Payday Loans in The Colony, Texas

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Payday Loan Companies in The Colony, TX

Company nameAddressZip codePhone number
ACE Cash Express 3800 Main St 103 75056 +1 (214) 469 - 2407
Check n Go 5001 Main St Suite 115 75056 +1 (972) 624 - 0837
World Finance 4300 Main St Ste 500 75056 +1 (214) 469 - 1292

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in The Colony, TX, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Tyler, TX, Bad Credit Loans in Victoria, TX, Same Day Loans in Waco, TX, Payday Loans in Waxahachie, TX, Payday Loan Companies in Weslaco, TX, No Credit Check Loans in Wichita Falls, TX, Payday Loan Without a Credit Check in Wylie, TX and Payday Loans in Abilene, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in The Colony, TX.

Payday Loans Available in The Colony, TX By The Following ZIP Codes:

75056

Are Payday Loans Legal In The Colony, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

The Colony, TX payday loan calculator

Are you a resident of The Colony in Texas and need some extra money? You have probably heard about payday loans, but you don’t know enough about them. In this article we will explain what payday loans are and how to get one in The Colony, Texas.

What Are Payday Loans?

Payday loans are short-term loans designed to help you cover expenses until your next payday. The loans are usually for amounts of $500 or less and are typically due on your next payday. The loans usually carry high-interest rates and short repayment windows, so it is important to understand all aspects of the loan before taking one out.

Are Payday Loans Legal in Texas?

Yes, payday loans are legal in Texas. The state has enacted the Deferred Presentment Services Act to regulate the payday loan industry. Under Texas law, payday lenders must be licensed and must follow certain rules. The loan must have a minimum loan term of seven days, and payday lenders must also provide borrowers with a written notice outlining the key terms and conditions of the loan.

How to Get a Payday Loan in The Colony, Texas?

If you are considering a payday loan in The Colony, there are several steps you must take. First, you must find a licensed payday lender in Texas. You can do this by searching online or asking friends and family for recommendations. Once you have found a lender, you will need to provide them with your contact and financial information. The lender will then verify your information and review your credit score to determine if you are eligible for a loan.

Once you have been approved for the loan, you will need to sign a loan agreement that outlines the terms of the loan, including the repayment terms, interest rates, late fees, and other fees. It is important to carefully read the loan agreement before signing it so that you understand all of the terms and conditions.

How Do I Repay My Payday Loan?

Payday loans are typically due on your next payday. You can make timely payments to the lender either in person, over the phone, or online. The lender will usually withdraw the loan amount and the fees from your bank account on the due date. If you are unable to make the payment on time, you should contact the lender as soon as possible to discuss other options.

It is important to remember that payday loans are often expensive and should only be used as a last resort when other options are not available.

F.A.Q.

Can I get a payday loan if I have bad credit?

Yes, some payday lenders may offer payday loans to individuals with bad credit. However, you may have to pay a higher interest rate than someone with good credit.

What happens if I can’t pay back my payday loan?

If you are unable to make a payment on time, you should contact your lender as soon as possible to discuss other options. Late payments can lead to additional fees and the lender may report your missed payments to the credit bureau.

What is the maximum amount I can borrow with a payday loan?

The maximum amount you can borrow with a payday loan depends on the state you live in. In Texas, the maximum loan amount is $500.

Apply Now

If you are a resident of The Colony, Texas and need some extra money, applying for a payday loan is a quick and easy way to get the funds you need. TheGuaranteedLoans is not a lender, but our website can connect you with lenders for further action. Fill the application online our website and we will connect you with lenders for further action.

More F.A.Q.

Are there any consumer protection laws in The Colony, Texas that apply to payday loans?

Yes, there are consumer protection laws in The Colony, Texas that apply to payday loans. These laws are designed to protect borrowers from predatory lending practices and ensure that they are treated fairly by lenders. Some of these laws include limits on the number of loans that can be taken out at one time, restrictions on the amount of interest and fees that can be charged, and requirements for lenders to provide clear and concise information to borrowers about the terms and conditions of the loan.

Can I be charged with a criminal offense for defaulting on a payday loan in The Colony, Texas?

No, you cannot be charged with a criminal offense for defaulting on a payday loan in The Colony, Texas. While lenders do have the right to take legal action against borrowers who do not repay their loans, they cannot pursue criminal charges.

How Many Cash Advance Companies are in The Colony, TX?

With the help of our service, you will be able to find 3 cash advance companies in The Colony, TX

What Cash Advance Companies in The Colony, TX are the most popular?

You should check ACE Cash Express, Check n Go, and World Finance. Also, you can start your application online on our website.