Payday Loans in North Hampton, Ohio

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No payday loan companies in North Hampton, OH. Consider companies in other cities:

Company nameAddressZip codePhone number
CheckSmart 170 N Wilson Rd, Columbus, OH 43204 +1 (614) 276 - 3334
Fairway Independent Mortgage Corporation 315 N Leavitt Rd Suite 1, Suite 1, Amherst, OH 44001 +1 (440) 984 - 6576
Advance America 840 N Clinton St, Defiance, OH 43512 +1 (419) 782 - 4424
First National Bank 34180 Aurora Rd, Solon, OH 44139 +1 (440) 914 - 3900
Huntington Bank 209 Seneca St, Byesville, OH 43723 +1 (740) 685 - 2563
Advance America 2722 Cleveland Ave SW, Canton, OH 44707 +1 (330) 484 - 9840
Cashland 223 W Perkins Ave, Sandusky, OH 44870 +1 (419) 621 - 8587
Check `n Go 6212 Glenway Ave, Cincinnati, OH 45211 +1 (513) 662 - 0200
PNC Bank 1501 Columbus Ave, Washington Court House, OH 43160 +1 (740) 335 - 6240
The Money Vault Jewelry & Loan 2190 Queen City Ave, Cincinnati, OH 45214 +1 (513) 834 - 5928

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in North Hampton, OH, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Elyria, OH, Payday Loans in Euclid, OH, 24-Hour Loan in Fairborn, OH, No Credit Check Loans in Fairfield, OH, Same Day Loans in Findlay, OH, Payday Loans in Grove City, OH, Guaranteed Loans in Hamilton, OH and Payday Loan for Hilliard, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in North Hampton, OH.

Beautiful sights of North Hampton, OH

Payday Loans Available in North Hampton, OH By The Following ZIP Codes:

45349

Are Payday Loans Legal In North Hampton, Ohio?

Loan Rates and Fees, Laws and Regulations in Ohio.

One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).

What's payday lending in North Hampton, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.

Payday lending is legal in North Hampton, Ohio. There's a default limit of $1,000 in North Hampton, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).

Ohio Loan Regulations

Legal StatusLegal (at a low cost)
Interest Rate (APR, %)28
Maximum Loan Amount$1,000
Minimum Loan Term91 days
Maximum Loan Term1 year
Number of Rollovers Allowed0
Finance Charges0.28

North Hampton, OH payday loan calculator

Understanding Payday Loans in North Hampton, Ohio

Payday loans are short-term loans that are typically taken out by individuals who are in need of quick cash. In Ohio, payday loans are legal and regulated, with strict rules and regulations put in place to protect borrowers from predatory lending practices. North Hampton is one of the cities in Ohio where payday loans are legal and available to those who need them.

How Do Payday Loans Work in North Hampton, Ohio?

Payday loans in North Hampton, Ohio, work similarly to payday loans in other states. A borrower can apply for a payday loan online or in person at a payday loan storefront. The borrower typically needs to provide proof of income, such as a pay stub, and a bank account. Once the borrower is approved for the loan, they receive the funds directly into their checking account.

Payday loans in Ohio are regulated, and the state limits the amount a borrower can borrow. The maximum loan amount is $1,000, and the loan term cannot exceed 31 days. Ohio law also limits the interest rate on payday loans to 28% APR.

The Benefits of Payday Loans in North Hampton, Ohio

Payday loans in North Hampton, Ohio, offer several benefits for those in need of quick cash. First, payday loans are typically easy to qualify for, even if you have bad credit. Second, payday loans in North Hampton can be funded quickly, often within the same business day. Finally, payday loans can be used for any purpose, such as car repairs, medical expenses, or rent.

The Risks of Payday Loans in North Hampton, Ohio

While payday loans in North Hampton, Ohio, can be beneficial for those in need of quick cash, there are also some risks that borrowers should be aware of. One risk is the high cost of payday loans. Ohio law limits the interest rate on payday loans to 28% APR, but this rate can still be high compared to other types of loans. Additionally, if a borrower is unable to repay the loan on time, they may face additional fees or be trapped in a cycle of debt.

Interesting Facts and Statistics About Payday Loans in North Hampton, Ohio

  • 1 in 6 Ohioans have used a payday loan service
  • The average payday loan borrower in Ohio takes out 10 loans per year
  • Ohio has the highest payday loan interest rates in the country
  • In 2019, payday lenders in Ohio charged borrowers $185 million in fees

Apply Now

If you are in need of a payday loan in North Hampton, Ohio, TheGuaranteedLoans can help. We are a connector service, not a direct lender, and we can help you connect with potential lenders who are willing to provide you with a payday loan. Our online application process is quick and easy, and we can often connect you with a lender within minutes. Apply now to get the cash you need.

Note: TheGuaranteedLoans is not a lender and does not provide payday loans. We connect borrowers with potential lenders who are willing to provide payday loans. We do not charge any fees for our service, and we do not have access to your personal or financial information.

F.A.Q.

What is the interest rate on a payday loan in North Hampton, Ohio?

The interest rate on a payday loan in North Hampton, Ohio is 28% APR, which is the maximum allowed by state law.

Can I renew or rollover my payday loan in North Hampton, Ohio?

No, payday loans in North Hampton, Ohio cannot be renewed or rolled over. Once you have repaid your loan, you must wait at least 60 days before taking out another payday loan.