Payday Loans in Rushsylvania, Ohio

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No payday loan companies in Rushsylvania, OH. Consider companies in other cities:

Company nameAddressZip codePhone number
Loanmax Title Loans 56090 National Rd, Bridgeport, OH 43912 +1 (740) 320 - 0185
PNC Bank 221 N Main St, Bryan, OH 43506 +1 (419) 636 - 4266
U.S. Bank Branch 68 Main St, Bellville, OH 44813 +1 (419) 886 - 3341
Advance America 1365 Franklin St, Toronto, OH 43964 +1 (740) 537 - 9326
AFC Automotive Finance Corp. 4400 William C Good Blvd, Franklin, OH 45005 +1 (937) 743 - 4722
PNC Bank 145 S Main St, Bellefontaine, OH 43311 +1 (937) 592 - 8035
Directions Credit Union 4150 Brockway Dr, Perrysburg, OH 43551 +1 (419) 931 - 9458
No Public Access: Wright-Patt Credit Union Regional Office 555 Metro Pl N 600, Dublin, OH 43017 +1 (800) 762 - 0047
Atomic Credit Union 10648 US-23, Lucasville, OH 45648 +1 (740) 259 - 5894
AgCredit 610 W Lytle St, Fostoria, OH 44830 +1 (419) 435 - 7758

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Rushsylvania, OH, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Companies in Elyria, OH, Payday Loans in Euclid, OH, Payday Loans in Fairborn, OH, 24-Hour Loan in Fairfield, OH, Payday Loan for Findlay, OH, Payday Loan for Grove City, OH, Bad Credit Loans in Hamilton, OH and Payday Loan for Hilliard, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Rushsylvania, OH.

Beautiful sights of Rushsylvania, OH

Payday Loans Available in Rushsylvania, OH By The Following ZIP Codes:

43347

Are Payday Loans Legal In Rushsylvania, Ohio?

Loan Rates and Fees, Laws and Regulations in Ohio.

One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).

What's payday lending in Rushsylvania, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.

Payday lending is legal in Rushsylvania, Ohio. There's a default limit of $1,000 in Rushsylvania, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).

Ohio Loan Regulations

Legal StatusLegal (at a low cost)
Interest Rate (APR, %)28
Maximum Loan Amount$1,000
Minimum Loan Term91 days
Maximum Loan Term1 year
Number of Rollovers Allowed0
Finance Charges0.28

Rushsylvania, OH payday loan calculator

Everything You Need to Know about Payday Loans in Rushsylvania, Ohio

Payday loans are a popular financial solution for those who need to borrow money quickly to cover unexpected expenses or emergencies. Whether you’re dealing with a medical bill, car repair, or an overdue utility bill, payday loans can provide the funds you need to get through a tough financial situation. This article will give you all the information you need to know about payday loans in Rushsylvania, Ohio.

What Are Payday Loans?

Payday loans are short-term loans that are typically repaid on the borrower’s next payday. They are meant to provide a quick cash injection to help cover expenses until the borrower’s next paycheck comes in. In Rushsylvania, Ohio, payday loans are legal and regulated by the Ohio Division of Financial Institutions.

Before applying for a payday loan, it’s important to understand the terms and conditions of the loan. Payday loans typically have high interest rates and fees, and borrowers should only take out a payday loan if they are confident in their ability to repay it on time. Failure to repay a payday loan can result in additional fees and damage to your credit score.

How Do Payday Loans Work?

To apply for a payday loan in Rushsylvania, Ohio, you will need to provide some basic personal and financial information. This may include your name, address, employment information, and bank account details. Once you submit your application, the lender will evaluate your application and determine whether to approve your loan.

If your loan is approved, the funds will be deposited into your bank account. You will then need to repay the loan, including any fees and interest, on your next payday. Payday loans typically have a short repayment term, often just a few weeks, so it’s important to plan accordingly.

How Much Can You Borrow with a Payday Loan?

In Ohio, payday loans are limited to $1,000 or less. The exact amount you can borrow will depend on your income and other factors. Your lender will evaluate your application and determine the maximum amount you can borrow.

What Are the Requirements to Get a Payday Loan in Rushsylvania, Ohio?

To get a payday loan in Rushsylvania, Ohio, you must meet certain requirements. These may include:

  • Being at least 18 years old
  • Having a valid government-issued ID
  • Having a verifiable source of income
  • Having an active checking account

Meeting these requirements does not guarantee that your loan application will be approved, but they are typically the minimum requirements for payday loan eligibility.

Interesting Facts and Statistics about Payday Loans in Rushsylvania, Ohio

  • In Ohio, the average payday loan is $332.
  • The average payday loan interest rate in Ohio is 677 percent.
  • In Ohio, payday loans are limited to a maximum annual percentage rate (APR) of 28 percent.
  • In 2019, Ohio lawmakers introduced a bill that would cap interest rates on payday loans at 36 percent.

Apply Now

If you need a payday loan in Rushsylvania, Ohio, TheGuaranteedLoans can help. We are a connector service that works with a network of potential lenders to help match borrowers with the right lending solution for their needs. To apply for a payday loan, simply fill out our online application form with your personal and financial information. We will then review your application and connect you with a potential lender. Remember, payday loans should only be used for short-term financial needs and should be repaid as soon as possible to avoid additional fees and interest charges.

Don’t let unexpected expenses derail your finances. Apply for a payday loan with TheGuaranteedLoans today and get the cash you need to get back on track.

Note: Payday loans are a high-cost form of credit. Please borrow responsibly.

F.A.Q.

Can I file a complaint against a payday lender in Rushsylvania, Ohio if I feel that they have violated state or federal laws?

Yes, you can file a complaint against a payday lender in Rushsylvania, Ohio if you feel that they have violated state or federal laws. You can file a complaint with the Ohio Department of Commerce, the Consumer Financial Protection Bureau, or the Federal Trade Commission.

What happens if I default on a payday loan in Rushsylvania, Ohio?

If you default on a payday loan in Rushsylvania, Ohio, the lender may use collection methods, such as contacting you by phone or mail, reporting the debt to credit bureaus, or garnishing your wages, to collect the debt. Defaulting on a payday loan can also damage your credit score and make it more difficult to obtain credit in the future.