Payday Loans in Greentown, Ohio

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No payday loan companies in Greentown, OH. Consider companies in other cities:

Company nameAddressZip codePhone number
Tansky's Auto Mart 150 Whiley Ave 4350, Lancaster, OH 43130 +1 (740) 654 - 5900
Advance America 13708 Lorain Rd, Cleveland, OH 44111 +1 (216) 941 - 5361
WesBanco Bank 410 N Front St, Oak Hill, OH 45656 +1 (740) 682 - 7733
National Cash Advance 1880 S Maple Ave, Fairborn, OH 45324 +1 (937) 879 - 0791
ACE Cash Express 2079 W 25th St, Cleveland, OH 44113 +1 (216) 781 - 9995
First Federal Savings & Loan 624 W South Boundary St STE A, Perrysburg, OH 43551 +1 (419) 874 - 3231
CheckSmart 7113 E Main St, Reynoldsburg, OH 43068 +1 (614) 751 - 1314
Chase Bank 6200 Brecksville Rd, Independence, OH 44131 +1 (216) 524 - 8616
Eagle Loan 807 Union Blvd, Englewood, OH 45322 +1 (937) 836 - 1400
1st Choice Financial 680 Main St, Jackson, OH 45640 +1 (740) 288 - 2300

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Greentown, OH, you can try to find different companies in big cities near by. Check out the following pages here: Same Day Loans in Hamilton, OH, Payday Loans in Hilliard, OH, Payday Loans in Lakewood, OH, Emergency Loan in Lancaster, OH, Payday Loan Without a Credit Check in Lima, OH, Emergency Loan in Lorain, OH, Payday Loans in Mansfield, OH and Payday Loans in Marion, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Greentown, OH.

Beautiful sights of Greentown, OH

Payday Loans Available in Greentown, OH By The Following ZIP Codes:

44630

Are Payday Loans Legal In Greentown, Ohio?

Loan Rates and Fees, Laws and Regulations in Ohio.

One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).

What's payday lending in Greentown, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.

Payday lending is legal in Greentown, Ohio. There's a default limit of $1,000 in Greentown, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).

Ohio Loan Regulations

Legal StatusLegal (at a low cost)
Interest Rate (APR, %)28
Maximum Loan Amount$1,000
Minimum Loan Term91 days
Maximum Loan Term1 year
Number of Rollovers Allowed0
Finance Charges0.28

Greentown, OH payday loan calculator

The Ins and Outs of Payday Loans in Greentown, Ohio

Are you facing unexpected bills or expenses and worried about how you’ll make ends meet? If so, a payday loan might be an option to consider. These short-term loans are designed to help people cover their financial obligations before their next paycheck arrives. In Ohio, payday loans are legal and regulated by state law to ensure fair and affordable borrowing for consumers. In this guide, we’ll explore everything you need to know about payday loans in Greentown, Ohio.

How Do Payday Loans Work?

Payday loans are short-term loans that typically range from $100 to $1,500. They offer a quick and easy solution for people who need money in a hurry and don’t have access to traditional bank loans or credit cards. To apply for a payday loan, you’ll need to submit an application with your personal and financial information, including your income, employment status, and bank account details. Once approved, you’ll receive the funds directly into your bank account, usually within one business day.

Repayment terms for payday loans are generally short, with the loan due in full by your next paycheck. In Ohio, state law requires lenders to provide borrowers with up to 90 days to repay their loans, although some lenders may offer shorter terms. The cost of borrowing a payday loan can vary depending on the lender, but Ohio law limits the annual percentage rate (APR) on payday loans to 28%. This means that if you borrow $100 for 14 days, you’ll pay a maximum of $1.08 in interest and fees.

The Pros and Cons of Payday Loans

Payday loans can be beneficial in certain circumstances, but they’re not the right option for everyone. Here are some of the advantages and disadvantages to consider before applying for a payday loan in Greentown, Ohio:

Advantages:

  • Quick and easy application process
  • No credit check required
  • Funds deposited directly into your bank account
  • Regulated by state law to ensure affordable borrowing

Disadvantages:

  • High interest rates and fees
  • Short repayment terms that may be difficult to meet
  • Can lead to a cycle of debt if not used responsibly
  • No ability to change the repayment terms or extend the loan

Interesting Facts and Statistics about Payday Loans in Greentown, Ohio

  • In 2019, there were more than 1.5 million payday loans taken out in Ohio, totaling over $400 million in loan volume.
  • The average payday loan borrower in Ohio takes out 10 loans per year, with an average loan amount of $328.
  • Ohio has one of the highest average payday loan interest rates in the country, at 391% APR.
  • More than 20% of payday loan borrowers in Ohio end up defaulting on their loans.

Apply Now for a Payday Loan in Greentown, Ohio

If you’re considering a payday loan in Greentown, Ohio, TheGuaranteedLoans can help you find the right lender for your needs. As a connector service, we work with a network of trusted lenders to provide you with fast and easy access to the money you need. We understand that unexpected expenses can be stressful, and we’re committed to helping you find a loan that fits your budget and repayment needs. Simply fill out our online application to get started today!

Please note that TheGuaranteedLoans is not a direct lender and does not provide payday loans. We connect borrowers with lenders who can provide the loan they need.

F.A.Q.

Can I file a complaint against a payday lender in Greentown, Ohio if I feel that they have violated state or federal laws?

Yes, you can file a complaint against a payday lender in Greentown, Ohio if you feel that they have violated state or federal laws. You can file a complaint with the Ohio Department of Commerce, the Consumer Financial Protection Bureau, or the Federal Trade Commission.

What happens if I default on a payday loan in Greentown, Ohio?

If you default on a payday loan in Greentown, Ohio, the lender may use collection methods, such as contacting you by phone or mail, reporting the debt to credit bureaus, or garnishing your wages, to collect the debt. Defaulting on a payday loan can also damage your credit score and make it more difficult to obtain credit in the future.