Payday Loans in Rockbridge, Ohio

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No payday loan companies in Rockbridge, OH. Consider companies in other cities:

Company nameAddressZip codePhone number
Thrivent Financial 211 N Main St, Marysville, OH 43040 +1 (937) 642 - 6825
Woodforest National Bank 1840 E US Hwy 36, Urbana, OH 43078 +1 (937) 652 - 4159
Loanmax Title Loans 460 Cleveland St, Elyria, OH 44035 +1 (440) 822 - 3901
KeyBank 3621 W Fork Rd, Cincinnati, OH 45247 +1 (513) 662 - 1255
Peoples Bank 300 Main St, Lowell, OH 45744 +1 (740) 896 - 2369
The Henry County Bank 122 E Washington St, Napoleon, OH 43545 +1 (419) 599 - 1065
Atomic Credit Union 107 N Jackson St, Oak Hill, OH 45656 +1 (740) 682 - 0836
WesBanco Bank 3868 Central Ave, Shadyside, OH 43947 +1 (740) 676 - 1110
General Electric Credit Union Oakley 3450 Madison Rd, Cincinnati, OH 45209 +1 (513) 243 - 4328
KeyBank 8405 Munson Rd, Mentor, OH 44060 +1 (440) 255 - 0612

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Rockbridge, OH, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Middletown, OH, Online Loans in Newark, OH, Same Day Loans in North Olmsted, OH, Payday Loans in North Ridgeville, OH, Payday Loan Without a Credit Check in North Royalton, OH, Payday Loan for Reynoldsburg, OH, Payday Loans in Springfield, OH and Payday Loans in Stow, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Rockbridge, OH.

Beautiful sights of Rockbridge, OH

Payday Loans Available in Rockbridge, OH By The Following ZIP Codes:

43149

Are Payday Loans Legal In Rockbridge, Ohio?

Loan Rates and Fees, Laws and Regulations in Ohio.

One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).

What's payday lending in Rockbridge, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.

Payday lending is legal in Rockbridge, Ohio. There's a default limit of $1,000 in Rockbridge, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).

Ohio Loan Regulations

Legal StatusLegal (at a low cost)
Interest Rate (APR, %)28
Maximum Loan Amount$1,000
Minimum Loan Term91 days
Maximum Loan Term1 year
Number of Rollovers Allowed0
Finance Charges0.28

Rockbridge, OH payday loan calculator

Exploring Payday Loans in Rockbridge, Ohio

Payday loans are a type of short-term loan that is typically due on your next payday. These loans can be useful when unexpected expenses arise and you need quick cash. In Ohio, payday loans are legal, and residents of Rockbridge have access to this financial option.

The Ins and Outs of Ohio Payday Loans

Before you consider taking out a payday loan in Rockbridge, it’s essential to understand the rules and regulations set forth by Ohio’s state laws. Ohio has capped the amount you can borrow at $1,000, with a maximum loan term of six months. The annual percentage rate (APR) on payday loans in Ohio can be as high as 28%, but lenders typically charge a lower rate.

Payday lenders in Ohio are legally mandated to be licensed and regulated by the Ohio Division of Financial Institutions. As a consumer, you should be diligent in your research and ensure that the lender you choose is licensed and reputable. Make sure to read the fine print and be aware of any fees or penalties that may be outlined in your loan agreement.

The Benefits of Payday Loans

One of the biggest advantages of payday loans is that they are accessible and do not require a credit check. This means that even if you have bad credit, you can still qualify for a payday loan, making them an appealing option for many. Additionally, payday loans are often processed quickly, and funds are typically available within a few business days or even hours, allowing borrowers to address their financial needs immediately.

The Drawbacks of Payday Loans

Payday loans are known for their high-interest rates, which can quickly add up and make the loan difficult to repay. Additionally, if you cannot repay the loan, you may extend it to the next payday, but this can come with additional fees and puts the borrower in a cycle of debt. It’s essential to consider all of the potential drawbacks before taking out a payday loan.

Interesting Facts About Payday Loans in Rockbridge, Ohio

  • Ohio has some of the highest payday loan interest rates in the country, with an average APR of 591%.
  • In 2019, Ohio payday lenders made more than 1 million loans totaling over $247 million.
  • The average payday loan in Ohio is $300, with a typical fee of $20 per $100 borrowed.

Applying for a Payday Loan in Rockbridge, Ohio

If you are in need of a payday loan in Rockbridge, Ohio, TheGuaranteedLoans can help. We are a connection service that partners with leading lenders in Ohio to provide you with the best possible rates and terms on your loan. Our online application only takes a few minutes to complete, and you can receive a decision quickly. Remember, we are not a direct lender, but we will facilitate your connection with potential lenders.

At TheGuaranteedLoans, we are committed to providing our customers with a safe, secure, and reliable way to access the funds they need. Apply today and take the first step towards financial stability.

F.A.Q.

Can I get a payday loan in Rockbridge, Ohio if I am a student?

Yes, students can get a payday loan in Rockbridge, Ohio as long as they meet the lender's eligibility requirements and can provide proof of income.

Can I get a payday loan in Rockbridge, Ohio if I do not have a bank account?

Yes, some payday lenders in Rockbridge, Ohio may offer alternative repayment methods, such as prepaid debit cards or money orders, for borrowers without a bank account. However, these options may come with additional fees. It is important to discuss your options with the lender before taking out a loan.