Payday Loans in Chesapeake, Virginia

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Payday Loan Companies in Chesapeake, VA

Company nameAddressZip codePhone number
ACE Cash Express 1333 Poindexter St Ste 2 23324 +1 (757) 494 - 7136
ACE Cash Express 1333 Poindexter St 2 23324 +1 (757) 494 - 7136
Advance America 1905 S Military Hwy #104 23320 +1 (757) 543 - 5703
AFC Automotive Finance Corp. 838 Old George Washington S Suite F 23323 +1 (757) 485 - 5045
Buckeye Check Cashing 4411 Indian River Rd A 23325 +1 (757) 938 - 9933
Check First Inc 3361 Western Branch Blvd 23321 +1 (757) 638 - 3514
Check Into Cash 2544 Bainbridge Blvd 23324 +1 (757) 494 - 8760
Check Into Cash 1200 N Battlefield Blvd Suite 103-104 23320 +1 (757) 547 - 1221
Express Check Advance 1707 Parkview Dr 23320 +1 (757) 424 - 9050
Fast Auto Loans, Inc. 1401 S Military Hwy #A 23320 +1 (757) 413 - 5020
First Virginia 4411 Indian River Rd 23325 +1 (757) 938 - 9933
First Virginia 3137 Western Branch Blvd 23321 +1 (757) 484 - 5600
First Virginia 4411A Indian River Rd 23325 +1 (757) 938 - 9933
Lendmark Financial Services LLC 4107 Portsmouth Blvd Suite 114 23321 +1 (757) 638 - 1579
Loanmax Title Loans 1361 S Military Hwy 23320 +1 (757) 366 - 0839
LoanSmart Title Loans 4209 Indian River Rd 23325 +1 (757) 420 - 5110
Money Mart 2030 N Battlefield Blvd 23324 +1 (757) 543 - 3262
Opportunity Business Loans 2301 Taylor Rd 154 23321 +1 (757) 260 - 4402
Quik Cash 910 Great Bridge Blvd #108 23320 +1 (757) 548 - 3100
Quik Cash 211 Providence Rd #5 23325 +1 (757) 424 - 4577
Southern Bank - Chesapeake 1217 Cedar Rd 23322 +1 (757) 549 - 8787
TitleMax Title Loans 1128 N Battlefield Blvd Stes. 101 & 102 23320 +1 (757) 548 - 1461
Westview Financial Services 1701 Parkview Dr 23320 +1 (757) 227 - 3909

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Chesapeake, VA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Danville, VA, Guaranteed Loans in Hampton, VA, Payday Loans in Harrisonburg, VA, Payday Loans in Leesburg, VA, Payday Loans in Lynchburg, VA, Payday Loans in Manassas, VA, Payday Loans in McLean, VA and Guaranteed Loans in Mechanicsville, VA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Chesapeake, VA.

Beautiful sights of Chesapeake, VA

Payday Loans Available in Chesapeake, VA By The Following ZIP Codes:

23328, 23323, 23320, 23322, 23325, 23327, 23324, 23326, 23321

Are Payday Loans Legal In Chesapeake, Virginia?

Loan Rates and Fees, Laws and Regulations in Virginia.

Virginia Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)36% APR (in reality can reach 601%*)
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers Allowed0
Finance Charges36% APR

Chesapeake, VA payday loan calculator

Payday loans are short-term loans that provide access to quick cash for those with financial emergencies. They are also widely used for unexpected expenses such as medical bills, home repairs, and car repairs. Payday loans are legal in Virginia and offer fast access to funds without the lengthy paperwork or credit checks required for other loan products. Chesapeake, Virginia is no exception; cash advance lenders are available throughout the city.

What Is a Payday Loan?

A payday loan is a short-term loan that provides cash to a borrower until their next paycheck. The loan amount is typically determined by the borrower’s income and ability to repay. Payday loans are typically due on the borrower’s next payday, although some lenders allow for extensions or rollovers if the borrower is unable to make the payment by the due date.

Payday Loan Requirements in Chesapeake

In order to qualify for a payday loan in Chesapeake, Virginia, borrowers must meet certain requirements. Generally, borrowers must be at least 18 years of age, have a valid government-issued identification card, and have a verifiable source of income. Additionally, borrowers must have an active checking account in order to receive the funds.

In addition to the basic requirements, Chesapeake-based lenders may have additional criteria to meet before approving a payday loan. Be sure to check with the individual lender to determine their specific requirements.

The Benefits of Payday Loans in Chesapeake

Payday loans can be beneficial for those who need short-term access to cash. Because payday loans are typically approved quickly and require little paperwork, they are often a great option for those who don’t have the time to wait for a traditional loan to be approved. Additionally, they can help avoid penalty fees associated with late payments or overdrafts from a traditional bank account.

Furthermore, payday loans in Chesapeake, Virginia can offer some unique advantages. For instance, some lenders may offer low interest rates or no interest for the first 24 hours. Additionally, many lenders use an electronic transfer system, meaning borrowers can receive the funds in their bank account as soon as the next business day.

The Risks of Payday Loans in Chesapeake

While payday loans can provide quick access to funds, they can also come with serious risks. Payday loan interest rates are often higher than those of traditional bank loans, and borrowers may face significant fees if they are unable to make their payments on time. Additionally, there is a risk of falling into a cycle of debt, as borrowers may rollover or extend their loans to make their payments.

Alternatives to Payday Loans in Chesapeake

For those who are unable to qualify for a payday loan in Chesapeake, Virginia, there are still other options available. For example, some lenders may offer other forms of short-term loans such as installment loans. Additionally, credit unions may offer lower interest rates and fewer fees than traditional payday loans.

F.A.Q.

Q: Are payday loans legal in Chesapeake, Virginia?

A: Yes, payday loans are legal in Chesapeake, Virginia.

Q: How do I apply for a payday loan in Chesapeake, Virginia?

A: You can apply for a payday loan in Chesapeake, Virginia by visiting a cash advance lender or applying online.

Q: What are the requirements for a payday loan in Chesapeake, Virginia?

A: Generally, borrowers must be at least 18 years of age, have a valid government-issued identification card, a verifiable source of income, and an active checking account to qualify for a payday loan in Chesapeake, Virginia.

Q: What are the risks of payday loans in Chesapeake, Virginia?

A: Payday loans carry a high risk of falling into a cycle of debt, as well as high fees and interest rates. It is important to understand the risks associated with payday loans before taking one.

Apply Now

At TheGuaranteedLoans, we understand that sometimes you need access to fast cash for unexpected expenses. Our online application takes only minutes to complete and you can be connected with a lender in minutes. We are not a lender, but we’ll connect you with one of our trusted partner lenders who may offer you a payday loan.

Take the time to review your options carefully and make sure any loan you take is one you can afford to pay back. Get started now by filling out our online application and we’ll work to connect you with a lender.

More F.A.Q.

Can a payday lender charge me additional fees if I am unable to repay my loan on time in Chesapeake, Virginia?

Yes, Virginia law allows payday lenders to charge additional fees if a loan is not repaid on time, such as late fees or collection costs. It is important to carefully read and understand the terms of your payday loan agreement before signing to avoid any unexpected fees or penalties.

Can a payday lender repossess my property if I default on my loan in Chesapeake, Virginia?

No, Virginia law does not allow payday lenders to repossess property to collect on a defaulted loan. However, the lender may be able to obtain a judgment against you in court and use other legal means to collect the unpaid balance, such as garnishing your wages or seizing your assets.

How Many Cash Advance Companies are in Chesapeake, VA?

With the help of our service, you will be able to find 23 cash advance companies in Chesapeake, VA

What Cash Advance Companies in Chesapeake, VA are the most popular?

You should check First Virginia, ACE Cash Express, and Check Into Cash. Also, you can start your application online on our website.