Payday Loans in Winchester, Virginia

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Payday Loan Companies in Winchester, VA

Company nameAddressZip codePhone number
Advance America 240 Rivendell Ct Ste. 2 22603 +1 (540) 665 - 2002
Advance America 2124 S Pleasant Valley Rd 22601 +1 (540) 723 - 0011
Allied Cash Advance 115 Weems Ln 22601 +1 (540) 665 - 9028
Approved Cash 726 Berryville Ave 22601 +1 (540) 535 - 2107
Bank of Clarke County 1508 Senseny Rd 22602 +1 (800) 650 - 8723
BB&T 1000 Berryville Ave 22601 +1 (540) 667 - 8561
Blue Ridge Bank 116 N Braddock St 22601 +1 (540) 931 - 9843
Check Into Cash 2103-2105 South Loudoun Street 22601 +1 (540) 722 - 1350
Check Into Cash 2103-2105 S Loudoun St 22601 +1 (540) 722 - 1350
Fast Auto Loans, Inc. 2650 Valley Ave 22601 +1 (540) 542 - 0580
First Citizens Bank 2147 Valley Ave 22601 +1 (540) 662 - 6900
Gayle Hukkala Fairway Independent Mortgage Corporation Loan Officer 149 Creekside Ln 22602 +1 (540) 622 - 7805
Lendmark Financial Services LLC 253 Market St 22603 +1 (540) 773 - 2531
Loan Smart 2641 Valley Ave 22601 +1 (540) 535 - 0690
Loanmax Title Loans 2608 Valley Ave 22601 +1 (540) 662 - 6240
Mariner Finance 2213 Papermill Rd 22601 +1 (540) 535 - 7343
MidAtlantic Farm Credit 125 Prosperity Dr 100 22602 +1 (888) 339 - 3334
MoneyMax Title Loans 2200 Valley Ave 22601 +1 (540) 667 - 5931
Navy Federal Credit Union 201 Maranto Manor Dr 22602 +1 (888) 842 - 6328
Navy Federal Credit Union - ATM 141 Security Dr 22602 +1 (888) 842 - 6328
PrimeLending, A PlainsCapital Company 15 E Piccadilly St 22601 +1 (540) 313 - 4830
Regional Finance 2516 S Pleasant Valley Rd 22601 +1 (540) 773 - 6144
SunTrust 2250 S Pleasant Valley Rd 22601 +1 (540) 773 - 6207
TitleMax Title Loans 2655 Valley Ave 22601 +1 (540) 771 - 2784
United Bank 139 N Cameron St 22601 +1 (540) 542 - 6130
Winchester Exchange 5 W Jubal Early Dr 22601 +1 (540) 550 - 4711
Winchester Express 217 Weems Ln 22601 +1 (540) 662 - 5815

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Winchester, VA, you can try to find different companies in big cities near by. Check out the following pages here: Bad Credit Loans in Harrisonburg, VA, Guaranteed Loans in Leesburg, VA, Online Loans in Lynchburg, VA, Payday Loans in Manassas, VA, Payday Loans in McLean, VA, Quick Loan in Mechanicsville, VA, Payday Loans in Newport News, VA and 24-Hour Loan in Norfolk, VA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Winchester, VA.

Beautiful sights of Winchester, VA

Payday Loans Available in Winchester, VA By The Following ZIP Codes:

22603, 22602, 22604, 22601, 22638

Are Payday Loans Legal In Winchester, Virginia?

Loan Rates and Fees, Laws and Regulations in Virginia.

Virginia Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)36% APR (in reality can reach 601%*)
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers Allowed0
Finance Charges36% APR

Winchester, VA payday loan calculator

A person can take many financial avenues to improve their current and future position. One of these avenues is the option of a payday loan. These loans are typically granted for small amounts of money, up to 1000 dollars, for anywhere from one week to six months. The borrower will be required to pay back the loan along with any associated fees and interest after they have been paid by their employer.

This form of borrowing is often seen as an opportunity that people can use to cover unexpected expenses or emergencies, such as car replacements or home repairs. Payday loans are fairly easy to obtain, as many businesses or individuals will be willing to lend you the money you need.

In many cases, these loans are given by credit unions and other financial institutions. These loan companies will be willing to lend you money for up to one week, meaning that you have time to pay them back before the interest kicks in. If you happen to have an emergency come up that causes you not to be able to pay back the loan at that time, there would still be three days to a week before being charged any interest on the loan.

As with any other type of loan that has to be paid back, you should be aware of the hidden fees associated with the loans. Many companies will charge a fee for placing a payday loan in your name. While it may not seem like a large amount at first, if you are responsible enough to afford the loan and then cannot pay it back, you could wind up paying more than your original loan amount.

How to Find a Good Direct Lender in Winchester, Virginia Online?

Most people will be able to find a good direct lender in Winchester, Virginia, who gives payday loans with good rates and terms. Some of the companies will charge you with hidden fees, which may seem to be okay at first, but over a few months or years, it will add up and become far more than what it was originally.

You must do your research on each direct lender before deciding on one. You want to make sure that they are reliable and trustworthy. As long as you do your research, based on reviews and recommendations from friends and family members who have used them in the past, you should not have any problems finding a decent loan company in Winchester, Virginia.

Below are the requirements for obtaining a payday loan in Winchester:

  • You must have a checking account, a source of income, and be over 18 years old.
  • You must live in the United States.
  • You can borrow up to $500 or your checking account balance, whichever is lower.
  • The loan must be repaid with your next paycheck.
  • Loan payments will automatically go to your checking account every month.
  • You can fill out an application online that includes the following personal information: name, address, Social Security number, and email.

It is important that you do not provide false information on your application. Suppose the direct lender discovers that you lied about your income or job. In that case, they could seize all your money in the account, and you will be unable to retrieve it until after the six months have passed, which means that you will be far in debt and making payments on loans from other agencies.

Cash Advance Online in Winchester, VA

A cash advance online in Winchester, VA, is a great option available to individuals who need a little extra money in a pinch. Many businesses offer this service, which is quick and easy to obtain.

  • You will first fill out the application online or over the phone.
  • Your employer information, income amount, and address will be confirmed.
  • If you are approved for the loan, you will receive the money as soon as that day.
  • The loan must be paid back when your salary deposit hits your bank account.
  • There are no hidden fees or penalties if you cannot pay back the loan on time.
  • If you have any questions, you can call the number of the direct lender at any time of day or night.

The cash advance online in Winchester, VA, is a great option for individuals who just need a little extra money to get them through the rest of the month. It is quick and easy to obtain, and there are no fees or penalties for missing your payments on time and not paying back the amount owed.

Can I Get a Payday Loan for Bad Credit in Winchester, VA?

It is possible to get a payday loan for bad credit in Winchester, VA. If you have had some trouble with your credit rating in the past but recently have started to make better choices, such as paying your bills on time and avoiding getting any new credit cards, you may be able to get a loan.

Many people want to get out of debt and make better choices with their money. A payday loan for bad credit could be the answer for you. It can help you get back on track and avoid money problems in the future. If you make all of your payments on time, it will show up on your credit report, helping to repair your rating over time.

Many people who want to apply for a payday loan for bad credit are told that they will not qualify for it. It is not always the case. If you have had some financial problems in the past but recently have started to get your finances in order, you may qualify for a loan.

24 Hour Payday Loans in Winchester, Virginia

The 24 Hour Payday Loans in Winchester, Virginia, is an option for people who do not have a lot of time to get the money they need. If you have had an emergency come up and you are short on money, you can apply for a loan that same day. By using online or over the phone, some businesses will be able to complete the application process within a few hours and send the money directly to your checking account within twenty-four hours.

If you do not have much credit or savings to back up your loan application, this may be a good option. It is important that if you are approved for the loan, you pay it back with your next paycheck before it is turned over to collections.

You must have a checking account to receive a loan, and you must have a source of income. If you have recently lost your job or been laid off, you may still be eligible for a loan. Many direct lenders will approve people in this situation as long as they can prove that they will be able to pay it back.

Can You Get a Payday Loan in Winchester, VA, Without a Bank Account? 

You can get a payday loan in Winchester, VA, without a bank account. Some people prefer to do so because they like the idea of not having to pay any interest on the money they borrow, but some companies will charge you with hidden fees and penalties if you cannot pay back your loan when it is due.

It is better to get a loan from your bank or credit union whenever possible. If you have an account with them, you can apply for your loan online and send it directly to your account within minutes. You do not have to worry about getting charged extra fees or having problems paying it back on time. If you do not have an account with a bank or credit union and you do not have a job, you may be able to get a loan from one of the many businesses that offer this service. They will be able to give you the money directly, and there are no fees or penalties associated with this payment method. Many companies provide this service over the phone and fill out an application online.

Before you apply for a payday loan in Winchester, VA, it is important to find out your options. Most people who take out payday loans do so because they do not have enough money in their checking account to cover the bills they need to pay each month.

FAQ

How Do I Get an Emergency Loan in Winchester, Virginia?

Emergency loans in Winchester, Virginia, are a great option for people who have an emergency come up unexpectedly. If you were supposed to pay a bill last month and are short, it might be possible to get some money within the same day.
-You will need to fill out an application online or over the phone.
-Your employer information and income amount will be confirmed.
-If you are approved for the loan, the money is deposited directly into your account within the next 24 hours.
-You must make all of your payments on time to avoid late fees and penalties.
There are no hidden fees or penalties if you cannot pay back the loan on time.

How Do I Get Cash for a Payday Loan in Winchester, Virginia?

Cash for a payday loan in Winchester, VA, is the amount you receive once your loan has been approved and the funds have been deposited into your account. Some companies will send the money directly to your bank account within 24 hours if you apply over the phone and online.
-There are no hidden fees or penalties if you cannot pay back the loan on time.
-You need to make all of your payments on time to avoid late fees and penalties.

How Much Does a Payday Loan Cost? 

The amounts you pay on a payday loan in Winchester, Virginia, are based on how much you borrow. Some payday lenders charge an initial fee of $15 to $30, plus an additional fee of 15% or more if you cannot pay the loan back on time.
-Your income and credit history determine your full repayment amount.
-You will be required to make all of your payments on time to avoid penalties from the lender and late fees from the bank or credit union.