Payday Loans in Austin, Texas

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Payday Loan Companies in Austin, TX

Company nameAddressZip codePhone number
AFC Automotive Finance Corp. 2108 Ferguson Ln 78754 +1 (512) 873 - 4001
Alpha Cash 4-U 2410 E 7th St 78702 +1 (512) 476 - 2274
Atlas Credit Co., Inc. 4410 E Riverside Dr Suite 104 78741 +1 (512) 480 - 0030
Austin Finance 4360 S Congress Ave Ste 112 78745 +1 (512) 472 - 5131
B&F Finance Texas Warrant 1717 S Pleasant Valley Rd 78741 +1 (512) 478 - 1653
Best Money LLC 6801 S IH 35 Frontage Rd 78744 +1 (512) 916 - 9699
Business & Community Lenders BCL of Texas- Austin 1011 San Jacinto Blvd STE 500 78701 +1 (512) 912 - 9884
Capstar Lending 6836 Austin Center Blvd 78731 +1 (512) 459 - 2400
Cash Advance USA Frost Bank Tower, 401 Congress Ave 78701 +1 (512) 571 - 3828
Cash America Pawn 2321 E 7th St 78702 +1 (512) 476 - 0377
Cash Solution Centers Building 100, 14101 US-290 207 78737 +1 (512) 514 - 1000
Cash Store 2793 E 7th St 78702 +1 (512) 477 - 9990
Chacon Autos N, 13581 US-183 100 78750 +1 (512) 375 - 3950
Charter Bancorp 6836 Bee Caves Rd 78746 +1 (512) 328 - 4545
Chris Peter Barton Creek Lending Group 6011 Cape Coral Dr 78746 +1 (512) 762 - 7640
CIT Group Inc 9430 Research Blvd 78759 +1 (512) 343 - 4520
Covington Credit 4327 S 1st St 78745 +1 (512) 445 - 3279
Enrique Garcia Fairway Independent Mortgage Corporation Loan Officer 10815 Ranch Rd 2222 Building 3B, Suite 100 78730 +1 (512) 922 - 7602
Excel Finance 8312 Burnet Rd 112 78757 +1 (512) 459 - 1743
EZ Money 11139 N Interstate Hwy 35 78753 +1 (519) 258 - 9232
First Cash Pawn 13215 Research Blvd 78750 +1 (512) 506 - 8415
First Star Finance 1509 Guadalupe St 78701 +1 (512) 472 - 9337
Friendly Loans 7517 Cameron Rd 104 78752 +1 (512) 458 - 3386
Gold Star Finance 1923 E 7th St 140 78702 +1 (512) 428 - 4304
Homefront Tax Loans 515 Congress Ave 78701 +1 (512) 391 - 1833
Honest Payday - Austin 153 E Riverside Dr 78704 +1 (888) 674 - 0041
Imperial PFS 5316 W US Hwy 290 Service Rd 310 78735 +1 (800) 444 - 8815
Keystone Bank 11500 Bee Caves Rd 150 78738 +1 (512) 982 - 9150
Kwik Cash Loans 3851 Airport Blvd 104A 78722 +1 (512) 477 - 2244
Lake Travis Pawn & Jewlery 3611 Ranch Rd 620 N D 78734 +1 (512) 266 - 6517
Lakehills Lending 2224 Walsh Tarlton Ln 78746 +1 (512) 413 - 1164
loanDepot 1921 Lohmans Crossing Rd 202 78734 +1 (512) 620 - 7040
Loanstar Title Loans 1712 W Howard Ln 78728 +1 (512) 252 - 2234
Master Finance Company 2121 E Oltorf St Ste 8B 78741 +1 (512) 476 - 6906
Modern Woodmen of America 11130 Jollyville Rd 400 78759 +1 (512) 250 - 0458
National CSO Loan Corporation 111 W William Cannon Dr C1 78745 +1 (512) 912 - 7745
Noble Finance 6600 S Congress Ave 78745 +1 (512) 326 - 9400
Oportun 4410 E Riverside Dr 78741 +1 (512) 900 - 2328
Park Place Funding, LLC 2220 E Cesar Chavez St 78702 +1 (512) 699 - 3649
Payday Advance 13000 N Interstate Hwy 35 78753 +1 (512) 821 - 2843
Payment 1 Financial 6400-3 S Congress Ave 78745 +1 (512) 294 - 2190
PeopleFund Building D, 2921 E 17th St 1 78702 +1 (512) 472 - 8087
PFS Auto Finance 8000 Anderson Square 109 78757 +1 (512) 407 - 6700
Prosperity Bank - Lakeway - Drive Thru Only 1415 Ranch Rd 620 S 78734 +1 (512) 261 - 1122
Raintree Finance 8401 Research Blvd b 78758 +1 (512) 454 - 3299
Regions Bank 1721 Wells Branch Pkwy 78728 +1 (737) 931 - 0030
Select Mortgage 4131 Spicewood Springs Rd I-8 78759 +1 (512) 346 - 6221
Signature Loans 1201A E Cesar Chavez St 78702
Southern Finance 3851 Airport Blvd 78722 +1 (512) 473 - 0505
Speedy Cash 11300 Pollyanna Ave Ste C 78753 +1 (512) 833 - 0186
Stepstone Credit 4360 S Congress Ave Suite 108 78745 +1 (512) 243 - 5087
Sun Loan Company 1717 S Pleasant Valley Rd Ste 270 78741 +1 (512) 822 - 7260
Texan Credit Corporation 6606-17 S Congress Ave 78745 +1 (512) 428 - 9120
Texas Community Capital 1910 E Martin Luther King Jr Blvd 78702 +1 (512) 916 - 0508
Texas Property Tax Loans 2021 Guadalupe St Ste 260 78705 +1 (512) 961 - 4203
Texas Title Loans 7501 N Lamar Blvd 78752 +1 (512) 447 - 2274
TEXAS WARRANT LOANS 1717 S Pleasant Valley Rd 78741 +1 (512) 478 - 1653
TitleMax Title Loans 10010 Menchaca Rd 78748 +1 (512) 362 - 6234
Toledo Finance Corporation 2030 E Oltorf St 105 78741 +1 (512) 476 - 6711
United Heritage Credit Union 5011 W Slaughter Ln 78749 +1 (512) 435 - 4545
Velocity Credit Union Downtown branch 705 E 12th St 78701 +1 (512) 469 - 7000
Western Finance 6602 S Congress Ave 78745 +1 (512) 442 - 9787
Worker's Finance Co Inc 3720 S Congress Ave 78704 +1 (512) 476 - 7616
Worth Finance Corporation 11671 Jollyville Rd 204 78759 +1 (512) 494 - 1264

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Austin, TX, you can try to find different companies in big cities near by. Check out the following pages here: Short-term Loans in Baytown, TX, Payday Loans in Beaumont, TX, Payday Loans in Bedford, TX, Short-term Loans in Brownsville, TX, Payday Loans in Bryan, TX, Payday Loans in Burleson, TX, Emergency Loan in Carrollton, TX and Bad Credit Loans in Cedar Hill, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Austin, TX.

Payday Loans Available in Austin, TX By The Following ZIP Codes:

78701, 78705, 78727, 78762, 78763, 78715, 78745, 78759, 78774, 78703, 78754, 78712, 78751, 78752, 78702, 78742, 78786, 78780, 78717, 78771, 78781, 78737, 78728, 78732, 78741, 78767, 78714, 78722, 73344, 78760, 78782, 78718, 78753, 78733, 78723, 78708, 78789

Are Payday Loans Legal In Austin, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Austin, TX payday loan calculator

What Are Payday Loans?

Payday loans are a type of short-term loan designed to help cash-strapped consumers easily access money between paychecks. This type of loan typically offers a small loan amount usually up to $500, and the repayment term is usually two weeks or until the borrower’s next payday. Payday loans are designed to exist as a stopgap measure in the event that you experience a minor financial emergency.

Understanding Payday Loans in Austin, Texas

Payday loans are legal in Texas and lenders are required to follow regulations in order to provide payday loans to customers. In Austin, the maximum amount that one can borrow is $500, with loan terms of up to two weeks and annual interest rates no greater than 36%. In addition, Texas law states that borrowers cannot take out more than three payday loans in one month or more than five in 12 months.

Advantages of Payday Loans in Austin

Payday loans are a convenient and fast way to access funds in a financial emergency. In addition, payday loans are typically more accessible than traditional bank loans in that there is typically less paperwork, less stringent eligibility requirements, and fewer delays between when the loan is approved and when the loan is dispersed. For example, a payday loan may only require applicants to provide proof of income and a bank account, whereas a traditional loan from a bank may require applicants to have good credit history, proof of income, and verifiable income.

Disadvantages of Payday Loans in Austin

Despite the convenience of the payday loan process, borrowers should be aware of the potential drawbacks of taking out a payday loan. One significant disadvantage of payday loans is the high interest rate associated with them. In Austin, the maximum annual interest rate on payday loans is 36%. While this is lower than some other states, it is still much higher than traditional loans offered by banks.

Another disadvantage is that payday loans can become a debt trap if the borrower takes out a loan they are unable to repay. If you are unable to repay the loan on the due date or extend the loan, the interest can quickly become exorbitant, and make it difficult to pay off the balance.

Alternatives to Payday Loans in Austin

If you are in need of a loan, there are alternatives to payday loans. For example, you can consider a personal loan from a traditional bank. The interest rate on these loans is typically much lower than on a payday loan, which can help you save money in the long run.

You can also use a credit card to access money when you need it. Credit cards usually offer lower interest rates than payday loans, but much like payday loans, it’s important to make sure that you can pay off the balance before the due date to avoid late fees and other penalties.

Lastly, you can also consider asking friends or family for a loan. This option is generally the least expensive option, as they may be willing to lend you the money interest-free. However, it’s important to keep in mind that this option is not always available or feasible.

F.A.Q.

What is the maximum loan amount I can get with a payday loan in Austin?

The maximum loan amount you can get with a payday loan in Austin is $500.

What is the maximum interest rate on payday loans in Austin?

The maximum interest rate on payday loans in Austin is 36%.

Are there alternatives to payday loans?

Yes, there are alternatives to payday loans such as personal loans from traditional banks, credit cards, and borrowing from friends or family.

More F.A.Q.

Can I rollover or renew my payday loan in Austin, Texas?

in Austin, Texas, payday loan rollovers and renewals are not allowed. If you are unable to repay your payday loan on time, you may be able to negotiate a repayment plan with your lender, but you will not be able to extend the loan or take out a new loan to pay off the old one.

Are payday loans legal in Austin, Texas?

Yes, payday loans are legal in the state of Texas. However, there are certain regulations in place that limit the amount and terms of payday loans.

How Many Cash Advance Companies are in Austin, TX?

With the help of our service, you will be able to find 64 cash advance companies in Austin, TX

What Cash Advance Companies in Austin, TX are the most popular?

You should check AFC Automotive Finance Corp., Alpha Cash 4-U, and Atlas Credit Co., Inc.. Also, you can start your application online on our website.