Payday Loans in Harveysburg, Ohio

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No payday loan companies in Harveysburg, OH. Consider companies in other cities:

Company nameAddressZip codePhone number
Atomic Credit Union 2741 Scioto Trail, Portsmouth, OH 45662 +1 (740) 351 - 0470
Haven Financial Enterprise 3558 Lee Rd, Cleveland, OH 44120 +1 (800) 265 - 2401
CashMax Ohio 406 Beall Ave, Wooster, OH 44691 +1 (330) 262 - 2222
U.S. Bank Branch 6269 S Main St, North Kingsville, OH 44068 +1 (440) 224 - 2042
S&T Bank 2032 Front St, Cuyahoga Falls, OH 44221 +1 (330) 968 - 2013
Loanmax Title Loans 34480 Vine St, Eastlake, OH 44095 +1 (440) 530 - 2900
Cash Pal 203 Pike St, Marietta, OH 45750 +1 (740) 568 - 9790
First American Loans 1320 W State St, Alliance, OH 44601 +1 (330) 823 - 5540
Professional Financial Services 9885 Rockside Rd 147, Cleveland, OH 44125 +1 (216) 642 - 9700
Walmart Money Center 1 Massillon Marketplace Dr SW, Massillon, OH 44646 +1 (330) 834 - 0500

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Harveysburg, OH, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Without a Credit Check in Toledo, OH, Payday Loans in Warren, OH, Payday Loans in West Chester, OH, Payday Loan for Westerville, OH, Payday Loans in Westlake, OH, Payday Loans in Youngstown, OH, Payday Loans in Akron, OH and Online Loans in Bowling Green, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Harveysburg, OH.

Beautiful sights of Harveysburg, OH

Payday Loans Available in Harveysburg, OH By The Following ZIP Codes:

45032

Are Payday Loans Legal In Harveysburg, Ohio?

Loan Rates and Fees, Laws and Regulations in Ohio.

One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).

What's payday lending in Harveysburg, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.

Payday lending is legal in Harveysburg, Ohio. There's a default limit of $1,000 in Harveysburg, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).

Ohio Loan Regulations

Legal StatusLegal (at a low cost)
Interest Rate (APR, %)28
Maximum Loan Amount$1,000
Minimum Loan Term91 days
Maximum Loan Term1 year
Number of Rollovers Allowed0
Finance Charges0.28

Harveysburg, OH payday loan calculator

Understanding Payday Loans in Harveysburg, Ohio

Payday loans are short-term loans that are designed to assist individuals in meeting their financial obligations until their next payday. In Harveysburg, Ohio, the payday loan industry is legal and regulated by Ohio’s Short-Term Loan Act. This act outlines the rules that govern payday lending in Ohio and ensures that borrowers are protected from predatory lending practices.

Ohio is one of the few states that allow payday loans, but there are strict guidelines that lenders must follow. Some of these guidelines include:

  • Maximum loan amount of $1,000
  • Maximum loan term of 31 days
  • Maximum annual percentage rate (APR) of 28%
  • Only one loan allowed at a time

The Application Process

To apply for a payday loan in Harveysburg, Ohio, you must be at least 18 years old and have a steady source of income. The application process is relatively simple, and most lenders can provide a decision within minutes. To apply for a payday loan, you will need to:

  • Provide proof of income
  • Show a valid ID
  • Provide proof of residency

Once you have been approved for a payday loan, the funds will be deposited directly into your bank account. You will then be required to repay the loan in full, along with any interest and fees, by your next payday. If you are unable to repay the loan, you may be subject to additional fees and charges.

Benefits and Risks of Payday Loans

Payday loans can be a valuable resource for individuals who need to meet their financial obligations quickly. These loans can be used to pay for unexpected expenses, such as car repairs, medical bills, or home repairs.

However, it is important to understand the risks associated with payday loans. The high-interest rates and short loan terms can make it difficult for borrowers to repay the loan in full. This can lead to a cycle of debt that can be difficult to break free from. Additionally, some lenders may engage in predatory lending practices, such as charging excessive fees or issuing loans to borrowers who cannot afford to repay them.

Interesting Facts About Payday Loans in Harveysburg, Ohio

  • Ohio is one of the few states that still allows payday loans.
  • The average payday loan in Ohio is $350.
  • Payday loan stores outnumber McDonald’s restaurants in Ohio.
  • Over 1 million payday loans are issued in Ohio each year.

Apply Now

If you are in need of a payday loan in Harveysburg, Ohio, TheGuaranteedLoans can help you connect with potential lenders. We are a connector service, not a direct lender, and we work with a network of trusted lenders who can provide you with the funds you need. Applying for a payday loan through TheGuaranteedLoans is easy, and most borrowers can receive a decision within minutes. Fill out our online application form today to see if you qualify.

F.A.Q.

How do I apply for a payday loan in Harveysburg, Ohio?

To apply for a payday loan in Harveysburg, Ohio, you must be at least 18 years old and have a valid ID, proof of income, and a bank account. You can apply online, by phone, or in person at a payday lending store.

How much can I borrow with a payday loan in Harveysburg, Ohio?

The maximum amount that you can borrow with a payday loan in Harveysburg, Ohio is $1,000. However, the actual amount that you can borrow will depend on your income and the lender's lending policies.