| Company name | Address | Zip code | Phone number |
|---|---|---|---|
| Advance America | 971 E State St | 45701 | +1 (740) 592 - 2530 |
| ATM Atomic Credit Union | 223 Columbus Rd | 45701 | +1 (740) 594 - 8185 |
| Chase Bank | 2 S Court St | 45701 | +1 (740) 592 - 0383 |
| First National Bank | 1012 E State St | 45701 | +1 (740) 594 - 1863 |
| Hocking Valley Bank | 7 W Stimson Ave | 45701 | +1 (740) 592 - 4441 |
| Lendmark Financial Services LLC | 743 E State St | 45701 | +1 (740) 593 - 7785 |
| Merchants National Bank | 20 E Stimson Ave | 45701 | +1 (740) 593 - 5205 |
| Ohio University Credit Union | 90 S Shafer St | 45701 | +1 (740) 597 - 2800 |
| OVB Loan Office | C,, 2097 E State St | 45701 | +1 (740) 331 - 4190 |
| P Michael Smeltzer - Ameriprise Financial Services, LLC | 18 W State St 100 | 45701 | +1 (740) 594 - 1300 |
| Park National Bank: Athens Office | 898 E State St | 45701 | +1 (740) 593 - 7756 |
| Peoples Bank | 1 N Court St | 45701 | +1 (740) 597 - 2003 |
| Prokos Check Cashing | 88 E State St | 45701 | +1 (740) 593 - 5207 |
| Raymond James Financial Services | 801 E State St | 45701 | +1 (740) 589 - 2566 |
| Walmart Money Center | 919 E State St | 45701 | |
| WesBanco Bank | 505 Richland Ave | 45701 | +1 (740) 594 - 5626 |
Payday Loan Companies in Nearby Cities
If there are no payday loan companies in Athens, OH, you can try to find different companies in big cities near by. Check out the following pages here: 24-Hour Loan in Hamilton, OH, Payday Loans in Hilliard, OH, Payday Loans in Lakewood, OH, Bad Credit Loans in Lancaster, OH, Payday Loans in Lima, OH, Payday Loans in Lorain, OH, 24-Hour Loan in Mansfield, OH and Payday Loans in Marion, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Athens, OH.
Advise to read before applying
Beautiful sights of Athens, OH
Payday Loans Available in Athens, OH By The Following ZIP Codes:
45701
Are Payday Loans Legal In Athens, Ohio?
Loan Rates and Fees, Laws and Regulations in Ohio.
One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).
What's payday lending in Athens, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.
Payday lending is legal in Athens, Ohio. There's a default limit of $1,000 in Athens, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).
Ohio Loan Regulations
| Legal Status | Legal (at a low cost) |
|---|---|
| Interest Rate (APR, %) | 28 |
| Maximum Loan Amount | $1,000 |
| Minimum Loan Term | 91 days |
| Maximum Loan Term | 1 year |
| Number of Rollovers Allowed | 0 |
| Finance Charges | 0.28 |