Payday Loans in Lewistown, Ohio

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No payday loan companies in Lewistown, OH. Consider companies in other cities:

Company nameAddressZip codePhone number
Hopewell Federal Credit Union NEWARK 1690 N 21st St, Newark, OH 43055 +1 (740) 522 - 8311
Title Loans Toledo Co. by The Loan Lion 603 Adams St, Toledo, OH 43604 +1 (419) 244 - 6064
AgCredit, ACA 12923 OH-309, Kenton, OH 43326 +1 (419) 675 - 2303
Kidron Kars Inc. 97 Kidron Rd 9647, Orrville, OH 44667 +1 (330) 682 - 5277
Peoples Bank 115 Court St, Pomeroy, OH 45769 +1 (740) 992 - 2133
Parkmont Wealth Advisors 900 Croghan St, Fremont, OH 43420 +1 (419) 332 - 1111
Woodforest National Bank 7725 Hoke Rd, Clayton, OH 45315 +1 (937) 836 - 4789
Brian Million, Movement Mortgage 2835 Miami Village Dr Suite 200, Miamisburg, OH 45342 +1 (513) 436 - 1936
Lendmark Financial Services LLC 2628 Colonel Glenn Hwy Suite B, Fairborn, OH 45324 +1 (937) 429 - 8801
Check n Go 1971 E Dublin Granville Rd, Columbus, OH 43229 +1 (614) 841 - 4862

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Lewistown, OH, you can try to find different companies in big cities near by. Check out the following pages here: Same Day Loans in Hamilton, OH, Payday Loans in Hilliard, OH, Same Day Loans in Lakewood, OH, Payday Loans in Lancaster, OH, Payday Loans in Lima, OH, 24-Hour Loan in Lorain, OH, Short-term Loans in Mansfield, OH and Payday Loans in Marion, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Lewistown, OH.

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Payday Loans Available in Lewistown, OH By The Following ZIP Codes:

43333

Are Payday Loans Legal In Lewistown, Ohio?

Loan Rates and Fees, Laws and Regulations in Ohio.

One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).

What's payday lending in Lewistown, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.

Payday lending is legal in Lewistown, Ohio. There's a default limit of $1,000 in Lewistown, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).

Ohio Loan Regulations

Legal StatusLegal (at a low cost)
Interest Rate (APR, %)28
Maximum Loan Amount$1,000
Minimum Loan Term91 days
Maximum Loan Term1 year
Number of Rollovers Allowed0
Finance Charges0.28

Lewistown, OH payday loan calculator

Advise to read before applying

Understanding Payday Loans in Lewistown, Ohio

Payday loans are a type of short-term loan that is meant to help individuals deal with unexpected financial emergencies or cover bills until their next paycheck. These loans have become increasing popular in Lewistown, Ohio, where they are legal as long as lenders operate within state regulations.

How do Payday Loans Work?

Potential borrowers fill out an online application, and the lender will approve or deny the application almost immediately based on the borrower’s income and credit score. If approved, the borrower will receive the loan amount, which typically ranges from $100 to $1000, within a day or two.

The repayment of a payday loan largely depends on when the borrower gets paid. The loan must typically be paid in full by the borrower’s next payday, and the repayment is typically completed with an automatic debit from the borrower’s bank account.

Why Consider a Payday Loan?

In Ohio, payday loans can be a useful resource for those in need of fast cash. These types of loans are ideal for those who are unable to secure traditional loans because of their credit score or employment history. Additionally, payday loans do not require collateral, making them less risky than secured loans.

However, it is important to only borrow what one can repay. Payday loans can come with high-interest rates, which can ultimately lead to more financial trouble, so they should be considered as a last resort for those in dire need of funds.

Payday Loans in Lewistown, Ohio

Ohio has a regulatory system that is designed to protect borrowers from predatory lending practices. Interest rates on payday loans are capped at 28%, which is relatively low compared to other states.

Additionally, payday lenders in Ohio must have a license and operate within state regulations, including providing clear loan terms and conditions, as well as honest and upfront fees and charges. The state also requires lenders to provide borrowers with a written contract outlining the terms of their loan.

Interesting facts about Payday Loans in Lewistown, Ohio

  • Ohio has the lowest payday loan default rates in the country.
  • Over one million payday loans are granted annually in Ohio.
  • The average payday loan amount in Ohio is $326.
  • Most payday loan borrowers in Ohio have a household income of $35,000 or less per year.

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At TheGuaranteedLoans, we are dedicated to helping Ohio residents find lenders that meet their financial needs. Click the link to complete our online application, and we will facilitate your connection with potential lenders. Please note that we are not a direct lender and do not make credit decisions.

Remember, payday loans can be a useful resource for those in unexpected financial emergencies, but pay attention to the terms and conditions to ensure that you can pay back the loan on time. The Ohio regulatory framework is designed to protect consumers, so it is essential to work with a reputable lender that operates within state regulations.

F.A.Q.

Can I be charged late fees if I cannot repay a payday loan in Lewistown, Ohio on time?

No, you cannot be charged late fees if you cannot repay a payday loan in Lewistown, Ohio on time. However, you may be charged a one-time returned check fee if your check bounces or your electronic payment is not processed.

Are there any limits on the amount that can be borrowed with a payday loan in Lewistown, Ohio?

Yes, there are limits on the amount that can be borrowed with a payday loan in Lewistown, Ohio. The maximum loan amount is $1,000, and the maximum loan term is 31 days.

Look for Short-Term Loans in Other Cities:

Akron Bowling Green Brunswick Canton Chillicothe Cincinnati Cleveland Columbus Cuyahoga Falls Dayton Delaware Dublin Elyria Euclid Fairborn Fairfield Findlay Grove City Hamilton Hilliard Lakewood Lancaster Lima Lorain Mansfield Marion Mason Massillon Mentor Middletown Newark North Olmsted North Ridgeville North Royalton Reynoldsburg Springfield Stow Strongsville Toledo Warren West Chester Westerville Westlake Youngstown
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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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