Payday Loans in Windsor, Ohio

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Windsor, OH. Consider companies in other cities:

Company nameAddressZip codePhone number
Check `n Go 3104 Milan Rd, Sandusky, OH 44870 +1 (419) 627 - 1610
Main Street Financial 236 N Main St, Marion, OH 43302 +1 (740) 387 - 3684
Advance America 3288 Oberlin Ave, Lorain, OH 44053 +1 (440) 989 - 3006
National Cash Advance 3288 Highland Ave, Cincinnati, OH 45213 +1 (513) 531 - 3144
Rehmann 7124 Central Ave, Toledo, OH 43617 +1 (419) 865 - 8118
MERCHANTS NATIONAL BANK 102 Jefferson St, Greenfield, OH 45123 +1 (937) 981 - 5751
CheckSmart 4579 Great Northern Blvd, North Olmsted, OH 44070 +1 (440) 734 - 2749
Huntington Bank 515 Union Ave, Dover, OH 44622 +1 (330) 343 - 6760
Superior Credit Union 950 W Main St, Coldwater, OH 45828 +1 (419) 678 - 3335
Somerville Bank 4 S Main St, Camden, OH 45311 +1 (937) 452 - 3500

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Windsor, OH, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Bowling Green, OH, Payday Loans in Brunswick, OH, Payday Loans in Canton, OH, Quick Loan in Cincinnati, OH, Payday Loans in Cleveland, OH, Payday Loans in Columbus, OH, Bad Credit Loans in Cuyahoga Falls, OH and Payday Loans in Dayton, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Windsor, OH.

Payday Loans Available in Windsor, OH By The Following ZIP Codes:

44099

Are Payday Loans Legal In Windsor, Ohio?

Loan Rates and Fees, Laws and Regulations in Ohio.

One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).

What's payday lending in Windsor, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.

Payday lending is legal in Windsor, Ohio. There's a default limit of $1,000 in Windsor, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).

Ohio Loan Regulations

Legal StatusLegal (at a low cost)
Interest Rate (APR, %)28
Maximum Loan Amount$1,000
Minimum Loan Term91 days
Maximum Loan Term1 year
Number of Rollovers Allowed0
Finance Charges0.28

Windsor, OH payday loan calculator

Payday Loans in Windsor, Ohio: What You Need to Know

If you’re in a financial bind and need quick cash, a payday loan may seem like a good solution. In Windsor, Ohio, these types of loans are legal and can be obtained at a low cost. However, it’s important to understand the risks and benefits before taking out a payday loan. In this article, we’ll go over everything you need to know about payday loans in Windsor, Ohio.

What is a Payday Loan?

A payday loan is a short-term loan that is typically due on your next payday. These loans are designed to provide quick cash to those in need, but they often come with high-interest rates and fees. In Windsor, Ohio, payday loans are legal and can offer an easy solution for those who need cash quickly.

How do Payday Loans Work?

To obtain a payday loan in Windsor, Ohio, you’ll need to provide proof of income and a valid ID. The lender will then determine the amount of your loan and the fees associated with it. Typically, loans range from $100 to $1,000 and fees range from $15 to $30 per $100 borrowed.

When the loan is due, the lender will withdraw the amount borrowed plus fees from your bank account. If you don’t have enough funds in your account, you may face additional fees and charges. It’s important to only borrow what you can afford to pay back on time.

The Benefits of Payday Loans

One of the biggest benefits of payday loans in Windsor, Ohio is the easy application process. Most lenders offer online applications, making it quick and convenient to apply. Additionally, you can often receive your loan within 24 hours of approval.

Another benefit of payday loans is that they don’t require collateral. This can be especially helpful for those who don’t have assets to put up as security for a traditional loan.

The Risks of Payday Loans

While payday loans can be a helpful option in certain situations, they also come with risks. One of the biggest risks is the high-interest rates and fees associated with these loans. According to Ohio law, lenders can charge up to 28% interest on payday loans, which can quickly add up.

Another risk of payday loans is the potential for a cycle of debt. If you’re unable to pay back the loan on time, you may be tempted to take out another loan to cover the fees and interest. This can lead to a cycle of debt that can be difficult to break free from.

Interesting Facts and Statistics

  • According to the Ohio Department of Commerce, there were 1,463 payday lending locations in Ohio in 2019.
  • The average APR for a payday loan in Ohio is 591%, compared to the national average of 400%.
  • In Ohio, the average payday loan borrower takes out nine loans per year.

Apply Now

If you’re in need of a payday loan in Windsor, Ohio, TheGuaranteedLoans can help connect you with potential lenders. Our online application is quick and simple, and you can receive a decision within minutes. Remember, we are a connector service and not a direct lender. We work with a network of reputable lenders to help you find the right loan for your needs.

Don’t let a financial emergency hold you back. Apply for a payday loan today and get the cash you need to cover your expenses.

F.A.Q.

Can I get a payday loan in Windsor, Ohio if I am self-employed or receive disability benefits?

Yes, you can still get a payday loan in Windsor, Ohio if you are self-employed or receive disability benefits, as long as you can provide proof of income.

What are the repayment terms for a payday loan in Windsor, Ohio?

The repayment terms for a payday loan in Windsor, Ohio will vary depending on the lender and the loan amount. However, most payday loans in Windsor, Ohio are due on the borrower's next payday.