| Company name | Address | Zip code | Phone number |
|---|---|---|---|
| Advance America | 15551 NW US Hwy 441 Ste. 130 | 32615 | +1 (386) 418 - 8398 |
| Advance America | 15560 US-441 Ste. 150 | 32615 | +1 (386) 418 - 8398 |
| Campus USA Credit Union (Alachua) | 14759 NW 157th Ln | 32615 | +1 (352) 335 - 9090 |
| Farm Credit of Florida | 12300 NW US Hwy 441 | 32615 | +1 (386) 462 - 4201 |
| Florida Cash Advance | 15150 US-441 | 32615 | +1 (386) 462 - 1444 |
| John F Stormant CPA PA | 14706 Main St | 32615 | +1 (386) 462 - 5646 |
| Renasant Bank | 16404 NW 174 Dr | 32615 | +1 (386) 462 - 5700 |
Payday Loan Companies in Nearby Cities
If there are no payday loan companies in Alachua, FL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Apopka, FL, Payday Loans in Boca Raton, FL, Online Loans in Bonita Springs, FL, Bad Credit Loans in Boynton Beach, FL, Payday Loans in Bradenton, FL, Payday Loans in Brandon, FL, Payday Loans in Cape Coral, FL and Guaranteed Loans in Clearwater, FL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Alachua, FL.
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Beautiful sights of Alachua, FL
Payday Loans Available in Alachua, FL By The Following ZIP Codes:
32616, 32615
Are Payday Loans Legal In Alachua, Florida?
Loan Rates and Fees, Laws and Regulations in Florida.
There are three active types of payday loans in Alachua, Florida: cash advance loans , personal check loan s, installment loans . Employees may take advance loans for any period of time starting from 7 to 31 days regardless their earnings during the last one-year period. Payday loan approval is based on a borrower's credit report, which is provided by the lender and subject to verification. Credit report is delivered unchanged to the borrower who complies with lender's requirements.
Requests are usually being settled online; quick cash advance pickup service is offered as well.
Payday loans are taken for $500 and have repayment terms of 4 weeks after the date of deposit receipt. Interest rate is equal to 35% (rounded to the second decimal place); APR - 304%.
The maximum amount of all your payday loans at one time shall not exceed $500.
There is a cooling-off period of 24 hours between 2 consecutive loans.
One loan at a time is allowed. No rollovers are allowed. Criminal actions are prohibited. An administrative fee equal to 50 cents for every $10 received as an advance or rollover may be charged; fee amount depends on credit report evaluation results available 24 hours ahead of loan repayment stage, as well as it depends on contract characteristics.
Florida Loan Regulations
| Legal Status | Legal |
|---|---|
| Interest Rate (APR, %) | 304 |
| Maximum Loan Amount | $500 exclusive of the fees |
| Minimum Loan Term | 7 days |
| Maximum Loan Term | 31 days |
| Number of Rollovers Allowed | 0 |
| Finance Charges | 0.1 |
Alachua, FL payday loan calculator
F.A.Q.
Can payday lenders garnish my wages in Alachua, Florida?
Yes, if you default on your payday loan in Alachua, Florida, the lender may be able to garnish your wages to recover the unpaid loan amount. However, there are limits on the amount that can be garnished, and the lender must first obtain a court order.
Can payday lenders take legal action against me in Alachua, Florida?
Yes, if you default on your payday loan in Alachua, Florida, the lender may be able to take legal action against you to recover the unpaid loan amount. This could include filing a lawsuit against you or obtaining a judgment against you.
How Many Cash Advance Companies are in Alachua, FL?
With the help of our service, you will be able to find 7 cash advance companies in Alachua, FL
What Cash Advance Companies in Alachua, FL are the most popular?
You should check Advance America, Campus USA Credit Union (Alachua), and Farm Credit of Florida. Also, you can start your application online on our website.