Payday Loans in Waxahachie, Texas

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Payday Loan Companies in Waxahachie, TX

Company nameAddressZip codePhone number
ACE Cash Express 130 N Hwy 77 ste a 75165 +1 (972) 938 - 3633
Cash Store 895 N Hwy 77 75165 +1 (972) 937 - 3522
Cliff's Check Cashing 31 600 N Hwy 77 75165 +1 (972) 937 - 3364
Covington Credit 603-A Ferris Ave 75165 +1 (972) 937 - 2081
Justice Finance 112 N College St 75165 +1 (972) 937 - 4106
Neighborhood Credit Union 1035 N Hwy 77 700 75165 +1 (214) 748 - 9393
Security Finance 605 Ferris Ave 75165 +1 (972) 937 - 1134
Sun Loan Company 1014 Ferris Ave 101 75165 +1 (972) 937 - 7861
TitleMax Title Loans 140 N Hwy 77 75165 +1 (972) 937 - 1785
World Finance 507 N Hwy 77 Ste 804 75165 +1 (972) 937 - 8093

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Waxahachie, TX, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan for Weslaco, TX, Guaranteed Loans in Wichita Falls, TX, Emergency Loan in Wylie, TX, No Credit Check Loans in Abilene, TX, Payday Loans in Allen, TX, Payday Loans in Amarillo, TX, Bad Credit Loans in Arlington, TX and No Credit Check Loans in Austin, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Waxahachie, TX.

Payday Loans Available in Waxahachie, TX By The Following ZIP Codes:

75167, 75168, 75165

Are Payday Loans Legal In Waxahachie, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Waxahachie, TX payday loan calculator

When looking for a quick and easy source of funds, many Texans turn to payday loans. Payday loans in Waxahachie, Texas, offer convenient access to cash when in need of a short-term loan. In Texas, payday loans are legal, and residents of Waxahachie can use them to get the money they need quickly.

What is a Payday Loan?

A payday loan is a type of short-term, high-interest loan that is typically due on the borrower’s next payday. It is designed to provide quick and easy access to cash when needed and repayment is typically made with the borrower’s next paycheck. Payday loans in Waxahachie, Texas, are available to those in need of short-term funds and can be beneficial for those who do not have access to traditional forms of credit.

Advantages of Payday Loans in Waxahachie

Payday loans in Waxahachie, Texas, can be beneficial for those in need of short-term funds. Payday loans have several advantages over traditional loans, including:

  • Fast access to funds – The application process is usually quick and easy, and borrowers can typically receive their funds within 24 hours.
  • No credit check – Traditional lenders often require a credit check, but payday loan lenders typically do not. This can be beneficial for those with poor credit.
  • Easy repayment – Repayment is typically made with the borrower’s next paycheck, making the repayment process convenient and hassle-free.

Disadvantages of Payday Loans in Waxahachie

Although payday loans have several advantages, they also have some potential disadvantages that should be taken into consideration, including:

  • High interest rates – Payday loans typically come with high interest rates and fees, making them more expensive than traditional loans.
  • Potential for debt cycle – If not managed properly, payday loans can lead to a cycle of debt, making it difficult to repay the loan.
  • Limited funds – Payday loans typically provide access to limited funds, making it difficult to cover large expenses.

Payday Loans Regulations in Texas

In Texas, payday loans are legal and regulated by the state legislature. Texas payday loans must have a maximum loan term of 180 days and the APR must not exceed 459%. Also, lenders must clearly disclose all loan details including the interest rate, fees, repayment terms, etc. before the loan agreement is signed.

How to Get a Payday Loan in Waxahachie

If you are in need of a payday loan in Waxahachie, there are several places you can turn to. First, you can contact a local credit union or bank to inquire about traditional loans. Another option is to contact a payday loan provider, such as TheGuaranteedLoans, to apply for a payday loan online. Many online payday loan providers offer quick and easy access to funds and no credit check is required. Once you have found a lender, you will need to fill out an application and provide the necessary documentation. Once approved, you will receive your funds within 24 hours.

FAQ

What is a payday loan?

A payday loan is a type of short-term, high-interest loan that is typically due on the borrower’s next payday. It is designed to provide quick and easy access to cash when needed and repayment is typically made with the borrower’s next paycheck.

Are payday loans legal in Texas?

Yes, payday loans are legal in Texas and are regulated by the state legislature. In Texas, payday loans must have a maximum loan term of 180 days and the APR must not exceed 459%.

How can I get a payday loan in Waxahachie, Texas?

If you are in need of a payday loan in Waxahachie, there are several places you can turn to. First, you can contact a local credit union or bank to inquire about traditional loans. Another option is to contact an online payday loan provider, such as TheGuaranteedLoans, to apply for a payday loan online. Many online payday loan providers offer quick and easy access to funds and no credit check is required.

Apply Now

If you are in need of a payday loan in Waxahachie, Texas, you can apply for one online with TheGuaranteedLoans. Our easy-to-use application process takes just minutes and you can receive your funds within 24 hours. TheGuaranteedLoans is not a lender and does not make loans. We connect borrowers with lenders for further action. Apply now to get access to the funds you need quickly.

More F.A.Q.

What is the interest rate on a payday loan in Waxahachie, Texas?

The interest rate on a payday loan in Waxahachie, Texas is determined by the lender, but it is generally quite high. In most cases, the interest rate will be between 10% and 30%, depending on the lender and the loan terms.

Can I renew or extend a payday loan in Waxahachie, Texas?

It is generally not possible to renew or extend a payday loan in Waxahachie, Texas. Once the loan is due, you will need to repay it in full, including any interest and fees. If you are unable to repay the loan on time, you may be charged additional fees and interest, so it is important to carefully consider whether you can afford to take out a payday loan before you apply.

How Many Cash Advance Companies are in Waxahachie, TX?

With the help of our service, you will be able to find 10 cash advance companies in Waxahachie, TX

What Cash Advance Companies in Waxahachie, TX are the most popular?

You should check ACE Cash Express, Cash Store, and Cliff's Check Cashing 31. Also, you can start your application online on our website.