Payday Loans in Rocky River, Ohio

Payday Loan Companies in Rocky River, OH

Company nameAddressZip codePhone number
ATM First Federal Lakewood 20425 Center Ridge Rd 44116 +1 (440) 895 - 9586
Dollar Bank 20680 Center Ridge Rd 44116 +1 (440) 331 - 9494
Dollar Bank Westgate Office & Loan Center, 20680 Center Ridge Rd 44116 +1 (440) 331 - 9494
First Federal Lakewood - Rocky River 20425 Center Ridge Rd 44116 +1 (440) 895 - 9586

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Rocky River, OH, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Delaware, OH, Payday Loans in Dublin, OH, Payday Loan for Elyria, OH, 24-Hour Loan in Euclid, OH, Payday Loans in Fairborn, OH, Payday Loans in Fairfield, OH, Payday Loan Companies in Findlay, OH and Payday Loans in Grove City, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Rocky River, OH.

Beautiful sights of Rocky River, OH

Payday Loans Available in Rocky River, OH By The Following ZIP Codes:

44116

Are Payday Loans Legal In Rocky River, Ohio?

Loan Rates and Fees, Laws and Regulations in Ohio.

One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).

What's payday lending in Rocky River, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.

Payday lending is legal in Rocky River, Ohio. There's a default limit of $1,000 in Rocky River, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).

Ohio Loan Regulations

Legal StatusLegal (at a low cost)
Interest Rate (APR, %)28
Maximum Loan Amount$1,000
Minimum Loan Term91 days
Maximum Loan Term1 year
Number of Rollovers Allowed0
Finance Charges0.28

Rocky River, OH payday loan calculator

F.A.Q.

Can I rollover my payday loan in Rocky River, Ohio?

No, rollovers are not allowed in Rocky River, Ohio. This means that if you are unable to repay your loan on the due date, the lender cannot extend the loan term or offer a new loan to cover the outstanding balance. You will need to make arrangements to repay the loan in full.

Are there any alternative options to payday loans in Rocky River, Ohio?

Yes, there are alternative options to payday loans in Rocky River, Ohio. For example, some credit unions and banks offer short-term loans with more favorable terms and rates. Additionally, there are organizations that offer financial counseling and assistance with budgeting and debt management.

How Many Cash Advance Companies are in Rocky River, OH?

With the help of our service, you will be able to find 4 cash advance companies in Rocky River, OH

What Cash Advance Companies in Rocky River, OH are the most popular?

You should check Dollar Bank, ATM First Federal Lakewood, and First Federal Lakewood - Rocky River. Also, you can start your application online on our website.