| Company name | Address | Zip code | Phone number |
|---|---|---|---|
| CashMax Ohio | 48 Mansfield Ave | 44875 | +1 (419) 342 - 2032 |
| Civista Bank | 156 Mansfield Ave | 44875 | +1 (419) 347 - 5141 |
| Mechanics Bank | 140 Mansfield Ave | 44875 | +1 (419) 347 - 0831 |
| Park National Bank: Shelby Office | 155 Mansfield Ave | 44875 | +1 (567) 275 - 4110 |
| PNC Bank | 29 N Gamble St | 44875 | +1 (419) 342 - 4565 |
| S.A.M. Check Cashing Machine | 97 W Main St | 44875 | +1 (419) 347 - 3611 |
| U.S. Bank Branch | 85 W Main St | 44875 | +1 (419) 347 - 2111 |
Payday Loan Companies in Nearby Cities
If there are no payday loan companies in Shelby, OH, you can try to find different companies in big cities near by. Check out the following pages here: Online Loans in Columbus, OH, No Credit Check Loans in Cuyahoga Falls, OH, Payday Loans in Dayton, OH, Payday Loans in Delaware, OH, Payday Loans in Dublin, OH, Payday Loans in Elyria, OH, Payday Loans in Euclid, OH and Payday Loans in Fairborn, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Shelby, OH.
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Beautiful sights of Shelby, OH
Payday Loans Available in Shelby, OH By The Following ZIP Codes:
44875
Are Payday Loans Legal In Shelby, Ohio?
Loan Rates and Fees, Laws and Regulations in Ohio.
One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).
What's payday lending in Shelby, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.
Payday lending is legal in Shelby, Ohio. There's a default limit of $1,000 in Shelby, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).
Ohio Loan Regulations
| Legal Status | Legal (at a low cost) |
|---|---|
| Interest Rate (APR, %) | 28 |
| Maximum Loan Amount | $1,000 |
| Minimum Loan Term | 91 days |
| Maximum Loan Term | 1 year |
| Number of Rollovers Allowed | 0 |
| Finance Charges | 0.28 |
Shelby, OH payday loan calculator
F.A.Q.
Can a payday lender require me to agree to arbitration or waive my legal rights in Shelby, Ohio?
No, a payday lender cannot require you to agree to arbitration or waive your legal rights in Shelby, Ohio. These types of provisions are prohibited by Ohio law, and if a lender is attempting to enforce them, you can contact the Ohio Attorney General's Consumer Protection Section to report the violation and request assistance.
Can a payday lender access my bank account or debit my account without my permission in Shelby, Ohio?
No, a payday lender cannot access your bank account or debit your account without your permission in Shelby, Ohio. If a lender is attempting to do so, you can contact your bank and request that they block the lender's access to your account. You can also contact the Ohio Attorney General's Consumer Protection Section to report the violation and request assistance.
How Many Cash Advance Companies are in Shelby, OH?
With the help of our service, you will be able to find 7 cash advance companies in Shelby, OH
What Cash Advance Companies in Shelby, OH are the most popular?
You should check CashMax Ohio, Civista Bank, and Mechanics Bank. Also, you can start your application online on our website.