payday Loan Companies in Defiance, IA

Company nameAddressZip codePhone number
Defiance State Bank 201 Main Ave 51527 +1 (712) 748 - 3561

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Defiance, IA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Davenport, IA, Payday Loans in Des Moines, IA, 24-Hour Loan in Dubuque, IA, Payday Loans in Iowa City, IA, Payday Loans in Marion, IA, Online Loans in Sioux City, IA, Payday Loan for Urbandale, IA and Payday Loan for Waterloo, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Defiance, IA.

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Payday Loans Available in Defiance, IA By The Following ZIP Codes:

51527

Are Payday Loans Legal In Defiance, Iowa?

Loan Rates and Fees, Laws and Regulations in Iowa.

Iowa Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)337
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges$15 on the first $100 + >$10 on subsequent $100

Defiance, IA payday loan calculator

F.A.Q.

Are there any restrictions on the number of times a borrower can renew a payday loan in Defiance, Iowa?

Yes, in Defiance, Iowa, a borrower can only renew a payday loan twice. After the second renewal, the borrower must pay off the loan in full or enter into a payment plan with the lender.

Can a payday loan lender in Defiance, Iowa provide a borrower with a grace period before repayment is due?

Yes, a payday loan lender in Defiance, Iowa can provide a borrower with a grace period before repayment is due. However, the lender is not required to do so, and the length of the grace period is at the discretion of the lender.

How Many Cash Advance Companies are in Defiance, IA?

With the help of our service, you will be able to find 1 cash advance companies in Defiance, IA

What Cash Advance Companies in Defiance, IA are the most popular?

You should check Defiance State Bank. Also, you can start your application online on our website.

Look for Short-Term Loans in Other Cities:

Ames Ankeny Bettendorf Cedar Falls Cedar Rapids Council Bluffs Davenport Des Moines Dubuque Iowa City Marion Ottumwa Sioux City Urbandale Waterloo West Des Moines
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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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