Company name | Address | Zip code | Phone number |
---|---|---|---|
Advance America | 551856 US-1 #102 | 32046 | +1 (904) 845 - 7600 |
Advance America | 551856 US, US-1 Ste. 102 | 32046 | +1 (904) 845 - 7600 |
Southeastern Bank | 15885 Co Rd 108 | 32046 | +1 (904) 845 - 4432 |
Payday Loan Companies in Nearby Cities
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Advise to read before applying
Payday Loans Available in Hilliard, FL By The Following ZIP Codes:
32046
Are Payday Loans Legal In Hilliard, Florida?
Loan Rates and Fees, Laws and Regulations in Florida.
There are three active types of payday loans in Hilliard, Florida: cash advance loans , personal check loan s, installment loans . Employees may take advance loans for any period of time starting from 7 to 31 days regardless their earnings during the last one-year period. Payday loan approval is based on a borrower's credit report, which is provided by the lender and subject to verification. Credit report is delivered unchanged to the borrower who complies with lender's requirements.
Requests are usually being settled online; quick cash advance pickup service is offered as well.
Payday loans are taken for $500 and have repayment terms of 4 weeks after the date of deposit receipt. Interest rate is equal to 35% (rounded to the second decimal place); APR - 304%.
The maximum amount of all your payday loans at one time shall not exceed $500.
There is a cooling-off period of 24 hours between 2 consecutive loans.
One loan at a time is allowed. No rollovers are allowed. Criminal actions are prohibited. An administrative fee equal to 50 cents for every $10 received as an advance or rollover may be charged; fee amount depends on credit report evaluation results available 24 hours ahead of loan repayment stage, as well as it depends on contract characteristics.
Florida Loan Regulations
Legal Status | Legal |
---|---|
Interest Rate (APR, %) | 304 |
Maximum Loan Amount | $500 exclusive of the fees |
Minimum Loan Term | 7 days |
Maximum Loan Term | 31 days |
Number of Rollovers Allowed | 0 |
Finance Charges | 0.1 |