Payday Loans in Lewisville, Ohio

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No payday loan companies in Lewisville, OH. Consider companies in other cities:

Company nameAddressZip codePhone number
Check Into Cash 906 N Memorial Dr, Lancaster, OH 43130 +1 (740) 681 - 1407
Chase Bank 8632 Beechmont Ave, Cincinnati, OH 45255 +1 (513) 985 - 5340
Denise Jones, Mortgage Lending Officer 230 E Main St, Barnesville, OH 43713 +1 (740) 238 - 9303
Civista Bank 207 Milan Ave, Norwalk, OH 44857 +1 (419) 744 - 3165
Peoples Savings Bank 618 Scioto St, Urbana, OH 43078 +1 (937) 653 - 1623
Regency Finance Company 145 S Lundy Ave, Salem, OH 44460 +1 (330) 332 - 0356
Equity Planning Corporation 3355 Richmond Rd 231A, Cleveland, OH 44122 +1 (216) 595 - 0780
Walmart Money Center 1590 Marion-Mt Gilead Rd, Marion, OH 43302 +1 (740) 389 - 3404
Brookdale Trillium Crossing 3500 Trillium Crossing, Columbus, OH 43235 +1 (614) 734 - 1000
Browns Money Mart 5802 Storer Ave, Cleveland, OH 44102 +1 (216) 631 - 4923

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Lewisville, OH, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Mason, OH, Payday Loans in Massillon, OH, Payday Loans in Mentor, OH, Payday Loans in Middletown, OH, Payday Loans in Newark, OH, Payday Loans in North Olmsted, OH, Same Day Loans in North Ridgeville, OH and Payday Loans in North Royalton, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Lewisville, OH.

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Payday Loans Available in Lewisville, OH By The Following ZIP Codes:

43754

Are Payday Loans Legal In Lewisville, Ohio?

Loan Rates and Fees, Laws and Regulations in Ohio.

One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).

What's payday lending in Lewisville, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.

Payday lending is legal in Lewisville, Ohio. There's a default limit of $1,000 in Lewisville, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).

Ohio Loan Regulations

Legal StatusLegal (at a low cost)
Interest Rate (APR, %)28
Maximum Loan Amount$1,000
Minimum Loan Term91 days
Maximum Loan Term1 year
Number of Rollovers Allowed0
Finance Charges0.28

Lewisville, OH payday loan calculator

Advise to read before applying

What Are Payday Loans?

Payday loans are a type of short-term borrowing that typically has a repayment period of two weeks to a month. These loans are often used to cover unexpected expenses, such as car repairs or medical bills, and are generally intended to be repaid with the borrower’s next paycheck.

Payday Loans in Lewisville, Ohio

In Ohio, payday loans are legal, but with restrictions. The state caps the annual percentage rate (APR) for payday loans at 28%, significantly lower than the industry average of 391%. This means that payday loans in Ohio are a more affordable option for those in need of emergency funds.

In Lewisville, Ohio, there are several lenders that offer payday loans. However, it’s important to note that not all lenders are created equal. Some may charge high interest rates or have unfavorable terms and conditions. It’s important to do your research and find a reputable lender that offers fair rates and transparent terms.

Benefits of Payday Loans

Despite the high APRs associated with payday loans, they can be a useful tool for those in need of quick cash. Some benefits of payday loans include:

  • Easy and fast application process
  • No credit check required
  • Funds can be available as soon as the next business day
  • Can be a more affordable option than other types of credit, such as credit cards or late fees

Apply Now with TheGuaranteedLoans

TheGuaranteedLoans is a connector service that can help you find a reputable lender for your payday loan needs in Lewisville, Ohio. Our application process is simple and straightforward, and we work with a network of trusted lenders to ensure that you get the best rates and terms possible.

It’s important to note that TheGuaranteedLoans is not a direct lender. Instead, we facilitate the connection between borrowers and lenders. This means that we cannot guarantee loan approval or specific loan terms. However, we do our best to match you with a lender that fits your specific needs and financial situation.

Interesting Facts and Statistics

  • Ohio has the highest average payday loan interest rate in the country at 667%.
  • Payday lenders in Ohio have been known to charge up to 700% APR on their loans.
  • In 2018, Ohio voters passed a ballot measure that capped payday loan interest rates at 28%.
  • According to the Pew Charitable Trusts, 12 million Americans use payday loans each year, with the average borrower taking out eight loans of $375 each and paying $520 in interest.

Conclusion

If you’re in need of emergency funds in Lewisville, Ohio, a payday loan may be a viable option. While the high APRs associated with these loans can be a cause for concern, Ohio’s caps on interest rates make payday loans a more affordable option than they are in other states.

If you do decide to take out a payday loan, be sure to do your research and find a reputable lender that offers fair rates and terms. And if you need help finding a lender, consider applying with TheGuaranteedLoans.

Remember, payday loans should be used sparingly and only in emergency situations. Used responsibly, they can be a useful tool for managing unexpected expenses and getting through tough financial times.

Apply Now

Apply now and take your first step towards financial freedom. TheGuaranteedLoans’ user-friendly interface makes loan applications quick and easy. Fill in your application now and receive a decision in minutes.

F.A.Q.

Can I rollover or renew a payday loan in Lewisville, Ohio if I cannot repay it on time?

No, you cannot rollover or renew a payday loan in Lewisville, Ohio if you cannot repay it on time. However, you can request an extended payment plan from the lender, as long as you have not already used this option in the past 60 days.

Are there any restrictions on where payday loans can be taken out in Lewisville, Ohio?

Yes, there are restrictions on where payday loans can be taken out in Lewisville, Ohio. Payday lenders must be licensed by the Ohio Department of Commerce, and they must follow all state and federal laws, including the Truth in Lending Act and the Military Lending Act. Payday loans are not allowed to be taken out on military bases or on any property owned by the federal government.

Look for Short-Term Loans in Other Cities:

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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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