Payday Loans in Harrisonburg, Virginia

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Payday Loan Companies in Harrisonburg, VA

Company nameAddressZip codePhone number
Advance America 1657 E Market St #3 22801 +1 (540) 432 - 0656
Allied Cash Advance 2192 John Wayland Hwy 22801 +1 (540) 432 - 3617
Approved Cash 115 S Carlton St 22801 +1 (540) 438 - 1646
Approved Cash 115 S Carlton St STE A Ste A 22801 +1 (540) 438 - 1646
Bank of the James- Harrisonburg 1391 S High St suite a 22801 +1 (540) 437 - 9886
BB&T 250 Neff Ave 22801 +1 (540) 434 - 6761
Benchmark Mortgage Inc 2342 Blue Stone Hills Dr 22801 +1 (540) 564 - 0202
Blue Ridge Bank 563 Neff Ave Suite B 22801 +1 (540) 432 - 7970
Carter Bank & Trust 2169 S Main St 22801 +1 (540) 432 - 0474
Check Into Cash 237 Burgess Rd 22801 +1 (540) 433 - 1500
CommonWealth One Federal Credit Union Madison union, 170 Bluestone Dr 22807 +1 (800) 424 - 3334
DuPont Community Credit Union - Kaylor 47 W Kaylor Park Dr 22801 +1 (540) 946 - 3200
DuPont Community Credit Union - Reservoir 1925 Reservoir St 22801 +1 (540) 946 - 3200
DuPont Community Credit Union - South High 1820 S High St 22801 +1 (540) 946 - 3200
DuPont Community Credit Union - Stone Port 1900 Stone Spring Rd 22801 +1 (540) 946 - 3200
Farm Credit of the Virginias 4646 S Valley Pike 22801 +1 (540) 434 - 5385
Fast Auto Loans, Inc. 1901 S Main St 22801 +1 (540) 442 - 9115
gerg 1831 State Rte 710 22801 +1 (540) 554 - 6834
Gira & Gira Investment Advisors LLC 316 Neff Ave 22801 +1 (540) 433 - 7600
Jeff Harris & Associates, Inc. 410 Neff Ave 200 22801 +1 (540) 574 - 2508
Kathy Moran - Raymond James 4149 Quarles Ct 22801 +1 (540) 434 - 7470
Kings Market 1320 Port Republic Rd 22801 +1 (540) 615 - 5387
Lendmark Financial Services LLC 1866-B, E Market St 22801 +1 (540) 908 - 3179
Loanmax Title Loans 2360 S Main St 22801 +1 (540) 574 - 6100
MoneyGram 1100 S High St 1755 22801 +1 (540) 433 - 1158
Mosaic Credit Union 31 S Carlton St 22801 +1 (540) 564 - 6080
Park View Federal Credit Union 1675 Virginia Ave 22802 +1 (540) 434 - 6444
Payne's Check Cashing 785 E Market St 22801 +1 (540) 442 - 1450
Pendleton Community Bank 57 S Main St 22801 +1 (540) 214 - 2070
Stellar One Wealth Management 1920 Medical Ave E 22801 +1 (540) 801 - 8482
Summit Community Bank 1925 Stone Spring Rd 200 22801 +1 (540) 437 - 0500
SunTrust 1300 S Main St 22801 +1 (540) 282 - 6902
TitleMax Title Loans 1550 E Market St 22801 +1 (540) 433 - 1696
United Bank 1980 S Main St 22801 +1 (540) 433 - 9950
Urban Bad Credit Loan 605 University Blvd 22801 +1 (540) 554 - 6834
Wahovia 2005 E Market St 22801 +1 (540) 433 - 0901
Walmart Money Center 171 Burgess Rd 22801 +1 (540) 433 - 0808
Woodforest National Bank 171 Burgess Rd 22801 +1 (540) 433 - 3660

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Harrisonburg, VA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan for Leesburg, VA, Payday Loans in Lynchburg, VA, Payday Loans in Manassas, VA, 24-Hour Loan in McLean, VA, Online Loans in Mechanicsville, VA, Short-term Loans in Newport News, VA, Payday Loans in Norfolk, VA and Payday Loans in Oakton, VA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Harrisonburg, VA.

Beautiful sights of Harrisonburg, VA

Payday Loans Available in Harrisonburg, VA By The Following ZIP Codes:

22802, 22807, 22801

Are Payday Loans Legal In Harrisonburg, Virginia?

Loan Rates and Fees, Laws and Regulations in Virginia.

Virginia Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)36% APR (in reality can reach 601%*)
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers Allowed0
Finance Charges36% APR

Harrisonburg, VA payday loan calculator

A payday loan is when you borrow a small amount of money to cover your expenses and pay it back on your next paycheck. They are meant to be temporary. Payday loans in Harrisonburg, Virginia, allow clients to quickly get the cash they need and ease the burden of financial pressure until their next paycheck. 

If you are in immediate need of cash, and cannot wait until your next payday to receive the money you need, then a payday loan may be right for you. There are many benefits to using a payday loan. These types of loans are easy to qualify for, and they offer quick access to money when needed most.

Payday loans come with many advantages. The best aspect of this type of loan is that you don’t need good credit to qualify. The only focus of a payday lender is your ability to repay the money that you borrow on time. Payday loans are always secured, which means that the lender takes possession of all of your personal property and cash to cover any additional costs associated with your loan.

A lender’s charge for a payday loan depends on many factors. However, more important than these numbers is that you can use this type of loan responsibly. Make sure you read all information completely before taking out a payday loan. When you follow the rules on how to use your payday loan responsibly and make sure that you repay it all by the due date, you will not have any trouble with your lender.

How to Find a Good Direct Lender in Harrisonburg, Virginia Online

You can find a good direct lender in the payday loan companies registered with the government. These companies have offices throughout all of the states so that you can get a payday loan quickly and easily. When you decide which online lender to use, you need to determine how they are paid. Some lenders will ask for money upfront or deposit large sums of money into their bank account before approving your loan. Others will send you to a small store where you can get cash over the counter. There is no right or wrong way to get your payday loan approved, but there is one thing that you need to do before applying.

You want to know how much money you can borrow before sending your information to a lender. You should always get at least two estimates on the amount of money you can expect to receive, just as a way of protecting yourself against any unexpected fees or late fees related to receiving your loan. To find out if a lender is reputable, you should always do some research online. This will help you compare the costs and the terms of the loan. You will also find forums where people have been left in serious trouble because they did not understand what they were borrowing and how much it would cost them later on. Payday loans are short-term cash advances on a paycheck. Generally, borrowers can borrow funds up to $500 with two weeks or less repayment period. Most payday lenders require only minimal paperwork and make the loan within an hour. There is no credit check or minimum income, employment status, age, education, or residence requirements.

To qualify for financing:

  • You must be at least 18 years of age and have an active checking account in good standing.    
  • Income must be at least $1,000 per month before taxes (or 30 times the monthly payments on your current bill).
  • You should not have any outstanding payday loans.   
  • It would help if you did not have a bankruptcy listed as your current debt since this may affect your eligibility for financing.  
  • You are expected to make all payments on time unless you are declared a new or existing policyholder.

Cash Advance Online in Harrisonburg, Virginia

In a cash advance, you get the money already in your checking account. You can use this money to pay for an important purchase like a car repair or cover an unexpected bill. However, the money you borrow will not stay in your checking account forever. When you borrow from a cash advance company, it is converted into another form of debt called a short-term unsecured loan. After the two-week period has passed, depending on the terms of the contract and the amount borrowed, they will either roll over the loan into another form of debt such as credit cards or use it to pay off other debts.

Can I Get a Payday Loan for Bad Credit in Harrisonburg, Virginia? 

You may be able to get a payday loan if you have bad credit. However, this will be more difficult than getting a regular loan from the bank. You will still need to print out the terms of your application and sign each page. This is because payday loan companies are often less stringent about the papers you’ll have to submit. They generally have less oversight over repeat customers, so you may find that everybody around you has bad credit and can get loans from these places.

24 Hour Payday Loans in Harrisonburg, Virginia

If you need cash quickly, you will be able to get a short-term loan on a payday. These are smaller loans than long-term loans that allow you to cover your bills until your next paycheck. Payday lenders have helped millions of people get through financially tough times. You can always check their information online before choosing which one to use. This will help you compare the services and the costs to make an informed decision as to which company is best for you and your needs. 

When choosing a payday loan company, the most important thing is to ask around and make sure that they are reputable and have customers who have been satisfied in the past. It is also important to read the paperwork you’ll need to sign and understand what you are getting into. Payday loan companies are organized to provide you with the best information about your transaction. Many people have been out of work or have had a serious issue such as an illness or injury and then needed a payday loan to help them get back on track. The paychecks that these places offer can be difficult to manage if you find yourself in this situation.

Can you get a payday loan in Harrisonburg, Virginia, Without a Bank Account? 

There are several places to get a payday loan in Harrisonburg, Virginia, without a bank account. These are places such as payday lenders, advance cash loan shops, and convenient cash loans. These businesses provide short-term loans that allow you to pay back your debt. You will want to find out which company will be best for your situation. For example, if you have no bank account, it is unnecessary to open one with the lender. There will be a fee that you’ll need to pay for the service to go forward so that the lender will hold onto their money until you receive your first paycheck and can repay them for their services.

Should I Get a Payday Loan in Harrisonburg, Virginia?

Suppose you have ever wondered about getting a payday loan in Harrisonburg, Virginia. In that case, you may be asking yourself if it will be the best choice for your financial situation. It would help if you always considered this question before taking out a payday loan. If you are having trouble meeting your credit obligations and do not know how to save extra money each month, this will not be the right loan for you. But if any of the following describes you or your financial situation, then a cash advance can help: 

  • You are looking for extra money to help with small household expenses and unexpected bills.
  • You need to borrow money for a short period for one-time purchases. 
  • Someone in your family has a temporary loss of income and can not afford their current bills. 
  • You are in the military and are experiencing delayed payments or a delay in receiving your check.

FAQ

Are Short-term Loans in Harrisonburg, Virginia, Good?

Short-term loans in Harrisonburg, Virginia, can be good if you need money to cover a large bill or another financial emergency. It will only be required on an as-needed basis, and it can help you avoid deposit limits and fees for overdraft services.

Do I need a Payday Loan in Harrisonburg, Virginia?

Live in Harrisonburg, Virginia, and find trouble paying your bills or meeting your financial obligations. A payday loan may be the answer that you are looking for. You may want to choose a short-term loan from a local bank or credit union instead of an online company because that way, it will be easier to pay back the money.

Are Same Day Loans in Harrisonburg, Virginia Real?

Many people all over the country have used the same-day loan in Harrisonburg, Virginia, before. There is no reason that you should feel like you or your friends cannot use one. However, it is important to find out which company will be best for your situation to receive the best service and payback terms.