Payday Loans in Newport News, Virginia

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Payday Loan Companies in Newport News, VA

Company nameAddressZip codePhone number
ACE Cash Express 12917 Jefferson Ave ste J 23608 +1 (757) 875 - 5700
ACE Cash Express 10143 Jefferson Ave a 23605 +1 (757) 599 - 1830
ACE Cash Express 10143 Jefferson Ave ste a 23605 +1 (757) 599 - 1830
Advance America 605 Newmarket Dr N #10 23605 +1 (757) 825 - 6725
Advance America 14346 Warwick Blvd #368 23602 +1 (757) 989 - 0929
Advance Pawnbrokers 13144 Jefferson Ave 5201 23608 +1 (757) 969 - 1203
Allied Cash Advance 658-B J Clyde Morris Blvd 23601 +1 (757) 594 - 9612
Allied Cash Advance 658 J Clyde Morris Blvd B 23601 +1 (757) 594 - 9612
Approved Cash 1045 J Clyde Morris Blvd 23606 +1 (757) 594 - 0620
Approved Cash 1045 J Clyde Morris Blvd 23602 +1 (757) 594 - 0620
Auto Credit of Virginia Inc 832 J Clyde Morris Blvd 1086 23601 +1 (757) 591 - 1251
BB&T 737 J Clyde Morris Blvd 23601 +1 (757) 591 - 2746
Check Into Cash 954 J Clyde Morris Blvd #106 23601 +1 (757) 594 - 9360
Consumer Mortgage & Investment 732 Thimble Shoals Blvd 301 23606 +1 (757) 873 - 2500
Dodge's Money Center 13170 Jefferson Ave B 23608 +1 (757) 833 - 1266
Fast Auto Loans, Inc. 6099 Jefferson Ave 23605 +1 (757) 826 - 6489
Fast Auto Loans, Inc. 605 J Clyde Morris Blvd 23601 +1 (757) 599 - 4582
Fast Auto Loans, Inc. 13703 Warwick Blvd 23602 +1 (757) 988 - 1121
First Virginia 14350 Warwick Blvd 23608 +1 (757) 849 - 0570
First Virginia 696 J Clyde Morris Blvd 23601 +1 (757) 320 - 4956
First Virginia 14350 Warwick Boulevard Suites E & F 23602 +1 (757) 849 - 0570
Lendmark Financial Services LLC 12551 Jefferson Ave Suite 217 23602 +1 (757) 269 - 9146
Loan Smart 398 Denbigh Blvd 23608 +1 (757) 833 - 8820
Loanmax Title Loans 15486 Warwick Blvd 23608 +1 (757) 888 - 6600
LoanSmart 11201 Jefferson Ave 23601 +1 (757) 595 - 5558
Mariner Finance 210 Arthur Way 23602 +1 (757) 969 - 6400
Money Mart 6046 Jefferson Ave. 23605 +1 (757) 245 - 0726
Omni Military Loans 15525 Warwick Blvd 109 23608 +1 (757) 888 - 6664
Professional Financial Services 729 Thimble Shoals Blvd 6b 23606 +1 (757) 599 - 4438
Quik Cash 12917 Jefferson Ave # A 23608 +1 (757) 833 - 0200
Quik Cash 731 J Clyde Morris Blvd F 23601 +1 (757) 599 - 1300
The Loan Store 731 J Clyde Morris Blvd 23606 +1 (757) 599 - 1300
TitleMax Title Loans 11109 Jefferson Ave 23601 +1 (757) 873 - 5502

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Newport News, VA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Norfolk, VA, No Credit Check Loans in Oakton, VA, Payday Loan for Petersburg, VA, Guaranteed Loans in Portsmouth, VA, No Credit Check Loans in Reston, VA, 24-Hour Loan in Richmond, VA, Payday Loan Companies in Roanoke, VA and Payday Loan Companies in Springfield, VA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Newport News, VA.

Beautiful sights of Newport News, VA

Payday Loans Available in Newport News, VA By The Following ZIP Codes:

22606, 23605, 23612, 23609, 23628, 23607, 23606, 23601, 23602, 23603, 23608

Are Payday Loans Legal In Newport News, Virginia?

Loan Rates and Fees, Laws and Regulations in Virginia.

Virginia Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)36% APR (in reality can reach 601%*)
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers Allowed0
Finance Charges36% APR

Newport News, VA payday loan calculator

Payday loans are short-term, small-dollar loans issued to borrowers who need funds to cover unexpected expenses. Payday loans, referred to as check advances or cash advances, are legal in Virginia, but are subject to specific regulations. This article provides an overview of payday loans in Newport News, Virginia, highlighting important regulations, loan costs, and other relevant information borrowers should be aware of.

Are Payday Loans Legal in Newport News, Virginia?

Yes, payday loans are legal in Newport News, Virginia. All payday loans are subject to the provisions of the Virginia Small Loan Act, which applies to borrowers in the city. Under this act, the maximum amount a borrower can take out is $500, and there is a maximum loan term of two months. Additionally, the maximum finance charge a lender can charge is 20% of the amount of the loan, as well as a 5% fee if the loan is paid off before maturity. In addition, all payday lenders must be licensed and registered in the state of Virginia to legally offer payday loans.

What are the Advantages and Disadvantages of Payday Loans?

Payday loans offer several advantages to borrowers. First, payday loans can be approved quickly, often within 24 to 48 hours, and funds can be deposited in the borrower’s account the same day. Second, payday loans don’t require a traditional credit check, which makes them an appealing option for borrowers with poor credit who may otherwise not qualify for a loan. Finally, payday loans are unsecured loans, meaning borrowers do not have to provide collateral, such as a car or house, to secure the loan.

However, there are several disadvantages to payday loans. Payday loans typically have much higher rates and fees than traditional loans. Additionally, payday loans are short-term, so borrowers will have to pay back the money quickly, typically within two months. This can create repayment challenges for some borrowers, as they may not have the ability to pay the loan off in one lump sum.

How Can Borrowers Apply for a Payday Loan in Newport News, Virginia?

Borrowers in Newport News, Virginia, who are interested in a payday loan can apply online through TheGuaranteedLoans. All borrowers will need to provide personal information, including their name, address, phone number, and Social Security number. Additionally, borrowers will need to provide documents to prove their income and employment.

Once the borrower submits the application and documentation, our team will review the information, match the borrower with a lender, and provide the borrower with a loan agreement. The borrower should carefully read and understand the terms of the loan agreement before signing it, as all loan fees, interest rates, and repayment terms will be outlined in the agreement. If the borrower agrees to the terms, they can sign the loan agreement, and the lender will send the money directly to their bank account.

Frequently Asked Questions

How much money can I borrow with a payday loan in Newport News, Virginia?

In Newport News, Virginia, the maximum loan amount for a payday loan is $500.

How soon can I receive my payday loan after applying?

Once your application is approved, the loan will be processed and the funds will be deposited in your bank account within one business day.

Do I need a credit check to be approved for a payday loan?

No, payday lenders do not require a traditional credit check.

Apply Now

If you are in need of a payday loan in Newport News, Virginia, apply now with TheGuaranteedLoans. We’ll help you find a lender who can provide you with the cash you need to cover unexpected expenses. Please note that TheGuaranteedLoans is not a lender and its services do not include making the loan or collecting loan payments.

More F.A.Q.

Are there any consumer protections in place for borrowers in Newport News, Virginia?

Yes, Virginia has implemented several consumer protections for payday loan borrowers, including a cooling-off period between loans and a prohibition on rollovers. Borrowers also have the right to cancel their loan within two business days without penalty.

Are there any alternative lending options available in Newport News, Virginia?

Yes, there are several alternative lending options available in Newport News, Virginia, including small business loans, personal loans, and credit union loans. These options may offer lower interest rates and more flexible repayment terms than payday loans.

How Many Cash Advance Companies are in Newport News, VA?

With the help of our service, you will be able to find 33 cash advance companies in Newport News, VA

What Cash Advance Companies in Newport News, VA are the most popular?

You should check ACE Cash Express, Fast Auto Loans, Inc., and First Virginia. Also, you can start your application online on our website.