Payday Loans in South Salem, Ohio

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No payday loan companies in South Salem, OH. Consider companies in other cities:

Company nameAddressZip codePhone number
Advantage Credit Union Inc 700 Stumbo Rd N, Mansfield, OH 44906 +1 (419) 529 - 5603
Sutton Bank 595 Lexington Ave, Mansfield, OH 44907 +1 (419) 756 - 2449
KeyBank 58 S Maple St, Orwell, OH 44076 +1 (440) 624 - 3001
Eagle Loan Company 5460 Youngstown Warren Rd, Niles, OH 44446 +1 (330) 299 - 4222
Fort Jennings State Bank 302 Delphos Rd, Columbus Grove, OH 45830 +1 (419) 659 - 2527
Express Payday Loans 4921 Para Dr, Cincinnati, OH 45237 +1 (513) 572 - 2940
Chase Bank 4001 Central Ave, Shadyside, OH 43947 +1 (740) 676 - 7278
Comfort Keepers Home Care 12 E Exchange St, Akron, OH 44308 +1 (330) 341 - 8947
Wilmington Savings Bank 184 N South St 1659, Wilmington, OH 45177 +1 (937) 382 - 1659
LibertyX Bitcoin ATM 3701 OH-53, Fremont, OH 43420 +1 (800) 511 - 8940

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in South Salem, OH, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Cleveland, OH, Payday Loans in Columbus, OH, Emergency Loan in Cuyahoga Falls, OH, 24-Hour Loan in Dayton, OH, Payday Loan for Delaware, OH, Payday Loan Companies in Dublin, OH, Same Day Loans in Elyria, OH and Payday Loan Companies in Euclid, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in South Salem, OH.

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Payday Loans Available in South Salem, OH By The Following ZIP Codes:

45681

Are Payday Loans Legal In South Salem, Ohio?

Loan Rates and Fees, Laws and Regulations in Ohio.

One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).

What's payday lending in South Salem, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.

Payday lending is legal in South Salem, Ohio. There's a default limit of $1,000 in South Salem, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).

Ohio Loan Regulations

Legal StatusLegal (at a low cost)
Interest Rate (APR, %)28
Maximum Loan Amount$1,000
Minimum Loan Term91 days
Maximum Loan Term1 year
Number of Rollovers Allowed0
Finance Charges0.28

South Salem, OH payday loan calculator

Advise to read before applying

Understanding Payday Loans in South Salem, Ohio

Payday loans are short-term loans designed to be repaid by the borrower’s next payday. These loans are typically offered to individuals who need quick cash for unexpected expenses or emergencies. In South Salem, Ohio, payday loans are legal and can be obtained at a low cost.

How Payday Loans Work in South Salem, Ohio

In Ohio, payday loans are regulated by the Ohio General Assembly’s Division of Financial Institutions. The state sets a maximum loan amount of $1,000, and lenders are required to adhere to certain rules and regulations regarding interest rates and fees.

To obtain a payday loan in South Salem, Ohio, borrowers must meet certain requirements. They must be at least 18 years old, have a valid government-issued ID, a source of income, and an active checking account. Borrowers must also provide their contact information and agree to the loan’s terms and conditions.

Once a borrower is approved for a payday loan, the funds are typically deposited into their checking account within 24 hours. The loan must be repaid on the borrower’s next payday, which is usually within two weeks. If the borrower is unable to repay the loan on time, they may request an extension or renewal.

The Benefits and Risks of Payday Loans

The biggest benefit of payday loans is their quick and easy approval process. Borrowers do not need to have a high credit score or provide collateral to obtain a loan. This means that payday loans can be a good option for individuals who need cash quickly but do not qualify for traditional bank loans.

However, payday loans also come with risks. The interest rates and fees associated with payday loans in South Salem, Ohio, can be high, and failure to repay the loan on time can lead to additional fees and a negative impact on the borrower’s credit score. Therefore, it is essential that borrowers only take out payday loans if they are confident they can pay them back on time.

Interesting Facts About Payday Loans in South Salem, Ohio

  • The average payday loan amount in Ohio is $300
  • The interest rate cap for payday loans in Ohio is 28%
  • Ohio has more than 650 payday lending locations
  • The Ohio State Legislature has passed various rules and regulations to protect borrowers from abusive lending practices

Apply Now for Payday Loans in South Salem, Ohio

If you need quick cash for an unexpected expense or emergency in South Salem, Ohio, you can apply for a payday loan through TheGuaranteedLoans. We are a connector service that can help you connect with potential lenders who can provide you with the necessary funds. Please note that we are not a direct lender, and our services are free to use.

To apply for a payday loan, simply fill out our online application form, provide your contact and employment information, and agree to the loan’s terms and conditions. Once you submit your application, we will connect you with potential lenders who can offer you a loan. If you are approved, the funds will typically be deposited into your checking account within 24 hours.

At TheGuaranteedLoans, we believe in providing our customers with accurate and up-to-date information about payday loans and other loan-related topics. If you have any questions or concerns about payday loans in South Salem, Ohio, please feel free to contact us for further assistance.

F.A.Q.

What is a payday loan in South Salem, Ohio?

A payday loan is a short-term loan that is typically used to cover unexpected expenses or financial emergencies. These loans are typically for small amounts of money, and are repaid on the borrower's next payday.

Are payday loans legal in South Salem, Ohio?

Yes, payday loans are legal in South Salem, Ohio. However, there are certain regulations that must be followed by lenders, including a maximum loan amount of $1,000 and a maximum loan term of 31 days.

Look for Short-Term Loans in Other Cities:

Akron Bowling Green Brunswick Canton Chillicothe Cincinnati Cleveland Columbus Cuyahoga Falls Dayton Delaware Dublin Elyria Euclid Fairborn Fairfield Findlay Grove City Hamilton Hilliard Lakewood Lancaster Lima Lorain Mansfield Marion Mason Massillon Mentor Middletown Newark North Olmsted North Ridgeville North Royalton Reynoldsburg Springfield Stow Strongsville Toledo Warren West Chester Westerville Westlake Youngstown
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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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