Payday Loans in McCutchenville, Ohio

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No payday loan companies in McCutchenville, OH. Consider companies in other cities:

Company nameAddressZip codePhone number
First American Loans 529 W High Ave, New Philadelphia, OH 44663 +1 (330) 339 - 0902
Superior Credit Union 1296 W Main St, Van Wert, OH 45891 +1 (419) 238 - 5241
Huntington Bank 3885 Mogadore Rd, Mogadore, OH 44260 +1 (330) 628 - 5390
Eagle Loan Company of Ohio 5413 Dixie Hwy, Fairfield, OH 45014 +1 (513) 874 - 5008
Vacationland Federal CU 2911 Hayes Ave, Sandusky, OH 44870 +1 (419) 625 - 9025
Huntington Mortgage Group 180 E Main St, Orwell, OH 44076
Liberty Bank 7510 County Rd 107, Proctorville, OH 45669 +1 (740) 886 - 9491
Verum Funding 519 S Main St, Orrville, OH 44667 +1 (434) 535 - 5229
Pickaway Progress Partnership 1360 Lancaster Pike 111, Circleville, OH 43113 +1 (740) 420 - 6498
Ohio Auto Loan Services, Inc. 1292 E Ash St, Piqua, OH 45356 +1 (937) 451 - 3824

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in McCutchenville, OH, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Westerville, OH, Payday Loan Companies in Westlake, OH, Payday Loan for Youngstown, OH, Short-term Loans in Akron, OH, Payday Loans in Bowling Green, OH, Guaranteed Loans in Brunswick, OH, Payday Loans in Canton, OH and Payday Loans in Cincinnati, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in McCutchenville, OH.

Payday Loans Available in McCutchenville, OH By The Following ZIP Codes:

44844

Are Payday Loans Legal In McCutchenville, Ohio?

Loan Rates and Fees, Laws and Regulations in Ohio.

One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).

What's payday lending in McCutchenville, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.

Payday lending is legal in McCutchenville, Ohio. There's a default limit of $1,000 in McCutchenville, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).

Ohio Loan Regulations

Legal StatusLegal (at a low cost)
Interest Rate (APR, %)28
Maximum Loan Amount$1,000
Minimum Loan Term91 days
Maximum Loan Term1 year
Number of Rollovers Allowed0
Finance Charges0.28

McCutchenville, OH payday loan calculator

Payday Loans in McCutchenville, Ohio: Everything You Need to Know

If you’re struggling to make ends meet and need a quick financial boost, you may consider a payday loan. In Ohio, these loans are legal at a low cost, providing a valuable lifeline for those in need.

At TheGuaranteedLoans, we believe in helping you make informed financial decisions. Read on to learn everything you need to know about payday loans in McCutchenville, Ohio.

What are Payday Loans?

Payday loans are short-term loans that provide quick money to borrowers. They are typically due to be repaid in full on the borrower’s next payday and are designed to help people manage unexpected expenses.

The Benefits of Payday Loans in McCutchenville, Ohio

Ohio state law regulates payday loans, providing a range of benefits and protections for borrowers. These include:

  • Low interest rates capped at 28% per annum
  • No hidden fees or charges
  • Borrowers can only take out one loan at a time
  • Clear repayment terms
  • Borrowers can cancel their loan before 5 pm of the next business day without any fees or charges
  • Easy online application process

How to Apply for Payday Loans in McCutchenville, Ohio

Applying for a payday loan in Ohio is a straightforward process. To qualify for a loan, you must:

  • Be a US citizen or permanent resident
  • Be aged 18 years or over
  • Have a regular source of income, such as from employment, benefits, or self-employment
  • Have a valid checking account

To apply for a payday loan with TheGuaranteedLoans, simply visit our website and complete our secure online application form. We will then connect you with potential lenders who match your requirements and offer the best rates.

Interesting Facts and Statistics

In Ohio, payday loans are a $163 million industry

According to a report by the Center for Responsible Lending, payday loans are a multi-million-dollar industry in Ohio. In 2020, this industry generated $163 million in fees alone.

Ohio has the highest payday loan rates in the country

While Ohio law caps payday loan interest rates at 28% per annum, this is still the highest rate in the country. The average payday loan APR in Ohio is around 600%.

Over 75% of payday loan borrowers in Ohio take out multiple loans per year

According to a report by the Pew Charitable Trusts, over 75% of payday loan borrowers in Ohio take out multiple loans per year. This can lead to a cycle of debt that is hard to escape.

Apply Now

If you’re considering a payday loan in McCutchenville, Ohio, TheGuaranteedLoans can help. We are a connector service that connects borrowers like you with potential lenders. Fill out our online application form today to get started.

Remember, payday loans are a short-term solution to unexpected expenses. Always read the terms and conditions of any loan offer carefully and be sure you can afford to repay the loan on time.

F.A.Q.

Can a payday lender require me to agree to arbitration or waive my legal rights in McCutchenville, Ohio?

No, a payday lender cannot require you to agree to arbitration or waive your legal rights in McCutchenville, Ohio. These types of provisions are prohibited by Ohio law, and if a lender is attempting to enforce them, you can contact the Ohio Attorney General's Consumer Protection Section to report the violation and request assistance.

Can a payday lender access my bank account or debit my account without my permission in McCutchenville, Ohio?

No, a payday lender cannot access your bank account or debit your account without your permission in McCutchenville, Ohio. If a lender is attempting to do so, you can contact your bank and request that they block the lender's access to your account. You can also contact the Ohio Attorney General's Consumer Protection Section to report the violation and request assistance.