| Company name | Address | Zip code | Phone number |
|---|---|---|---|
| Huntington Bank | 141 N Main St | 45872 | +1 (419) 257 - 2461 |
| Millstream Area Credit Union | 214 N Main St | 45872 | +1 (419) 422 - 5626 |
Payday Loan Companies in Nearby Cities
If there are no payday loan companies in North Baltimore, OH, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Without a Credit Check in Westlake, OH, Bad Credit Loans in Youngstown, OH, Guaranteed Loans in Akron, OH, Guaranteed Loans in Bowling Green, OH, Quick Loan in Brunswick, OH, Payday Loans in Canton, OH, Short-term Loans in Cincinnati, OH and No Credit Check Loans in Cleveland, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in North Baltimore, OH.
Advise to read before applying
Beautiful sights of North Baltimore, OH
Payday Loans Available in North Baltimore, OH By The Following ZIP Codes:
45872
Are Payday Loans Legal In North Baltimore, Ohio?
Loan Rates and Fees, Laws and Regulations in Ohio.
One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).
What's payday lending in North Baltimore, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.
Payday lending is legal in North Baltimore, Ohio. There's a default limit of $1,000 in North Baltimore, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).
Ohio Loan Regulations
| Legal Status | Legal (at a low cost) |
|---|---|
| Interest Rate (APR, %) | 28 |
| Maximum Loan Amount | $1,000 |
| Minimum Loan Term | 91 days |
| Maximum Loan Term | 1 year |
| Number of Rollovers Allowed | 0 |
| Finance Charges | 0.28 |
North Baltimore, OH payday loan calculator
F.A.Q.
Can I be sued or arrested for not repaying a payday loan in North Baltimore, Ohio?
No, you cannot be sued or arrested for not repaying a payday loan in North Baltimore, Ohio. However, the lender may use other collection methods, such as contacting you by phone or mail, reporting the debt to credit bureaus, or garnishing your wages, to collect the debt.
Are there any restrictions on the number of payday loans that I can take out in North Baltimore, Ohio?
Yes, there are restrictions on the number of payday loans that you can take out in North Baltimore, Ohio. You cannot take out more than two payday loans at a time, and you cannot take out more than four payday loans in a 12-month period.
How Many Cash Advance Companies are in North Baltimore, OH?
With the help of our service, you will be able to find 2 cash advance companies in North Baltimore, OH
What Cash Advance Companies in North Baltimore, OH are the most popular?
You should check Huntington Bank and Millstream Area Credit Union. Also, you can start your application online on our website.