Payday Loans in Ray, Ohio
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Company name | Address | Zip code | Phone number |
---|---|---|---|
Woodforest National Bank | 2485 Possum Run Rd, Mansfield, OH | 44903 | +1 (419) 522 - 0358 |
First National Bank | 413 Northfield Rd, Bedford, OH | 44146 | +1 (440) 439 - 2200 |
Loanmax Title Loans | 2402 Gallia St, Portsmouth, OH | 45662 | +1 (740) 370 - 6540 |
Advance America | 836 S Main St, Bowling Green, OH | 43402 | +1 (419) 353 - 9111 |
Banks & Associates CPAs LLC - Loudonville Office | 125 N Water St, Loudonville, OH | 44842 | +1 (419) 994 - 4626 |
Merchants National Bank | 2829 Rombach Ave, Wilmington, OH | 45177 | +1 (937) 805 - 0332 |
CheckSmart | 583 Harry Sauner Rd, Hillsboro, OH | 45133 | +1 (937) 393 - 9087 |
Huntington Bank | 226 3rd St, Marietta, OH | 45750 | +1 (740) 373 - 2886 |
Civista Bank | 23 Main St W, Shiloh, OH | 44878 | +1 (419) 896 - 2345 |
BDO | 300 Spruce St 100, Columbus, OH | 43215 | +1 (614) 488 - 3126 |
Payday Loan Companies in Nearby Cities
If there are no payday loan companies in Ray, OH, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Fairborn, OH, Payday Loans in Fairfield, OH, Payday Loan Companies in Findlay, OH, Quick Loan in Grove City, OH, 24-Hour Loan in Hamilton, OH, Guaranteed Loans in Hilliard, OH, Payday Loans in Lakewood, OH and Payday Loans in Lancaster, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Ray, OH.
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Payday Loans Available in Ray, OH By The Following ZIP Codes:
45672
Are Payday Loans Legal In Ray, Ohio?
Loan Rates and Fees, Laws and Regulations in Ohio.
One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).
What's payday lending in Ray, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.
Payday lending is legal in Ray, Ohio. There's a default limit of $1,000 in Ray, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).
Ohio Loan Regulations
Legal Status | Legal (at a low cost) |
---|---|
Interest Rate (APR, %) | 28 |
Maximum Loan Amount | $1,000 |
Minimum Loan Term | 91 days |
Maximum Loan Term | 1 year |
Number of Rollovers Allowed | 0 |
Finance Charges | 0.28 |