Payday Loans in Alachua, Florida

Payday Loan Companies in Alachua, FL

Company nameAddressZip codePhone number
Advance America 15551 NW US Hwy 441 Ste. 130 32615 +1 (386) 418 - 8398
Advance America 15560 US-441 Ste. 150 32615 +1 (386) 418 - 8398
Campus USA Credit Union (Alachua) 14759 NW 157th Ln 32615 +1 (352) 335 - 9090
Farm Credit of Florida 12300 NW US Hwy 441 32615 +1 (386) 462 - 4201
Florida Cash Advance 15150 US-441 32615 +1 (386) 462 - 1444
John F Stormant CPA PA 14706 Main St 32615 +1 (386) 462 - 5646
Renasant Bank 16404 NW 174 Dr 32615 +1 (386) 462 - 5700

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Alachua, FL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Apopka, FL, Payday Loans in Boca Raton, FL, Online Loans in Bonita Springs, FL, Bad Credit Loans in Boynton Beach, FL, Payday Loans in Bradenton, FL, Payday Loans in Brandon, FL, Payday Loans in Cape Coral, FL and Guaranteed Loans in Clearwater, FL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Alachua, FL.

Beautiful sights of Alachua, FL

Payday Loans Available in Alachua, FL By The Following ZIP Codes:

32616, 32615

Are Payday Loans Legal In Alachua, Florida?

Loan Rates and Fees, Laws and Regulations in Florida.

There are three active types of payday loans in Alachua, Florida: cash advance loans , personal check loan s, installment loans . Employees may take advance loans for any period of time starting from 7 to 31 days regardless their earnings during the last one-year period. Payday loan approval is based on a borrower's credit report, which is provided by the lender and subject to verification. Credit report is delivered unchanged to the borrower who complies with lender's requirements.

Requests are usually being settled online; quick cash advance pickup service is offered as well.

Payday loans are taken for $500 and have repayment terms of 4 weeks after the date of deposit receipt. Interest rate is equal to 35% (rounded to the second decimal place); APR - 304%.

The maximum amount of all your payday loans at one time shall not exceed $500.

There is a cooling-off period of 24 hours between 2 consecutive loans.

One loan at a time is allowed. No rollovers are allowed. Criminal actions are prohibited. An administrative fee equal to 50 cents for every $10 received as an advance or rollover may be charged; fee amount depends on credit report evaluation results available 24 hours ahead of loan repayment stage, as well as it depends on contract characteristics.

Florida Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)304
Maximum Loan Amount$500 exclusive of the fees
Minimum Loan Term7 days
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges0.1

Alachua, FL payday loan calculator