Payday Loans in Grover Hill, Ohio

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No payday loan companies in Grover Hill, OH. Consider companies in other cities:

Company nameAddressZip codePhone number
CashMax Ohio 906 National Rd, Bridgeport, OH 43912 +1 (740) 738 - 0015
Cashland 960 Main St, Hamilton, OH 45013 +1 (513) 868 - 7900
Fairway Independent Mortgage Corporation 5577 Monroe St A, Sylvania, OH 43560 +1 (419) 481 - 8696
Eagle Loan 709 N Main St, Celina, OH 45822 +1 (567) 510 - 4242
Wells Fargo Dealer Services 6000 Freedom Square Dr 580, Independence, OH 44131 +1 (800) 289 - 8004
Woodforest National Bank 1996 E Main St, Ashland, OH 44805 +1 (419) 281 - 1914
Ohio Auto Loan Services, Inc. 1290 Elliott Dr, Middletown, OH 45044 +1 (513) 422 - 5644
Janet Denney - Citizens Bank, Home Mortgages 8600 Governors Hill Dr, Cincinnati, OH 45249 +1 (513) 505 - 8399
Stifel 109 E Main St 308, Lancaster, OH 43130 +1 (740) 654 - 5996
Wright-Patt Credit Union 1 S Main St H, Dayton, OH 45402 +1 (800) 762 - 0047

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Grover Hill, OH, you can try to find different companies in big cities near by. Check out the following pages here: Same Day Loans in Fairfield, OH, Payday Loan for Findlay, OH, Payday Loans in Grove City, OH, Payday Loans in Hamilton, OH, Payday Loans in Hilliard, OH, Quick Loan in Lakewood, OH, Payday Loan for Lancaster, OH and Payday Loans in Lima, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Grover Hill, OH.

Beautiful sights of Grover Hill, OH

Payday Loans Available in Grover Hill, OH By The Following ZIP Codes:

45849

Are Payday Loans Legal In Grover Hill, Ohio?

Loan Rates and Fees, Laws and Regulations in Ohio.

One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).

What's payday lending in Grover Hill, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.

Payday lending is legal in Grover Hill, Ohio. There's a default limit of $1,000 in Grover Hill, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).

Ohio Loan Regulations

Legal StatusLegal (at a low cost)
Interest Rate (APR, %)28
Maximum Loan Amount$1,000
Minimum Loan Term91 days
Maximum Loan Term1 year
Number of Rollovers Allowed0
Finance Charges0.28

Grover Hill, OH payday loan calculator

Understanding Payday Loans in Grover Hill, Ohio

Financial emergencies can happen to anyone, anytime. If you are in Grover Hill, Ohio and need quick cash to cover unexpected expenses, payday loans may be a solution. Payday loans are a form of short-term lending that can help you get the funds you need to cover sudden expenses.

In Ohio, payday loans are legal with low-cost limitations set by state laws. However, these loans can come with high interest rates, fees, and other charges. That’s why it’s important to understand how payday loans work and their pros and cons before applying for one.

The Basics of Payday Loans in Grover Hill, Ohio

In Ohio, payday loans are a form of small-dollar, short-term lending of up to $1000. These loans usually last for two to four weeks, or until the borrower’s next payday. The loans are designed to help borrowers meet unexpected expenses like car repairs, medical bills, or utility bills.

In Grover Hill, Ohio, payday loans are legal but come with some regulations to protect consumers. The Ohio Short-term Loan Act requires lenders to be licensed, limit loan amounts to $1,000, and cap the interest rate at 28% annual percentage rate (APR). Lenders must also provide borrowers with clear information about the loan terms, fees, and repayment requirements.

The Pros and Cons of Payday Loans in Grover Hill, Ohio

Like any financial product, payday loans have their advantages and disadvantages. Here are some of the pros and cons of payday loans in Grover Hill, Ohio:

Pros:

  • Quick and easy application process
  • Accessible to people with poor credit or no credit history
  • Can be a fast solution to unexpected expenses

Cons:

  • High-interest rates and fees
  • Can lead to a debt cycle and financial instability
  • Not a long-term financial solution

It’s crucial to consider these pros and cons before applying for a payday loan. If you decide that a payday loan is the right solution for your financial emergency, make sure to understand all loan terms and shop around for lenders that offer the best rates and fees.

Interesting Facts and Statistics about Payday Loans in Grover Hill, Ohio

  • According to a Pew Charitable Trusts study, Ohio has the highest average payday loan APR in the country, at 591%.
  • Approximately 1 million Ohioans took out a payday loan in 2019, according to the Ohio Coalition for Responsible Lending.
  • Ohio lawmakers are currently considering a bill that would cap the interest rate of payday loans at 36% APR.

Apply Now

If you are in a financial emergency and need quick cash, TheGuaranteedLoans can help you connect with potential lenders in Grover Hill, Ohio. We are a connector service that streamlines the application process and connects you with lenders that match your needs. Fill out our online application form today to get started.

Please note that TheGuaranteedLoans is not a direct lender and does not make lending decisions. We are a connection service that helps match borrowers with potential lenders in our network. We cannot guarantee loan approval or funding, and all loan terms and fees are determined by the lender.

Conclusion

Payday loans can be a fast solution to unexpected expenses in Grover Hill, Ohio, but they come with high-interest rates and fees. It’s essential to understand all loan terms and shop around for lenders that offer the best rates and fees. At TheGuaranteedLoans, we are committed to helping you find the right lender for your needs. Fill out our online application form today to get started.

F.A.Q.

Can I get a payday loan in Grover Hill, Ohio if I am self-employed or receive disability benefits?

Yes, you can still get a payday loan in Grover Hill, Ohio if you are self-employed or receive disability benefits, as long as you can provide proof of income.

What are the repayment terms for a payday loan in Grover Hill, Ohio?

The repayment terms for a payday loan in Grover Hill, Ohio will vary depending on the lender and the loan amount. However, most payday loans in Grover Hill, Ohio are due on the borrower's next payday.