| Company name | Address | Zip code | Phone number |
|---|---|---|---|
| Farmers National Bank | 106 Ainsworth St | 44254 | +1 (330) 948 - 1414 |
| Huntington Bank | 209 Wooster St | 44254 | +1 (330) 948 - 1002 |
Payday Loan Companies in Nearby Cities
If there are no payday loan companies in Lodi, OH, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Elyria, OH, Payday Loans in Euclid, OH, Payday Loans in Fairborn, OH, Payday Loans in Fairfield, OH, Short-term Loans in Findlay, OH, Emergency Loan in Grove City, OH, Payday Loans in Hamilton, OH and Payday Loan for Hilliard, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Lodi, OH.
Advise to read before applying
Beautiful sights of Lodi, OH
Payday Loans Available in Lodi, OH By The Following ZIP Codes:
44254
Are Payday Loans Legal In Lodi, Ohio?
Loan Rates and Fees, Laws and Regulations in Ohio.
One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).
What's payday lending in Lodi, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.
Payday lending is legal in Lodi, Ohio. There's a default limit of $1,000 in Lodi, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).
Ohio Loan Regulations
| Legal Status | Legal (at a low cost) |
|---|---|
| Interest Rate (APR, %) | 28 |
| Maximum Loan Amount | $1,000 |
| Minimum Loan Term | 91 days |
| Maximum Loan Term | 1 year |
| Number of Rollovers Allowed | 0 |
| Finance Charges | 0.28 |
Lodi, OH payday loan calculator
F.A.Q.
Are payday loans in Lodi, Ohio regulated by the state?
Yes, payday loans in Lodi, Ohio are regulated by the Ohio Department of Commerce, which sets the maximum interest rate and fees and ensures that lenders comply with state laws.
Can I get a payday loan in Lodi, Ohio if I am a military service member?
Yes, military service members are eligible for payday loans in Lodi, Ohio, but they are protected by the Military Lending Act, which limits the interest rate to 36% APR.
How Many Cash Advance Companies are in Lodi, OH?
With the help of our service, you will be able to find 2 cash advance companies in Lodi, OH
What Cash Advance Companies in Lodi, OH are the most popular?
You should check Farmers National Bank and Huntington Bank. Also, you can start your application online on our website.