Payday Loans in Walnut Creek, Ohio

Payday Loan Companies in Walnut Creek, OH

Company nameAddressZip codePhone number
The Commercial & Savings Bank 4980 Olde Pump St 44687 +1 (330) 893 - 2961

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Walnut Creek, OH, you can try to find different companies in big cities near by. Check out the following pages here: 24-Hour Loan in Toledo, OH, Bad Credit Loans in Warren, OH, Payday Loans in West Chester, OH, Short-term Loans in Westerville, OH, Bad Credit Loans in Westlake, OH, Payday Loans in Youngstown, OH, Same Day Loans in Akron, OH and 24-Hour Loan in Bowling Green, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Walnut Creek, OH.

Beautiful sights of Walnut Creek, OH

Payday Loans Available in Walnut Creek, OH By The Following ZIP Codes:

44684, 44687

Are Payday Loans Legal In Walnut Creek, Ohio?

Loan Rates and Fees, Laws and Regulations in Ohio.

One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).

What's payday lending in Walnut Creek, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.

Payday lending is legal in Walnut Creek, Ohio. There's a default limit of $1,000 in Walnut Creek, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).

Ohio Loan Regulations

Legal StatusLegal (at a low cost)
Interest Rate (APR, %)28
Maximum Loan Amount$1,000
Minimum Loan Term91 days
Maximum Loan Term1 year
Number of Rollovers Allowed0
Finance Charges0.28

Walnut Creek, OH payday loan calculator

F.A.Q.

Can I rollover my payday loan in Walnut Creek, Ohio?

No, rollovers are not allowed in Walnut Creek, Ohio. This means that if you are unable to repay your loan on the due date, the lender cannot extend the loan term or offer a new loan to cover the outstanding balance. You will need to make arrangements to repay the loan in full.

Are there any alternative options to payday loans in Walnut Creek, Ohio?

Yes, there are alternative options to payday loans in Walnut Creek, Ohio. For example, some credit unions and banks offer short-term loans with more favorable terms and rates. Additionally, there are organizations that offer financial counseling and assistance with budgeting and debt management.

How Many Cash Advance Companies are in Walnut Creek, OH?

With the help of our service, you will be able to find 1 cash advance companies in Walnut Creek, OH

What Cash Advance Companies in Walnut Creek, OH are the most popular?

You should check The Commercial & Savings Bank. Also, you can start your application online on our website.