Payday Loans in Neville, Ohio

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No payday loan companies in Neville, OH. Consider companies in other cities:

Company nameAddressZip codePhone number
Express 2824 S Hamilton Rd, Columbus, OH 43232 +1 (614) 860 - 1181
Dierksen John 4094 N Barclay Dr, Port Clinton, OH 43452 +1 (419) 797 - 3878
Walmart Money Center 2145 Eastern Ave, Gallipolis, OH 45631
Farm Credit Mid-America 1625 E 5th St, Delphos, OH 45833 +1 (419) 695 - 6000
Ross County Banking Center 206 Church St, Richmond Dale, OH 45673 +1 (740) 884 - 4445
Ft Recovery Equity Exchange Co 2351 Wabash Rd, Fort Recovery, OH 45846 +1 (419) 375 - 4129
PNC Bank 5097 Walnut Rd, Buckeye Lake, OH 43008 +1 (740) 929 - 2060
U.S. Bank Branch 1220 Columbus Ave, Washington Court House, OH 43160 +1 (740) 335 - 8052
Cashland 909 Lincoln Way E, Massillon, OH 44646 +1 (330) 834 - 2670
First Financial Bank 260 W Central Ave, Springboro, OH 45066 +1 (937) 514 - 8730

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Neville, OH, you can try to find different companies in big cities near by. Check out the following pages here: 24-Hour Loan in Elyria, OH, Short-term Loans in Euclid, OH, Payday Loans in Fairborn, OH, Payday Loans in Fairfield, OH, Quick Loan in Findlay, OH, Payday Loans in Grove City, OH, Same Day Loans in Hamilton, OH and Payday Loans in Hilliard, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Neville, OH.

Beautiful sights of Neville, OH

Payday Loans Available in Neville, OH By The Following ZIP Codes:

45156

Are Payday Loans Legal In Neville, Ohio?

Loan Rates and Fees, Laws and Regulations in Ohio.

One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).

What's payday lending in Neville, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.

Payday lending is legal in Neville, Ohio. There's a default limit of $1,000 in Neville, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).

Ohio Loan Regulations

Legal StatusLegal (at a low cost)
Interest Rate (APR, %)28
Maximum Loan Amount$1,000
Minimum Loan Term91 days
Maximum Loan Term1 year
Number of Rollovers Allowed0
Finance Charges0.28

Neville, OH payday loan calculator

Payday Loans in Neville, Ohio – What You Need to Know

If you’re in need of quick cash between paydays, you might already be considering a payday loan. In Neville, Ohio, payday loans are legal and available at a lower cost compared to many other states. In this guide, we’ll walk you through everything you need to know about payday loans in Neville, Ohio.

What is a Payday Loan?

A payday loan is a short-term loan that is typically due on your next payday. These loans are designed to help you cover unexpected expenses or bills that you can’t pay with your current income. The application process for payday loans is usually quick and straightforward, and you can typically receive your funds within a few hours or the next business day.

How Payday Loans Work in Neville, Ohio

Payday loans are legal and regulated in Ohio under Ohio Rev. Code Ann. § 1321.35 et seq. The maximum loan amount is $1,000, and the maximum term is 6 months. The interest rate for payday loans in Ohio is capped at 28% APR plus a loan fee of 1.08%. This means that if you borrow $100 for 14 days, you’ll be charged $16.67 in interest and fees.

It’s important to note that payday lenders are allowed to charge additional fees in Ohio. These fees can include origination fees, monthly maintenance fees, and more. However, the total amount you pay in interest and fees can’t exceed 60% of the original loan amount.

Benefits of Payday Loans in Neville, Ohio

  • Quick and easy application process
  • Funds available within hours or the next business day
  • Regulated and legal in Ohio
  • Lower interest rates compared to many other states

Drawbacks of Payday Loans in Neville, Ohio

  • Additional fees can add up quickly
  • Short repayment terms
  • Can lead to a cycle of debt if not repaid on time

Interesting Facts and Statistics about Payday Loans in Neville, Ohio

  • In 2019, Ohioans took out nearly 1 million payday loans, totaling over $400 million in loans.
  • The average payday loan borrower in Ohio takes out 10 loans per year, with an average loan amount of $375.
  • Ohio has some of the lowest maximum interest rates for payday loans in the country, with some states allowing rates up to 600% APR.

While payday loans can be a helpful solution for those in need of quick cash, it’s important to use them responsibly and only when necessary. If you’re considering a payday loan, make sure to compare lenders and make sure you understand all fees and terms before accepting a loan.

Apply Now

If you’re ready to apply for a payday loan in Neville, Ohio, TheGuaranteedLoans can help. We’re a connector service that can facilitate your connection with potential lenders. Our online application process is quick and easy, and you can receive your funds within hours or the next business day. Remember that payday loans should only be used for short-term financial needs, and should be paid back on time to avoid additional fees and interest charges.

F.A.Q.

Can I get a payday loan in Neville, Ohio if I have bad credit?

Yes, payday loans in Neville, Ohio are typically available to borrowers with bad credit, as they do not require a credit check.

What fees are associated with a payday loan in Neville, Ohio?

In addition to the interest, payday loans in Neville, Ohio may also include fees for processing, origination, and late payments.