Payday Loans in Mendon, Ohio

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Mendon, OH. Consider companies in other cities:

Company nameAddressZip codePhone number
Ashland Community Federal CU 1123 Sugarbush Dr, Ashland, OH 44805 +1 (419) 289 - 6211
Advance America 1006 Washington Blvd Ste. E, Belpre, OH 45714 +1 (740) 423 - 7611
Loanmax Title Loans 460 Cleveland St, Elyria, OH 44035 +1 (440) 822 - 3901
Union Bank 19 Acme St, Marietta, OH 45750 +1 (740) 374 - 0010
First American Loans 3501 Mahoning Avenue NW, Warren, OH 44483 +1 (330) 847 - 7287
KeyBank 51 E Main St, Norwalk, OH 44857 +1 (419) 663 - 2802
Chase Bank 895 Hebron Rd, Heath, OH 43056 +1 (740) 522 - 3121
National Cash Advance 2322 June Parkway l, Zanesville, OH 43701 +1 (740) 452 - 2158
Eagle Loan 9061 Ohio River Rd, Wheelersburg, OH 45694 +1 (740) 370 - 1082
Fifth Third Bank & ATM 1235 N 21st St, Newark, OH 43055 +1 (740) 366 - 3330

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Mendon, OH, you can try to find different companies in big cities near by. Check out the following pages here: Quick Loan in Springfield, OH, Payday Loans in Stow, OH, Payday Loans in Strongsville, OH, Payday Loans in Toledo, OH, Payday Loans in Warren, OH, Payday Loan Companies in West Chester, OH, Same Day Loans in Westerville, OH and Payday Loans in Westlake, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Mendon, OH.

Beautiful sights of Mendon, OH

Payday Loans Available in Mendon, OH By The Following ZIP Codes:

45862

Are Payday Loans Legal In Mendon, Ohio?

Loan Rates and Fees, Laws and Regulations in Ohio.

One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).

What's payday lending in Mendon, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.

Payday lending is legal in Mendon, Ohio. There's a default limit of $1,000 in Mendon, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).

Ohio Loan Regulations

Legal StatusLegal (at a low cost)
Interest Rate (APR, %)28
Maximum Loan Amount$1,000
Minimum Loan Term91 days
Maximum Loan Term1 year
Number of Rollovers Allowed0
Finance Charges0.28

Mendon, OH payday loan calculator

Are you facing an unexpected expense in Mendon, Ohio, but don’t have enough cash to cover it? If so, you may be considering a payday loan. Fortunately, payday loans are legal in Ohio, and can provide a quick solution to your financial emergency.

What are Payday Loans?

Payday loans are short-term loans that borrowers can use to cover unexpected expenses. The borrower typically writes a postdated check to the lender for the amount borrowed plus fees and interest. The lender then deposits the check after the borrower’s next paycheck is received, or the borrower can authorize an automatic withdrawal from their bank account for the repayment amount.

These loans are designed to be convenient for the borrower, with quick access to funds and an easy application process. Since these loans are meant to be short-term, they typically come with higher interest rates and fees than traditional loans, making it important to carefully consider all costs before borrowing.

Payday Loans in Mendon, Ohio

In Ohio, payday lending is regulated by the Ohio General Assembly. This means that borrowers are protected by state laws that limit fees and interest rates. Specifically, the annual percentage rate for a payday loan in Ohio cannot exceed 28%.

For Mendon residents, there are several payday loan options available. Some of the top lenders offering payday loans and other loan options in Mendon include:

  • Check Into Cash: With over 20 years in business, Check Into Cash offers payday loans, installment loans, and title loans.
  • CashNetUSA: CashNetUSA provides payday loans as well as installment loans and lines of credit.
  • Ace Cash Express: Ace Cash Express has offered financial services since 1968 and provides payday loans, installment loans, and title loans.

Requirements to Apply for a Payday Loan in Mendon, Ohio

Before applying for a payday loan in Mendon, Ohio, it’s important to understand the requirements. To qualify for a payday loan, you must:

  • Be at least 18 years old
  • Have a valid government-issued ID
  • Have proof of income and employment
  • Provide a checking account and routing number for the loan deposit.

If you meet the above requirements, you can apply for a payday loan online or in person. It’s important to note that payday loans should be used for emergency situations only and not for long-term financial stability.

Interesting Facts about Payday Loans in Mendon, Ohio

  • The average payday loan in Ohio is $318 with an average interest rate of 591%.
  • Ohio residents borrow more than $500 million each year in payday loans
  • 15% of Ohioans live in a household that has used a payday lender.

Apply Now!

If you’re in need of a payday loan in Mendon, Ohio, TheGuaranteedLoans can help connect you with lenders that may be able to help. Our easy-to-use online application process makes it simple to apply for a loan. Simply visit our website, fill out the application, and we will connect you with potential lenders.

Remember, we are not a direct lender, but a connector service that can help you find the right loan for your needs. Our application process is safe and secure, and we will work to ensure that you get connected with a trusted lender.

In Conclusion

Payday loans can provide a quick and convenient solution to unexpected expenses in Mendon, Ohio. While the interest rates and fees may be higher than traditional loans, it’s important to carefully weigh your options and choose a reliable lender. Remember to borrow only what you need and avoid using payday loans for long-term financial stability.

F.A.Q.

What is the interest rate on a payday loan in Mendon, Ohio?

The interest rate on a payday loan in Mendon, Ohio is 28% APR, which is the maximum allowed by state law.

Can I renew or rollover my payday loan in Mendon, Ohio?

No, payday loans in Mendon, Ohio cannot be renewed or rolled over. Once you have repaid your loan, you must wait at least 60 days before taking out another payday loan.