Payday Loans in Letts, Iowa

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No payday loan companies in Letts, IA. Consider companies in other cities:

Company nameAddressZip codePhone number
Quick Cash 918 W 5th St, Waterloo, IA 50702 +1 (319) 233 - 0449
Pilot Grove Savings Bank 120 S Locust St, Winfield, IA 52659 +1 (319) 257 - 3321
Farm Credit Services of America 1525 Boyson Rd, Hiawatha, IA 52233 +1 (319) 364 - 0151
Fritz Accounting 1620 Spray St, Burlington, IA 52601 +1 (319) 752 - 1112
Advance America 1821 22nd St #104, West Des Moines, IA 50266 +1 (515) 440 - 3016
Sibley State Bank 803 4th Ave, Sibley, IA 51249 +1 (712) 754 - 2561
Northwest Bank 10 N 29th St, Fort Dodge, IA 50501 +1 (515) 955 - 3331
Two Rivers Bank & Trust 1066 S Gear Ave, West Burlington, IA 52655 +1 (319) 753 - 9166
U.S. Bank ATM - Red Oak 323 E Reed St, Red Oak, IA 51566 +1 (800) 872 - 2657
Pawn Shop 509 8th St, Sioux City, IA 51101 +1 (712) 233 - 2772

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Letts, IA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Bettendorf, IA, Payday Loan for Cedar Falls, IA, Payday Loan for Cedar Rapids, IA, Payday Loans in Council Bluffs, IA, Payday Loan Without a Credit Check in Davenport, IA, Bad Credit Loans in Des Moines, IA, No Credit Check Loans in Dubuque, IA and Payday Loans in Iowa City, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Letts, IA.

Beautiful sights of Letts, IA

Payday Loans Available in Letts, IA By The Following ZIP Codes:

52754

Are Payday Loans Legal In Letts, Iowa?

Loan Rates and Fees, Laws and Regulations in Iowa.

Iowa Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)337
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges$15 on the first $100 + >$10 on subsequent $100

Letts, IA payday loan calculator

Understanding Payday Loans in Letts, Iowa

For many people, unforeseen expenses can put quite a strain on their finances. Whether it’s a medical emergency, car repairs, or an unexpected bill, it can be difficult to keep up with day-to-day expenses while dealing with an unexpected cost. This is where payday loans come into play.

A payday loan is a short-term loan that is designed to help you cover an unexpected expense until your next paycheck. In Letts, Iowa, payday loans are legal, and they can be a helpful tool in addressing financial emergencies. However, it’s important to understand how payday loans work before considering one as an option.

How Payday Loans Work

Unlike traditional loans, payday loans are designed to be paid back quickly, usually within a few weeks. The loan amount typically ranges from $100 to $500, with the amount you can borrow depending on your income and other factors. To get a payday loan, you’ll need to provide proof of income and a valid ID.

When you’re approved for a payday loan, you’ll write a post-dated check for the loan amount plus fees. On your loan’s due date, the lender will deposit the check, and the loan will be paid back in full. If you’re unable to pay back the loan on the due date, the lender may offer a rollover loan, which extends the loan for an additional fee.

Pros and Cons of Payday Loans

As with any financial product, there are pros and cons to payday loans. Here are a few to consider:

  • Pros: Payday loans are a quick and easy way to get cash when you need it. They don’t require good credit, and you can often get approved and receive your funds in just a few hours.
  • Cons: Payday loans come with high fees and interest rates, making them an expensive way to borrow money. If you’re not able to pay back the loan on time, you may end up in a cycle of debt that’s difficult to get out of.

Interesting Facts About Payday Loans in Letts, Iowa

  • The average loan amount in Iowa is $341.
  • Over half of all payday loan borrowers in Iowa have an annual income of less than $30,000.
  • Iowa has some of the strictest payday loan regulations in the country, which is why it’s important to choose a reputable lender.

Apply Now

If you’re considering a payday loan in Letts, Iowa, we encourage you to fill out an application on our website. Please keep in mind that The Guaranteed Loans is a connector service and not a direct lender. We’ll work to connect you with potential lenders who may be able to provide you with a loan that meets your needs.

We do our best to ensure that our network of lenders is reputable and that our customers receive fair treatment. However, it’s important to carefully read and understand all loan terms before accepting a loan offer.

Thank you for considering The Guaranteed Loans for your payday loan needs. We’re here to help you through unexpected financial challenges and get you back on track.

F.A.Q.

Can I get a payday loan if I have a bankruptcy in Letts, Iowa?

It may be possible to get a payday loan if you have a bankruptcy in Letts, Iowa, as payday lenders do not typically conduct a traditional credit check. However, you will still need to provide proof of income and a checking account in good standing to qualify for a loan.

Can I get a payday loan if I am a military member in Letts, Iowa?

Yes, you can get a payday loan if you are a military member in Letts, Iowa. However, military members are protected by the Military Lending Act, which limits the fees and interest rates that lenders can charge on loans to military members and their families.