Payday Loans in Blanchester, Ohio

Payday Loan Companies in Blanchester, OH

Company nameAddressZip codePhone number
First National Bank Of Blanchester 121 W Main St 45107 +1 (937) 783 - 2451
The First National Bank 100-198, OH-28 45107 +1 (937) 783 - 2451

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Blanchester, OH, you can try to find different companies in big cities near by. Check out the following pages here: Short-term Loans in Akron, OH, Payday Loans in Bowling Green, OH, Bad Credit Loans in Brunswick, OH, Payday Loans in Canton, OH, No Credit Check Loans in Cincinnati, OH, Payday Loans in Cleveland, OH, Payday Loans in Columbus, OH and 24-Hour Loan in Cuyahoga Falls, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Blanchester, OH.

Beautiful sights of Blanchester, OH

Payday Loans Available in Blanchester, OH By The Following ZIP Codes:

45107

Are Payday Loans Legal In Blanchester, Ohio?

Loan Rates and Fees, Laws and Regulations in Ohio.

One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).

What's payday lending in Blanchester, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.

Payday lending is legal in Blanchester, Ohio. There's a default limit of $1,000 in Blanchester, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).

Ohio Loan Regulations

Legal StatusLegal (at a low cost)
Interest Rate (APR, %)28
Maximum Loan Amount$1,000
Minimum Loan Term91 days
Maximum Loan Term1 year
Number of Rollovers Allowed0
Finance Charges0.28

Blanchester, OH payday loan calculator

F.A.Q.

Can I be charged a higher interest rate or fee if I have bad credit or no credit history in Blanchester, Ohio?

No, you cannot be charged a higher interest rate or fee if you have bad credit or no credit history in Blanchester, Ohio. The maximum interest rate and fee that can be charged on payday loans in Blanchester, Ohio are set by state law and are the same for all borrowers, regardless of their credit history.

Are there any alternatives to payday loans in Blanchester, Ohio?

Yes, there are alternatives to payday loans in Blanchester, Ohio, such as small dollar loans, credit union loans, and installment loans. These options may have lower interest rates and fees, longer repayment terms, and more flexible eligibility requirements than payday loans.

How Many Cash Advance Companies are in Blanchester, OH?

With the help of our service, you will be able to find 2 cash advance companies in Blanchester, OH

What Cash Advance Companies in Blanchester, OH are the most popular?

You should check First National Bank Of Blanchester and The First National Bank. Also, you can start your application online on our website.