Payday Loans in Montville, Ohio

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No payday loan companies in Montville, OH. Consider companies in other cities:

Company nameAddressZip codePhone number
Woodside Mortgage Services Inc 30195 Chagrin Blvd 112, Cleveland, OH 44124 +1 (216) 591 - 2202
Raymond James Financial Services 6570 Harrison Ave, Cincinnati, OH 45247 +1 (513) 347 - 8505
Insta-Cash 3898 Central Ave, Shadyside, OH 43947 +1 (740) 676 - 1111
Western Union Walgreens, 1400 Michigan St, Sidney, OH 45365 +1 (937) 492 - 5340
Ashtabula NEO Fund 134 W 46th St, Ashtabula, OH 44004 +1 (440) 549 - 4636
First American Loans 1320 W State St, Alliance, OH 44601 +1 (330) 823 - 5540
American Loan Mortgage Corporation 600 Tiffin Ave, Findlay, OH 45840 +1 (419) 427 - 5626
Peoples Bank- Waverly Office 951 W Emmitt Ave, Waverly, OH 45690 +1 (740) 947 - 4372
U.S. Bank Branch 312 W Main St, Anna, OH 45302 +1 (937) 394 - 4411
PNC Bank 25 S Portage St, Doylestown, OH 44230 +1 (330) 658 - 2000

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Montville, OH, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Without a Credit Check in Lima, OH, Payday Loans in Lorain, OH, Payday Loans in Mansfield, OH, Payday Loans in Marion, OH, Payday Loan Without a Credit Check in Mason, OH, Payday Loans in Massillon, OH, Payday Loan Without a Credit Check in Mentor, OH and Payday Loan for Middletown, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Montville, OH.

Payday Loans Available in Montville, OH By The Following ZIP Codes:

44064

Are Payday Loans Legal In Montville, Ohio?

Loan Rates and Fees, Laws and Regulations in Ohio.

One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).

What's payday lending in Montville, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.

Payday lending is legal in Montville, Ohio. There's a default limit of $1,000 in Montville, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).

Ohio Loan Regulations

Legal StatusLegal (at a low cost)
Interest Rate (APR, %)28
Maximum Loan Amount$1,000
Minimum Loan Term91 days
Maximum Loan Term1 year
Number of Rollovers Allowed0
Finance Charges0.28

Montville, OH payday loan calculator

Are you in a financial pinch in Montville, Ohio and need some extra cash to tide you over until your next paycheck? You may be considering a payday loan. While payday loans can be a good option for those in need, it is important to understand the regulations surrounding payday loans in Ohio, as well as the potential risks and benefits.

Overview of Payday Loans in Ohio

In Ohio, payday loans are legal and regulated by the Ohio Division of Financial Institutions. The state passed payday lending regulations in 2018 to protect consumers and keep interest rates low.

How Do Payday Loans Work?

Payday loans are short-term loans that typically need to be repaid by your next payday. To apply for a payday loan, you typically need to show proof of income and a valid ID. If approved, you will receive the loan amount in cash or deposited into your bank account. It is important to note that payday loans typically come with high interest rates and fees, so it is important to only borrow what you can afford to repay.

How Much Can You Borrow with a Payday Loan in Ohio?

In Ohio, the maximum amount you can borrow with a payday loan is $1,000. The loan term must be between 91 and 365 days, and the interest rate cannot exceed 28%.

Risks and Benefits of Payday Loans

While payday loans can be a helpful financial tool for those in need, they do come with risks. High interest rates and fees can quickly add up, leading to a cycle of debt if not repaid on time. It is important to only borrow what you can afford and to have a plan in place to repay the loan on time.

There are also potential benefits to payday loans, such as quick and easy access to cash in emergency situations. Additionally, payday loans can be a good option for those with less-than-perfect credit or who cannot qualify for a traditional bank loan.

Facts and Statistics About Payday Loans in Montville, Ohio

  • In 2019, the average payday loan amount in Ohio was $396.44
  • The average interest rate for payday loans in Ohio is 591%
  • In 2018, Ohio passed regulations limiting payday loan interest rates to 28%
  • In Montville, Ohio, there are numerous payday loan storefronts and online lenders to choose from.

Apply Now for a Payday Loan in Montville, Ohio

If you have decided that a payday loan is the right option for you, TheGuaranteedLoans can help connect you with potential lenders in Montville, Ohio. Our online application process is quick and easy, and we only work with reputable lenders to ensure our customers are in good hands. Please note that we are a connector service and not a direct lender, and the terms and interest rates of the loan will be determined by the lender.

Applying online with TheGuaranteedLoans is the first step towards getting the financial help you need. Click here to apply now.

F.A.Q.

How do I repay a payday loan in Montville, Ohio?

You can repay a payday loan in Montville, Ohio by providing the lender with a post-dated check or authorizing them to withdraw the funds electronically from your bank account on the due date. You can also repay the loan in full or in part at any time before the due date without incurring any additional charges or fees.

What if I cannot repay a payday loan in Montville, Ohio on time?

If you cannot repay a payday loan in Montville, Ohio on time, you have the right to request an extended payment plan from the lender. Under this plan, the lender must allow you to make at least four payments over a 60-day period, with no additional fees or charges.