Payday Loans in Haviland, Ohio

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No payday loan companies in Haviland, OH. Consider companies in other cities:

Company nameAddressZip codePhone number
CashMax Ohio 3816 Center Rd, Brunswick, OH 44212 +1 (330) 460 - 0021
Peoples Bank 7920 Ohio River Rd, Wheelersburg, OH 45694 +1 (740) 574 - 9100
CheckSmart 801 Hebron Rd, Heath, OH 43056 +1 (740) 788 - 8631
Dollar Bank 3630 Center Rd, Brunswick, OH 44212 +1 (234) 803 - 0510
WesBanco Bank 410 N Front St, Oak Hill, OH 45656 +1 (740) 682 - 7733
First American Loans 3501 Mahoning Avenue NW, Warren, OH 44483 +1 (330) 847 - 7287
CSB Bancorp Inc 91 N Clay St, Millersburg, OH 44654 +1 (330) 674 - 9015
Superior Credit Union 203 N Sandusky St, Tiffin, OH 44883 +1 (419) 447 - 5929
ACE Cash Express 502 South Street SE, Warren, OH 44483 +1 (330) 393 - 0300
Farmers National Bank 310 W State St, Alliance, OH 44601 +1 (330) 913 - 2032

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Haviland, OH, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Hilliard, OH, Online Loans in Lakewood, OH, Payday Loans in Lancaster, OH, Emergency Loan in Lima, OH, Quick Loan in Lorain, OH, Short-term Loans in Mansfield, OH, Short-term Loans in Marion, OH and Payday Loans in Mason, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Haviland, OH.

Beautiful sights of Haviland, OH

Payday Loans Available in Haviland, OH By The Following ZIP Codes:

45851

Are Payday Loans Legal In Haviland, Ohio?

Loan Rates and Fees, Laws and Regulations in Ohio.

One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).

What's payday lending in Haviland, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.

Payday lending is legal in Haviland, Ohio. There's a default limit of $1,000 in Haviland, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).

Ohio Loan Regulations

Legal StatusLegal (at a low cost)
Interest Rate (APR, %)28
Maximum Loan Amount$1,000
Minimum Loan Term91 days
Maximum Loan Term1 year
Number of Rollovers Allowed0
Finance Charges0.28

Haviland, OH payday loan calculator

Understanding Payday Loans in Haviland, Ohio

When financial emergencies arise, it can be challenging to find the cash you need to cover unexpected expenses. For many people, payday loans are a viable option to get the money they need quickly. If you live in Haviland, Ohio, you’ll be pleased to know that payday loans are legal here, and at a lower cost than in some other states.

What Are Payday Loans?

Payday loans are short-term loans that help people cover unexpected expenses until their next payday. They are typically small amounts of money, ranging from $100 to $1,500, and are designed to be repaid within a few weeks.

One of the benefits of payday loans is that they are easy to qualify for, even if you have bad credit. The application process is straightforward, and you don’t need to provide a lot of documentation. In most cases, you will only need to show proof of income and have a checking account.

Applying for a Payday Loan in Haviland, Ohio

When applying for a payday loan in Haviland, Ohio, you’ll need to find a lender that offers these types of loans. TheGuaranteedLoans is a loan connector service that can help you find lenders in your area who offer payday loans.

Once you’ve found a lender, you can apply for a loan online or in person. The application process is usually fast, and you’ll typically receive a decision on your application within minutes. If you’re approved, you can receive the money you need within 24 hours or even the same day in some cases.

The Costs of Payday Loans in Haviland, Ohio

In Haviland, Ohio, payday loans are subject to regulations that limit the amount of fees that can be charged. Ohio law limits the interest rate on payday loans to 28% APR. So, if you borrow $100, you’ll only be charged $28 in interest.

It’s important to note that while payday loans may seem like a convenient option, they can be expensive if not paid back quickly. If you’re unable to repay your loan on time, you may be subject to additional fees and penalties, which can add up quickly. As such, it’s essential to only borrow what you need and to have a plan to repay the loan on time.

The Benefits of Using TheGuaranteedLoans to Find a Lender

Using a loan connector service like TheGuaranteedLoans can make it easier to find a reputable lender who offers payday loans in Haviland, Ohio. We work with a network of trusted lenders who are equipped to help you get the money you need quickly and easily.

Our online application is quick and straightforward, and you can complete it from the comfort of your own home. We’ll work to connect you with lenders who meet your specific needs, so you don’t have to worry about shopping around.

Interesting Facts and Statistics About Payday Loans in Haviland, Ohio

  • In Ohio, the average payday loan amount is $325, and the average term is 14 days.
  • There are over 200 payday lending storefronts in Ohio.
  • Ohio law limits the total amount of payday loans a borrower can receive to $1,000 within any 90-day period.
  • Ohioans pay over $500 million in fees annually for payday loans.
  • A Pew Charitable Trusts survey found that the typical payday loan borrower is white, female, and between the ages of 25 and 44.

Apply Now

If you’re in need of a payday loan in Haviland, Ohio, consider using TheGuaranteedLoans to help you find a trusted lender. Our simple online application process makes it easy to get started, and we’ll work with you to find a lender who can help you get the money you need quickly. Remember, we are a loan connector service, not a direct lender, and we facilitate connections between borrowers and lenders. Start your application today and take the first step towards getting the money you need to cover your unexpected expenses.

F.A.Q.

Can I get a payday loan in Haviland, Ohio if I am self-employed or receive disability benefits?

Yes, you can still get a payday loan in Haviland, Ohio if you are self-employed or receive disability benefits, as long as you can provide proof of income.

What are the repayment terms for a payday loan in Haviland, Ohio?

The repayment terms for a payday loan in Haviland, Ohio will vary depending on the lender and the loan amount. However, most payday loans in Haviland, Ohio are due on the borrower's next payday.