Payday Loans in Lodi, Ohio

Payday Loan Companies in Lodi, OH

Company nameAddressZip codePhone number
Farmers National Bank 106 Ainsworth St 44254 +1 (330) 948 - 1414
Huntington Bank 209 Wooster St 44254 +1 (330) 948 - 1002

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Lodi, OH, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Elyria, OH, Payday Loans in Euclid, OH, Payday Loans in Fairborn, OH, Payday Loans in Fairfield, OH, Short-term Loans in Findlay, OH, Emergency Loan in Grove City, OH, Payday Loans in Hamilton, OH and Payday Loan for Hilliard, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Lodi, OH.

Beautiful sights of Lodi, OH

Payday Loans Available in Lodi, OH By The Following ZIP Codes:

44254

Are Payday Loans Legal In Lodi, Ohio?

Loan Rates and Fees, Laws and Regulations in Ohio.

One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).

What's payday lending in Lodi, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.

Payday lending is legal in Lodi, Ohio. There's a default limit of $1,000 in Lodi, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).

Ohio Loan Regulations

Legal StatusLegal (at a low cost)
Interest Rate (APR, %)28
Maximum Loan Amount$1,000
Minimum Loan Term91 days
Maximum Loan Term1 year
Number of Rollovers Allowed0
Finance Charges0.28

Lodi, OH payday loan calculator