Payday Loans in Centreville, Virginia

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Payday Loan Companies in Centreville, VA

Company nameAddressZip codePhone number
Advance America 14260-C Centreville Square 20121 +1 (703) 815 - 7290
Apple Federal Credit Union 14260-J, Centreville Square 20121 +1 (703) 788 - 4800
Capital One Bank 5601 Stone Rd 20120 +1 (703) 802 - 4774
Navy Federal Credit Union 5900 Fort Dr Ste 110 20121 +1 (888) 842 - 6328
Navy Federal Credit Union - ATM 14001 F, St Germain Dr 20121 +1 (888) 842 - 6328
Regional Finance 14260-M, Centreville Square 20121 +1 (703) 825 - 2005
Scott Stevenson - Mortgage Loan Officer 6200 Multiplex Dr 20121 +1 (571) 388 - 8764
SunTrust 14200 Centreville Square 20121 +1 (703) 825 - 2302
United Bank 6375 Multiplex Dr 20121 +1 (703) 828 - 1450
Urban Personal Loans 14249 Centreville Square 20121 +1 (571) 601 - 4473
Variety Bad Credit Loans 6085 Centreville Crest Ln 20121 +1 (571) 200 - 4722

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Centreville, VA, you can try to find different companies in big cities near by. Check out the following pages here: Emergency Loan in Charlottesville, VA, Payday Loan Companies in Chesapeake, VA, Payday Loans in Danville, VA, Short-term Loans in Hampton, VA, Quick Loan in Harrisonburg, VA, Payday Loans in Leesburg, VA, Payday Loans in Lynchburg, VA and No Credit Check Loans in Manassas, VA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Centreville, VA.

Beautiful sights of Centreville, VA

Payday Loans Available in Centreville, VA By The Following ZIP Codes:

20122, 20120, 20121

Are Payday Loans Legal In Centreville, Virginia?

Loan Rates and Fees, Laws and Regulations in Virginia.

Virginia Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)36% APR (in reality can reach 601%*)
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers Allowed0
Finance Charges36% APR

Centreville, VA payday loan calculator

For cash-strapped residents of Centreville, Virginia, payday loans can be a beneficial financial tool in times of need. This type of loan is legal to obtain in Virginia, but there are certain criteria that must be met in order for residents to be eligible for this type of loan. This article will explain more about payday loans in Centreville, Virginia and provide guidance for prospective borrowers.

What Are Payday Loans?

Payday loans in Centreville, Virginia, are short-term loans that are designed to provide emergency funds in the short term. These types of loans are usually small loans, typically up to $500, that have to be repaid within a short time frame, usually between two weeks and one month.

In order to be approved for a payday loan in Centreville, Virginia, borrowers must meet certain criteria. These criteria may include being at least 18 years of age, having a valid bank account or debit card, and having a steady employment income. In addition, borrowers must reside in the state of Virginia in order to be eligible.

The Benefits of Payday Loans

Payday loans in Centreville, Virginia, offer several advantages to borrowers who are cash-strapped. First of all, these loans are fast and easy to get. With most payday loan companies, applicants can get their loan approved within minutes and have the money in their bank account within one business day. This makes it ideal for those who need money fast.

These loans also come with more flexible repayment terms than most other types of loans. Payday loan companies typically offer repayment plans that accommodate the borrower’s income and ability to pay. This gives borrowers greater control over their finances and allows them to pay off the loan quickly.

The Drawbacks of Payday Loans

As beneficial as payday loans can be, there are some drawbacks to them as well. Since these loans are short-term, they come with much higher interest rates than other types of loans. This means that borrowers may end up paying more in interest than they borrowed in the first place.

In addition, borrowers who take out payday loans in Centreville, Virginia, may find themselves in a cycle of debt if they are unable to pay the loan back in the given time frame. The lender may renew the loan or offer a “rollover,” which essentially means that the borrower takes out a new payday loan to cover the cost of the old one. This can quickly become problematic, as more fees and interest accumulate.

When to Consider Payday Loans

Payday loans in Centreville, Virginia, should be used with caution. They can be helpful in times of financial need, but only if borrowers are able to pay back the loan in a timely manner. Those who are struggling to repay their loan should seek out other options, such as a bank loan or credit counseling.

In addition, borrowers should be aware that payday loans in Centreville, Virginia, are not intended to be used as a long-term solution to financial problems. Borrowers who use payday loans as a way to pay off other debts or pay bills quickly should consider other options, such as budgeting and creating a repayment plan.

Frequently Asked Questions

  • What is the minimum age for taking out a payday loan in Centreville, Virginia?
    The minimum age for taking out a payday loan in Centreville, Virginia is 18 years.
  • Is a bank account required to apply for a payday loan in Centreville, Virginia?
    Yes, a valid bank account or debit card is required when applying for a payday loan in Centreville, Virginia.
  • Are payday loans available for residents of Centreville, Virginia?
    Yes, payday loans are legal and available to residents of Centreville, Virginia.
  • How much can I borrow with a payday loan in Centreville, Virginia?
    Most payday loan companies in Centreville, Virginia offer loans up to $500.
  • What is the repayment period for a payday loan in Centreville, Virginia?
    The repayment period for a payday loan in Centreville, Virginia is typically between two weeks and one month.

Apply Now

If you need a payday loan in Centreville, Virginia, TheGuaranteedLoans can help you find a reputable lender. Simply fill out our online application and a lender will contact you with more information. Please note that TheGuaranteedLoans is not a lender and is not responsible for handling or approving loan applications.

More F.A.Q.

Is there a maximum amount that a payday lender can charge in interest and fees in Centreville, Virginia?

Yes, Virginia law imposes a maximum APR of 36% on payday loans. This means that a payday lender cannot charge more than 36% in interest and fees on a payday loan.

Is there a cooling-off period for payday loans in Centreville, Virginia?

Yes, Virginia law requires a cooling-off period of at least 24 hours between taking out consecutive payday loans. This means that if you have already taken out one payday loan, you must wait at least 24 hours before taking out another one.

How Many Cash Advance Companies are in Centreville, VA?

With the help of our service, you will be able to find 11 cash advance companies in Centreville, VA

What Cash Advance Companies in Centreville, VA are the most popular?

You should check Advance America, Apple Federal Credit Union, and Capital One Bank. Also, you can start your application online on our website.