Payday Loans in Lynchburg, Virginia

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Payday Loan Companies in Lynchburg, VA

Company nameAddressZip codePhone number
A-Plus Loans LLC 22174 Timberlake Rd 24502 +1 (434) 237 - 9070
ACE Cash Express 2154 Wards Rd a 24502 +1 (434) 239 - 0837
ACE Cash Express 2126 Wards Rd A 24502 +1 (434) 239 - 0837
Advance America 2100 Wards Rd 24502 +1 (434) 832 - 0349
Allied Cash Advance 645 Oakley Ave b 24501 +1 (434) 846 - 5553
Allied Cash Advance 18243 Forest Rd Unit #9 24502 +1 (434) 385 - 1357
Approved Cash 5508-C Fort Avenue 24502 +1 (434) 239 - 8295
Approved Cash 5508-C, Fort Ave Ste C 24502 +1 (434) 239 - 8295
Bank of America with Drive-thru ATM 2200 Langhorne Rd 24501 +1 (434) 847 - 0199
BB&T 925 Main St 24504 +1 (434) 948 - 1208
Blue Eagle Credit Union 3300 Odd Fellows Rd 24506 +1 (540) 342 - 3429
Blue Ridge Mortgage 916 Main St 400 24504 +1 (434) 846 - 1300
Carter Bank & Trust 2018 Tate Springs Rd 24501 +1 (434) 845 - 0816
Cash Advance Inc 21430 Timberlake Rd 24502 +1 (434) 832 - 8055
Central Virginia Federal Credit Union 20255 Timberlake Rd 24502 +1 (434) 528 - 9016
Check First Title Loans 3701 Fort Ave 24501 +1 (434) 329 - 7530
Check Into Cash 2121 Wards Rd 24502 +1 (434) 832 - 0755
CNAC 2828 Candlers Mountain Rd 24502 +1 (434) 455 - 6507
Colonial Farm Credit 22776 Timberlake Rd 24502 +1 (434) 237 - 7910
Embrace Home Loans-Virginia - Lynchburg 103A Paulette Cir 24502 +1 (434) 237 - 5111
Express Check Advance 2504 Memorial Ave 24501 +1 (434) 845 - 8543
Fast Auto Loans, Inc. 20600-A Timberlake Road 24502 +1 (434) 832 - 8251
Fast Auto Loans, Inc. 2501 Memorial Ave 24501 +1 (434) 847 - 8188
Fast Auto Loans, Inc. 2101 Wards Rd 24502 +1 (434) 832 - 1397
First Virginia 3226 Old Forest Rd 24501 +1 (434) 439 - 7007
Flexcheck Cash Advance Services 2504 Memorial Ave 24501 +1 (434) 845 - 8543
Loanmax Title Loans 2320 Wards Rd 24502 +1 (434) 832 - 1302
Lynchburg Jewelry & Loan 98 Woodberry Ln 24502 +1 (434) 237 - 1220
Mariner Finance 3211-D, Forest Brook Rd 24501 +1 (434) 385 - 8007
MoneyGram 2154 Wards Rd 24502 +1 (434) 239 - 0837
MoneyGram 2100 Wards Rd 24502 +1 (434) 832 - 0349
Pinkerton Lynchburg Chevrolet GMC Buick 801 Graves Mill Rd 24502 +1 (434) 237 - 9400
R 2 Cash 3001 Memorial Ave 24501 +1 (434) 528 - 4172
Regional Finance 3920 Wards Rd Suite E 24502 +1 (434) 209 - 6156
SunTrust 21486 Timberlake Rd 24502 +1 (434) 209 - 6136
Timberlake Pawn - Lynchburg, VA We Buy Gold! 21120 Timberlake Rd 24502 +1 (434) 214 - 0202
TitleMax Title Loans 3813 Wards Rd 24502 +1 (434) 382 - 1310
TitleMax Title Loans 2505 Memorial Ave 24501 +1 (434) 338 - 1241
Urban Bad Credit Loan 1048 Commerce St 24504 +1 (434) 362 - 1968

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Lynchburg, VA, you can try to find different companies in big cities near by. Check out the following pages here: Short-term Loans in Manassas, VA, Payday Loans in McLean, VA, Payday Loans in Mechanicsville, VA, Payday Loans in Newport News, VA, Short-term Loans in Norfolk, VA, Payday Loans in Oakton, VA, Bad Credit Loans in Petersburg, VA and Payday Loans in Portsmouth, VA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Lynchburg, VA.

Beautiful sights of Lynchburg, VA

Payday Loans Available in Lynchburg, VA By The Following ZIP Codes:

24513, 24504, 24512, 24514, 24515, 24505, 24502, 24506, 24501, 24503

Are Payday Loans Legal In Lynchburg, Virginia?

Loan Rates and Fees, Laws and Regulations in Virginia.

Virginia Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)36% APR (in reality can reach 601%*)
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers Allowed0
Finance Charges36% APR

Lynchburg, VA payday loan calculator

Are payday loans in Lynchburg, Virginia, right for me?

Some people don’t know where to turn when they need cash, but there’s no need to struggle. A payday loan can be the answer in the time of need. It’s important to always weigh the pros and cons before deciding on a financial decision, but we’ve done all of that work for you! Read our complete guide on payday loans in Lynchburg, VA, if you’re interested in exploring your options and learning more about what kind of loans this reputable company offers to residents every day. Our knowledgeable staff is waiting by phone or email for any inquiries.

How do payday loans in Lynchburg, VA, work?

Payday loans are short-term advances that can be used to cover an immediate financial need. All you need is to call, and a rep will get you squared away with one of the company’s representatives. They’ll ask what kind of help you need, and they’ll provide a loan amount that’s right for your situation. It’s easy! Once approved, it can be deposited into your checking account or paid directly to your lender via money orders or cashier’s checks. Read on if you have any other questions about this financing option.

What are the benefits of payday loans in Lynchburg, Virginia?

There are many benefits to working with this lender. If you’re looking for a payday loan in Lynchburg, VA, you’ll find customized assistance when you’re ready to get started. The company can also help you file for bankruptcy and other services. Speak with an agent today to learn more about these exceptional services! Ready to get started? Call us any time!

How do I apply for a payday loan in Lynchburg, Virginia?

If you need emergency cash, there’s no time to waste! Get started on your application by calling the toll-free number provided above or visiting their website. You’ll complete a short form that asks for your basic information, including income and employment status. Once you submit your application online or over the phone, they’ll reach out to you with details within 24 hours. The requirements to get payday loans in Lynchburg are: 

  • You must be 18 years or older. 
  • You must have a checking account.  
  • You are eligible for a payday loan if you have an income that meets the federal minimum wage and receive a paycheck from one employer. It would help if you also had regular monthly expenses such as rent, utility car insurance, and food.

Are there any risks associated with payday loans in Lynchburg, VA?

There are always risks associated with borrowing money, but payday loans are among the more responsible financing options. You’ll find flexible payment options and extended repayment periods. By taking advantage of these services, you won’t need to worry about negative effects on your credit score or paying high-interest rates. If you’re unsure about taking out a loan, talk to a lender today! They can help you make the best possible decision.

What documents do I need for a payday loan in Lynchburg, Virginia?

It would help if you carried proper identification before visiting a lender. Some of the most common forms of I.D. include driver’s license and state I.D. cards, military identification, school I.D.’s, and passports. 

Acceptable proof of income might include pay stubs, W-2 or 1099 forms. You must also be able to provide proof of residency if you’d like to apply for one of these loans in Lynchburg VA. Your vehicle title is usually accepted as proof if you own your car outright.

How to Find a Good Direct Lender in Lynchburg, Virginia

If you need to find the right lender in Lynchburg, VA, you should always start with the local banks. Banks are familiar with people in your community and trust them more than they do an unfamiliar loan officer. Many banks have financial representatives that will go around town to provide loans to residents whose credit is not good enough to get a direct loan but who still want to borrow money.

Your next step should be to look for other direct lenders in the area. You can use Google or another search engine and enter “direct lenders” or “payday loan direct lender” along with your city’s name and state abbreviation, e.g. A payday loan direct lender in Lynchburg, VA. You can also use a search engine for a more local outlet for the types of payday loans you need. Direct lenders offer instant approval, so the process is quick and easy. These lenders will be familiar with the people of your area, and they usually carry small business funds dedicated to making small business owners’ lives easier.

You can also find out your financial options by talking to loan officers at banks or other financial institutions in Lynchburg, VA, that cater to people with bad credit, like credit unions or community banks. These organizations are happy to provide very small loans, even though they do not accept clients who want them on their credit files. Their loans are often offered to people who other sources of cash have turned down. You will be asked to sign an agreement confirming your willingness to repay the loan and agree to pay a small processing fee for getting it. However, if you default on the loan, the credit union or bank can pursue legal action against you.

Cash Advance Lynchburg VA is the leading company in small payday loans in Lynchburg, Virginia. If you need cash fast and don’t want to wait weeks or months for a bank loan, we’re here to help! You must always weigh your options before deciding on a financial situation, but our team has done all of that work for you. Talk to us today if you’re interested in getting a hold of the cash you need as soon as possible, and we’ll help you find an option that fits your needs and financial goals without breaking the bank.

Visit our site today to find out more about the many ways that Lynchburg, Virginia, residents can access the money they need fast! Learn more about our loan services, and then get in touch with us today.

Can I Get a Payday Loan for Bad Credit in Lynchburg, Virginia

It’s never too late to get a payday loan in Lynchburg. Many people think that they cannot get a payday loan because they have bad credit. The truth is, Lynchburg has flexible options for people of all credit types, and you don’t need perfect credit to be eligible for a short-term loan. Many lenders do not even look at your credit score when approving your cash advance!

Once you have been approved for your payday loan in Lynchburg, you may be wondering how quickly the lender will deposit the money into your checking account. You will receive an electronic deposit in just one business day in most cases. Many of our customers have told us that it takes them longer than a day to receive their money, but most of the time, you will get paid within 24 hours. The sooner you can get your funds into your account, the better because you won’t have to wait until your next paycheck if you don’t want to.

24 Hour Payday Loans in Lynchburg, Virginia

There are many different types of payday loans in Lynchburg, Virginia. These include payday loans issued in person, by phone, and online. If you want to get your cash as soon as possible, you should consider working with a direct lender.

The term “payday loan” comes from the lender’s customers who must repay their cash advance by their next paycheck. While these short-term loans may sound like a great deal at first, they come with risks that customers should know before signing on the dotted line! A payday loan gives you a small amount of money (usually $500 or less) in exchange for agreeing to pay back your loan with interest as soon as possible. Many customers end up paying much more than the original amount of their loan due to the high-interest rates that lenders charge.

The best way to get a payday loan is to determine if you have the right financial situation before applying for one. In Lynchburg, VA, it’s not uncommon for people with bad credit to qualify for a payday loan. The best way to avoid falling into this trap is by making sure that you can repay your loan on time and with interest in mind. When it comes time for your next paycheck, make sure that you know how much money you will need and choose a lender who offers short-term loans in Lynchburg, VA that is affordable for your budget.

Without a bank account, can you get a payday loan in Lynchburg, Virginia? 

Yes, you absolutely can. Most online payday lenders and direct lenders offer loans to people in Lynchburg who do not have a bank account or want to use a prepaid debit card. Many people like this option because it helps them stay away from their checking accounts and overdraft fees. Plus, using a prepaid debit card gives you the freedom to make purchases without the need for cash when your payday loan is approved.

FAQ

How Do I Get an Emergency Loan in Lynchburg, Virginia? 

We are local in Lynchburg, Virginia, and we can help you with a payday loan, online payday loan, and cash advance. Apply now to have a qualified loan officer help you compare personal and business loans. Get instant approval for your personal or short-term business loan. We can help you in Lynchburg, VA, and it doesn’t matter how good your credit chances are because we always offer 100% approval to many applicants from the community who are struggling to get their financial needs met fast. Our Loan Officers will guide you through getting approved for more than one short-term cash advance option so that it is simple for you to find what would work best for your finances.

How to Get Bad Credit Loans in Lynchburg, Virginia?

Bad credit loans can be a good solution for your financial issues in Lynchburg, Virginia. Even with bad credit, you can get approved with our service because we work with lenders in the community who are eager and willing to help people with fair credit, bad credit, or no credit. We will match you up with a lender who offers bad credit loans that fit your needs and financial goals without breaking the bank. Our network of lenders will provide you with a list of loan options, but they can also talk to you about the pros and cons of each option so that it’s easier to choose the option that is right for your situation.

What Is The Easiest Online Loan in Lynchburg, Virginia to Get?

If you’re working with a limited budget and are unlikely to have the whole amount in hand, you should consider one of our short-term payday loans available for cash advances. Our lenders are ready to approve you with no credit check and no need to provide a security deposit. We understand that it is hard to find money from your paycheck when your financial situation is tight. This can take the place of other loans like car title loans or pawn shop cash advances, so it’s worth looking into when you have no other options.