Payday Loans in Portsmouth, Virginia

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Payday Loan Companies in Portsmouth, VA

Company nameAddressZip codePhone number
ACE Cash Express 3844 George Washington Hwy 23702 +1 (757) 399 - 1300
ACE Cash Express 4213 Portsmouth Blvd 23701 +1 (757) 465 - 8039
Advance America 3929 Victory Blvd e 23701 +1 (757) 405 - 0052
Allied Cash Advance 2886-B Airline Blvd 23701 +1 (757) 405 - 3146
Allied Cash Advance 2886 Airline Blvd B 23701 +1 (757) 405 - 3146
Atlantic Financial Services 1000 Airline Blvd 23707 +1 (757) 337 - 0420
Bank of America with Drive-thru ATM 4050 Victory Blvd 23701 +1 (757) 465 - 4400
Bynum Finance Corporation 430 County St 23704 +1 (757) 393 - 6037
Check Into Cash 2860 Airline Blvd 23701 +1 (757) 488 - 7660
Fast Auto Loans, Inc. 2498 Airline Blvd 23701 +1 (757) 405 - 3383
Fast Auto Loans, Inc. 5200 George Washington Hwy 23702 +1 (757) 558 - 6441
First Virginia 2007 Victory Blvd 23702 +1 (757) 558 - 9444
First Virginia 706 Airline Blvd 23707 +1 (757) 215 - 4206
King Car Title Loans 1503 London Blvd 23704 +1 (757) 279 - 7184
Loanmax Title Loans 1010 Airline Blvd 23707 +1 (757) 399 - 4239
Quik Cash 3505 Western Branch Blvd 23707 +1 (757) 393 - 2212
TitleMax Title Loans 2552 Airline Blvd 23701 +1 (757) 292 - 4805
TitleMax Title Loans 1943 Victory Blvd 23702 +1 (757) 292 - 4810

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Portsmouth, VA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Reston, VA, Bad Credit Loans in Richmond, VA, Payday Loans in Roanoke, VA, Payday Loans in Springfield, VA, Payday Loans in Sterling, VA, Payday Loan for Suffolk, VA, Payday Loan Companies in Virginia Beach, VA and Payday Loans in Alexandria, VA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Portsmouth, VA.

Beautiful sights of Portsmouth, VA

Payday Loans Available in Portsmouth, VA By The Following ZIP Codes:

23705, 23702, 23701, 23704, 23707, 23708, 23703, 23709

Are Payday Loans Legal In Portsmouth, Virginia?

Loan Rates and Fees, Laws and Regulations in Virginia.

Virginia Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)36% APR (in reality can reach 601%*)
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers Allowed0
Finance Charges36% APR

Portsmouth, VA payday loan calculator

A payday loan is a small, short-term unsecured loan paid on the borrower’s next payday for low-income people with irregular income streams. Borrowers typically provide postdated personal checks as collateral. The term payday refers to debt repayment on the date it will have been incurred and for which payment is due.

In most cases, the amount lent is not large and was previously agreed upon by both parties, who can use such loans to avoid bounced checks or other serious consequences associated with NSF (non-sufficient funds) charges. Interest rates vary from state to state and are usually between 16% and 36%.

Payday loans are often a very expensive way to borrow, with the annual percentage rate (APR) often exceeding 400% on an annualized basis, and the average payday installment loan has a term of fewer than five months, but some installment payday loans may have repayment periods lasting several years.

A borrower who accepts a payday loan is legally bound to repay it when due. Late payment or nonpayment will result in information being added to the borrower’s credit report and may be enforced by court order or by placing a lien on the borrower’s property. 

How to Find a Good Direct Lender in Portsmouth, VA Online?

Payday loans online are becoming more and more popular as more people look for alternative ways to get a loan. The great thing about getting a payday loan online is getting cash when you need it immediately. Finding the best direct lender in Portsmouth, VA, online, though, is not always an easy task. If you choose the wrong lender, you may end up with a higher APR or pay more for the loan than it was actually worth. Finding the best direct lender is so hard online that there are so many scam sites out there that promise they can get you money fast but can’t deliver anything to your account at the end of the day.

The best way to find the best payday lender online is to research. First and foremost, check out the company’s rating. Most people know that a payday loan company with a bad rating will not be able to offer you the kind of service that you need and deserve. However, it can sometimes be hard to find a direct lender with a great rating, and trust me, finding a payday loan company with a bad rating is a pain. Fortunately for us all, however, there are other ways to tell if a company is good or bad, but first, we have to learn what makes up a company’s rating score and how we can improve our score.

Payday loans online do not have to be hard or complicated, however, and there are a few things that we can do to ensure our success when finding direct lenders online. When looking for the best direct lender, a good tip is to look at the company you are considering using and then read their terms of service. Another tip to finding a good online direct lender is to make sure that they have multiple locations or business reputations. Payday loans online are great ways for people to get money quickly when they need it, but bad companies can ruin everything for everyone.

Cash Advance Online in Portsmouth, VA

Persons in the market for payday loans online will know that payday loans are a type of cash advance. The cash advance is a short-term loan that allows you to receive immediate funds when you need them. Banks and credit unions give out the most common cash advances.

The person looking for the cash advance online can be in any place when they go to apply for it, as long as they have access to the Internet. There is no important document or application required when getting an instant cash advance; however, if you have credit problems and a hard time paying your bills on time, it might be better to make an application upfront. The list of requirements to obtain a cash advance will vary depending upon how much you earn and other factors:

  • A resident of Portsmouth, Virginia.
  • Have a verifiable source of income.
  • Be 18 years of age or older.
  • Have a bank account with an active checking account. 
  • Have a driver’s license. 
  • Have a verifiable phone number. 

Many lenders out there offer payday loans online in Portsmouth, VA. You can find them online, on the streets, and in your mailbox. Payday loans online are very easy to get if you have a job and a checking account. You will need a bank account and proof of employment; then, you can borrow some cash when you need it. If you want to repay it quickly, do not worry about it because no matter how much money is your paycheck, you will get the same amount out of your loan by the time your next paycheck comes. The repayment terms will be written upon your loan agreement, so read them carefully before signing anything.

Can I Get a Payday Loan for Bad Credit in Portsmouth, VA?

Many payday loan companies offer payday loans for poor credit in Portsmouth, VA. People with bad credit will often find payday loans online a good alternative to the traditional methods of obtaining money. 

Most traditional lenders do not offer these types of loans to persons with bad credit, and they tend to give you high-interest rates, but the lenders who offer payday loans for bad credit have come up with a way of helping these individuals and helping them keep their costs down. These companies have devised a system where they set limits on how much you can borrow based on your credit score.

A good way to keep your loan costs down is to make sure that you pay your loan back on time every week. If you can repay the money each week, it will take much less money out of your paycheck and help you keep your loan costs down.

Getting a payday loan for bad credit can be more complicated than just walking into the local bank and getting some cash in hand. To get a payday loan for bad credit, you will have to fill out an application and be approved by the lender. 

24 Hour Payday Loans in Portsmouth, VA

If you are in the market for a payday loan in Portsmouth, VA, you may have considered going to your bank to get one. However, this might not be your best option. Banks will often charge high-interest rates for their loans and require that you have a good credit score. 

It is not easy for someone who has less than perfect credit to get approved for a loan from the bank. This can be discouraging if you need money fast and do not want to pay high-interest rates. If your needs are more immediate, you can use a 24-hour payday loan in Portsmouth, VA, to get some fast cash with no credit checks involved.

The good thing about 24-hour payday loans in Portsmouth, VA, is that you do not need to worry about being denied because of your poor credit. If you are in a hurry and need money right away to pay your bills, the bank usually does not ask for proof of income or other paperwork. There will be no documents to fill out, and they will even provide cash on the spot.

Can You Get a Payday Loan in Portsmouth, VA, Without a Bank Account? 

It is becoming harder to get a payday loan in Portsmouth, VA, without having a bank account. Many banks now require that you have an existing bank account before applying for a payday loan. If you do not have a bank account, you can often get around this requirement if you use direct deposit.

The direct deposit option allows the lender to deposit your loan payment directly into your weekly checking or savings account. It is one of the easiest ways to provide proof that you will be able to pay back your loan on time each week, and is why many lenders are now requiring this option to apply for a payday loan online.

If you do not have a checking or savings account and need to borrow some money, you can still get a payday loan online. First, ensure that you can repay the money each week by ensuring that your paycheck will be direct deposit. Then, fill out an application, fill it out truthfully and provide all requested documents.

FAQ

What Is The Easiest Online Loan in Portsmouth, Virginia to Get?

The easiest payday loan in Portsmouth, Virginia, is an Online Payday Loan. It is simple: payday lenders need to determine if you can repay your loan on time each week. If you can repay the money you borrow each week, there is no need for a bank account or verification. Online Payday Loans are the most easily accessible type of cash advance loans in Portsmouth, Virginia, and the most popular among consumers struggling to pay their bills on time.

How Can I Get a Quick Loan in Portsmouth, VA?

If you need to borrow a payday loan in Portsmouth, VA, many options are available to you. One of the quick ways to get a payday loan is to apply for an Online Payday Loan. These loans are sometimes called cash advances, and they can be obtained from your bank account. All you will need is documentation proving that you can repay the loan by your next paycheck for this loan type.

Are Short-term Loans in Portsmouth, VA, Good?

Short-term loans in Portsmouth, VA, are a great option for getting extra money if you need it. They can be expensive, but they are also fast, and there isn’t much paperwork. When you need some cash right away and do not have time to go to the bank, this is the best way to get it.