Payday Loans in Plainfield, Ohio

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No payday loan companies in Plainfield, OH. Consider companies in other cities:

Company nameAddressZip codePhone number
Dollar Bank 1297 Center Rd, Avon, OH 44011 +1 (440) 937 - 3100
Ohio Auto Loan Services, Inc. 555 W Central Ave, Springboro, OH 45066 +1 (513) 282 - 0245
Cashland 960 Main St, Hamilton, OH 45013 +1 (513) 868 - 7900
First Federal Savings & Loan 624 W South Boundary St STE A, Perrysburg, OH 43551 +1 (419) 874 - 3231
Huntington Mortgage Group 4021 Central Ave, Shadyside, OH 43947 +1 (740) 671 - 9346
Croghan Colonial Bank 2001 W State St, Fremont, OH 43420 +1 (419) 355 - 2352
Cashland 2222 N Reynolds Rd, Toledo, OH 43615 +1 (419) 535 - 5533
Thrivent Financial-Lutherans 16637 County Rd N, Napoleon, OH 43545 +1 (419) 758 - 3126
CashMax Ohio 1129 E US Hwy 36, Urbana, OH 43078 +1 (937) 508 - 4647
Woodforest National Bank 16280 Dresden Ave, East Liverpool, OH 43920 +1 (330) 386 - 0283

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Plainfield, OH, you can try to find different companies in big cities near by. Check out the following pages here: Emergency Loan in West Chester, OH, 24-Hour Loan in Westerville, OH, Payday Loan for Westlake, OH, Emergency Loan in Youngstown, OH, Payday Loans in Akron, OH, Payday Loans in Bowling Green, OH, Same Day Loans in Brunswick, OH and Payday Loans in Canton, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Plainfield, OH.

Beautiful sights of Plainfield, OH

Payday Loans Available in Plainfield, OH By The Following ZIP Codes:

43836

Are Payday Loans Legal In Plainfield, Ohio?

Loan Rates and Fees, Laws and Regulations in Ohio.

One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).

What's payday lending in Plainfield, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.

Payday lending is legal in Plainfield, Ohio. There's a default limit of $1,000 in Plainfield, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).

Ohio Loan Regulations

Legal StatusLegal (at a low cost)
Interest Rate (APR, %)28
Maximum Loan Amount$1,000
Minimum Loan Term91 days
Maximum Loan Term1 year
Number of Rollovers Allowed0
Finance Charges0.28

Plainfield, OH payday loan calculator

Understanding Payday Loans in Plainfield, Ohio

Payday loans are a type of short-term loan that can help individuals facing a financial emergency. These loans allow borrowers to borrow a small amount of money, typically between $100 and $1000, that they can repay with their next paycheck. Unlike traditional bank loans, payday loans are designed to be repaid quickly, often within two to four weeks.

In Ohio, payday loans are legal and regulated by the state government. The Ohio Department of Commerce oversees the payday lending industry to protect consumers from predatory lending practices.

How to Qualify for a Payday Loan in Plainfield, Ohio

To qualify for a payday loan in Plainfield, Ohio, you will need to meet certain requirements. These requirements may vary depending on the lender, but typically include:

  • Being 18 years of age or older
  • Being a resident of Ohio
  • Having a job or a regular source of income
  • Having an active checking account
  • Having a valid form of identification

If you meet these requirements, you can apply for a payday loan through TheGuaranteedLoans. As a connector service, we will match you with potential lenders who may be able to provide you with a loan. It is important to note that we do not directly lend money to our customers.

The Costs of Payday Loans in Plainfield, Ohio

The cost of a payday loan in Plainfield, Ohio varies depending on the lender and the amount borrowed. However, Ohio law limits the interest rate on payday loans to 28% per year, which is significantly lower than in many other states.

In addition to interest, lenders may also charge additional fees such as origination fees or late payment fees. It is important to carefully read the terms and conditions of your loan agreement before agreeing to borrow money.

The Benefits of Payday Loans in Plainfield, Ohio

Payday loans can provide individuals with a quick and convenient way to access funds in an emergency. These loans have a relatively quick application process, and borrowers can often receive funds in as little as one business day.

Payday loans can also be helpful for individuals who may not have good credit. Unlike traditional bank loans, payday loans do not typically require a credit check, and borrowers with less-than-perfect credit may still be approved for a loan.

Interesting Facts and Statistics

According to a report by the Ohio Department of Commerce, the average payday loan in Ohio is $328, and the average term of the loan is 17 days.

In 2019, the payday lending industry in Ohio generated $185 million in fees alone.

Apply Now

Ready to apply for a payday loan in Plainfield, Ohio? TheGuaranteedLoans can help. As a connector service, we work with a network of potential lenders who may be able to provide you with a loan. Fill out our easy online application to get started today.

Remember, payday loans should only be used as a last resort when facing a financial emergency. Be sure to carefully read the terms and conditions of your loan agreement, and only borrow what you can afford to repay.

F.A.Q.

Can I get a payday loan in Plainfield, Ohio if I am self-employed or receive disability benefits?

Yes, you can still get a payday loan in Plainfield, Ohio if you are self-employed or receive disability benefits, as long as you can provide proof of income.

What are the repayment terms for a payday loan in Plainfield, Ohio?

The repayment terms for a payday loan in Plainfield, Ohio will vary depending on the lender and the loan amount. However, most payday loans in Plainfield, Ohio are due on the borrower's next payday.