Payday Loans in Blacksburg, Virginia

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Payday Loan Companies in Blacksburg, VA

Company nameAddressZip codePhone number
A Pawn & Cash 3956 S Main St 4 24060 +1 (540) 953 - 2274
ALCOVA Mortgage | Blacksburg, VA 2001 S Main St #103 24060 +1 (540) 552 - 7150
Atlantic Union Bank 601 N Main St 24060 +1 (540) 951 - 0180
Bank of the James - New River Valley 2001 S Main St suite 107 24060 +1 (540) 953 - 7023
BB&T 902 Prices Fork Rd Ste 110 24060 +1 (540) 808 - 1200
Carter Bank & Trust 105 King St 24060 +1 (540) 953 - 2153
Dodson Jr Roy W 1206 Sanders St 24060 +1 (540) 953 - 2847
First Bank & Trust Co. - Blacksburg 2695 Prices Fork Rd 24060 +1 (540) 951 - 1656
First Citizens Bank 1322 S Main St 24060 +1 (540) 961 - 6212
First Community Bank 1900 S Main St 24060 +1 (540) 951 - 7170
Freedom First 1204 S Main St 24060 +1 (540) 389 - 0244
Freedom First Credit Union 1204 S Main St 24060 +1 (540) 389 - 0244
National Bank of Blacksburg 2280 Kraft Dr SW 24060 +1 (540) 552 - 0890
Nationwide Money Services 24060
SunTrust Bank 903 University City Blvd 24060 +1 (540) 553 - 8431

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Blacksburg, VA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Burke, VA, Payday Loans in Centreville, VA, Payday Loans in Charlottesville, VA, Payday Loans in Chesapeake, VA, No Credit Check Loans in Danville, VA, Guaranteed Loans in Hampton, VA, Payday Loans in Harrisonburg, VA and 24-Hour Loan in Leesburg, VA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Blacksburg, VA.

Beautiful sights of Blacksburg, VA

Payday Loans Available in Blacksburg, VA By The Following ZIP Codes:

24062, 24060, 24063, 24061

Are Payday Loans Legal In Blacksburg, Virginia?

Loan Rates and Fees, Laws and Regulations in Virginia.

Virginia Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)36% APR (in reality can reach 601%*)
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers Allowed0
Finance Charges36% APR

Blacksburg, VA payday loan calculator

Payday Loans in Blacksburg, Virginia

Payday loans in Blacksburg, Virginia are a great way to get quick access to the funds that you need. Payday loans are a type of short-term loan that can help you cover a financial gap or urgent need until your next paycheck arrives. Many lenders in the Blacksburg area offer these loans, so it’s important to understand what they are and the regulations in place to ensure they are legal in Virginia.

What Are Payday Loans?

Payday loans are short-term loans designed to help you cover an unexpected expense until your next paycheck arrives. These loans come with higher interest rates than traditional loans, but they can be an easy and convenient way to access funds quickly. Payday loans are typically repaid in one lump sum, often with your next paycheck, however, some lenders may offer flexible repayment options.

Are Payday Loans Legal in Virginia?

Yes, payday loans are legal in Virginia. The Virginia State Corporation Commission (SCC) regulates payday lending in the state. According to the SCC’s website, “Currently, payday lenders must comply with (1) an annual fee cap for each loan of $4.50 for each $100 and (2) a loan term limit of no more than 30 days or no more than two rollovers (renewals).” It’s important to review all regulations and laws regarding payday loans in your state before taking out a loan.

What Should I Look for When Applying for a Payday Loan in Blacksburg?

When applying for a payday loan in Blacksburg, it’s important to shop around carefully to find a lender that is right for you. Look for lenders with flexible repayment terms, competitive interest rates and fees, and a good customer service record. Be sure to read all of the fine print and understand the terms of the loan and any additional fees before signing a loan agreement. Also, research the laws and regulations in your state to make sure the loan you are considering is legal.

Benefits of Payday Loans in Blacksburg

Payday loans in Blacksburg can provide quick access to the funds you need when you’re in a financial bind. When used responsibly, they can be a helpful short-term solution. Some of the benefits of payday loans in Blacksburg include:

  • Fast Access To Funds: With a payday loan, you can access the funds you need quickly and easily.
  • Flexible Repayment Terms: Some lenders may offer flexible repayment terms, helping you budget for the loan.
  • No Credit Check: Most payday loan lenders do not perform a credit check.

What Is The Application Process for Payday Loans in Blacksburg?

The application process for payday loans in Blacksburg is generally quick and easy. Most lenders will require you to provide basic personal and financial information, such as address and income information, and you may need to provide proof of income. Some lenders may also require additional documents, such as bank statements or pay stubs. Once you’ve completed the application process, the lender will review your information and let you know if you are approved.

F.A.Q.

  • How much can I borrow with a payday loan?

    The amount you can borrow will depend on the lender, your income, and the regulations in your state. Most payday loans range from $100 to $1,000, although some lenders may offer higher loan amounts.

  • How long does it take to get a payday loan?

    The application process is usually quick and you may receive your funds within one business day after your application is approved.

  • Are payday loans expensive?

    Payday loans typically come with higher interest rates than traditional loans, so it’s important to read the loan agreement carefully and understand the fees and rates associated with the loan before signing.

Apply Now

If you need access to funds quickly, a payday loan may be the right solution for you. TheGuaranteedLoans is not a lender, but we can help you find the right lender for your needs. Fill out our online application today and we’ll connect you with lenders who may be able to provide you with the funds you need.

More F.A.Q.

Is it possible to get a payday loan online in Blacksburg, Virginia?

Yes, many payday lenders in Blacksburg, Virginia offer online application and loan processing, allowing you to get a payday loan without having to visit a physical storefront. However, it is important to carefully research any online lender before applying to ensure that they are legitimate and comply with Virginia law.

Can I be charged additional fees or penalties for taking out a payday loan in Blacksburg, Virginia?

Yes, Virginia law allows payday lenders to charge additional fees or penalties for certain actions, such as late or missed payments. It is important to carefully read and understand the terms of your payday loan agreement before signing to avoid any unexpected fees or penalties.

How Many Cash Advance Companies are in Blacksburg, VA?

With the help of our service, you will be able to find 15 cash advance companies in Blacksburg, VA

What Cash Advance Companies in Blacksburg, VA are the most popular?

You should check A Pawn & Cash, ALCOVA Mortgage | Blacksburg, VA, and Atlantic Union Bank. Also, you can start your application online on our website.