Payday Loans in Venedocia, Ohio

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No payday loan companies in Venedocia, OH. Consider companies in other cities:

Company nameAddressZip codePhone number
Fifth Third Bank & ATM 380 E Main St, Batavia, OH 45103 +1 (513) 732 - 2500
Chase Bank 750 High St, Wadsworth, OH 44281 +1 (330) 334 - 2514
PNC Bank 29 N Gamble St, Shelby, OH 44875 +1 (419) 342 - 4565
Comfort Keepers Home Care 1500 County Rd 1 Suite B, Tiffin, OH 44883 +1 (419) 379 - 1095
Fifth Third Bank & ATM 4706 N Summit St, Toledo, OH 43611 +1 (419) 729 - 4657
CheckSmart 658 Main St, Cincinnati, OH 45202 +1 (513) 929 - 4155
Thrivent Financial for Lutherans 106 E Adams St, Green Springs, OH 44836 +1 (567) 246 - 7001
Advance America 1312 Mt Vernon Ave Suite 4, Marion, OH 43302 +1 (740) 389 - 2090
Western Union Us Bank, 702 4th St E, South Point, OH 45680 +1 (740) 377 - 4336
Mariner Finance 5212 Detroit Rd, Elyria, OH 44035 +1 (440) 723 - 3059

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Venedocia, OH, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Elyria, OH, Guaranteed Loans in Euclid, OH, Short-term Loans in Fairborn, OH, Payday Loans in Fairfield, OH, Same Day Loans in Findlay, OH, Guaranteed Loans in Grove City, OH, Guaranteed Loans in Hamilton, OH and Payday Loans in Hilliard, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Venedocia, OH.

Payday Loans Available in Venedocia, OH By The Following ZIP Codes:

45894

Are Payday Loans Legal In Venedocia, Ohio?

Loan Rates and Fees, Laws and Regulations in Ohio.

One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).

What's payday lending in Venedocia, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.

Payday lending is legal in Venedocia, Ohio. There's a default limit of $1,000 in Venedocia, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).

Ohio Loan Regulations

Legal StatusLegal (at a low cost)
Interest Rate (APR, %)28
Maximum Loan Amount$1,000
Minimum Loan Term91 days
Maximum Loan Term1 year
Number of Rollovers Allowed0
Finance Charges0.28

Venedocia, OH payday loan calculator

Everything You Need to Know About Payday Loans in Venedocia, Ohio

Payday loans are a popular short-term loan option that can help you cover unexpected expenses. These loans are typically smaller in value, and are repaid quickly, often with your next paycheck. In Ohio, payday loans are legal and regulated by state law. In this article, we’ll cover everything you need to know about payday loans in Venedocia, Ohio.

What are Payday Loans?

Payday loans are short-term loans that are intended to help you cover unexpected expenses. They typically have a high interest rate and fees, and are repaid quickly, often with your next paycheck. In Venedocia, Ohio, payday loans are legal, but are subject to state regulations.

How Do Payday Loans Work in Venedocia, Ohio?

In Venedocia, Ohio, payday lenders are required to follow certain state regulations. Loans cannot exceed $1,000, and the maximum term is 6 months. Lenders are also prohibited from charging interest rates that exceed 28% per annum, or an annual percentage rate (APR) of 28%.

To apply for a payday loan in Venedocia, Ohio, you must be at least 18 years of age and have a valid government-issued ID. You will also need to provide proof of income, such as a pay stub or bank deposit statement. Once approved, you will typically receive your funds within one business day.

The Pros and Cons of Payday Loans in Venedocia, Ohio

  • Pros: Payday loans can provide quick access to cash when you need it most, and can be a good option for individuals who need to cover unexpected expenses.
  • Cons: Payday loans typically have high interest rates and fees, and can lead to a cycle of debt if not repaid on time. Additionally, some lenders may engage in predatory practices, so it’s important to research different lenders before choosing one.

Interesting Facts About Payday Loans in Venedocia, Ohio

  • In 2019, the average loan amount for Ohio payday loans was $357, and the average APR was 409%.
  • According to a 2020 report by Pew Charitable Trusts, Ohio has the highest payday loan interest rates in the nation.
  • Ohio has also passed laws to help protect consumers from predatory lending practices, including capping interest rates and fees, and limiting the number of loans a borrower can take out in a year.

Apply Now

Looking for a payday loan in Venedocia, Ohio? Fill out our online application to get connected with potential lenders. Remember, TheGuaranteedLoans is a connector service, not a direct lender. We’ll help facilitate your connection with potential lenders so you can find the best option for your needs.

Thanks for reading – we hope this article has been helpful in understanding payday loans in Venedocia, Ohio.

F.A.Q.

Can I be charged late fees if I cannot repay a payday loan in Venedocia, Ohio on time?

No, you cannot be charged late fees if you cannot repay a payday loan in Venedocia, Ohio on time. However, you may be charged a one-time returned check fee if your check bounces or your electronic payment is not processed.

Are there any limits on the amount that can be borrowed with a payday loan in Venedocia, Ohio?

Yes, there are limits on the amount that can be borrowed with a payday loan in Venedocia, Ohio. The maximum loan amount is $1,000, and the maximum loan term is 31 days.