Payday Loans in Sugar Land, Texas

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Payday Loan Companies in Sugar Land, TX

Company nameAddressZip codePhone number
Cash Loans Texas 14090 Southwest Fwy 310 77478 +1 (833) 228 - 4411
Fig Loans 2245 Texas Dr 77479 +1 (832) 802 - 0344
IBERIABANK 5079 Sweetwater Blvd 77479 +1 (713) 624 - 7800
Method Payday - Sugar Land 1437 Hwy 6 77478 +1 (877) 859 - 0992
Southwest Funding LP - Sugar Land, TX 4675 Sweetwater Blvd 77479 +1 (281) 610 - 0026
TGI Brooks Capital 12808 W Airport Blvd 77478 +1 (832) 285 - 1129

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Sugar Land, TX, you can try to find different companies in big cities near by. Check out the following pages here: Short-term Loans in Temple, TX, Same Day Loans in Texarkana, TX, Payday Loans in Texas City, TX, Emergency Loan in The Colony, TX, Payday Loans in Tyler, TX, Payday Loans in Victoria, TX, 24-Hour Loan in Waco, TX and Payday Loan for Waxahachie, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Sugar Land, TX.

Payday Loans Available in Sugar Land, TX By The Following ZIP Codes:

77478, 77479, 77487, 77496

Are Payday Loans Legal In Sugar Land, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Sugar Land, TX payday loan calculator

What are Payday Loans?

Payday loans are short-term loans designed to help individuals access funds quickly. They are usually unsecured, meaning that you do not need to provide an asset as collateral. They come with higher interest rates than other loan types, which can make them expensive. Payday loans are available in most states, including Texas.

Payday Loans in Sugar Land, Texas

Sugar Land, Texas is a rapidly growing city in the Greater Houston area. With its proximity to the big city, Sugar Land offers access to a wide range of services, including payday loans. While payday loans are legal in Texas, borrowers should be aware of their high interest rates and the potential for debt accumulation if the loan is not paid off quickly.

How Payday Loans Work in Texas

In Texas, payday lenders can only offer loans that are up to 20% of a borrower’s gross monthly income, with a maximum loan amount of $500. The loan term must also be between 7 and 31 days. The fee for a loan up to $500 is 10% of the loan amount, plus a one-time origin fee of $10. No additional fees can be charged for the loan, and late fees are limited to 5% of the loan amount.

Pros and Cons of Payday Loans

Payday loans can provide quick access to funds when needed, but borrowers should be aware of the potential drawbacks, including:

  • High Interest Rates: Payday loans come with very high interest rates and fees. This makes them an expensive option, especially if they are not paid off within the required time frame.
  • Potential for Debt Accumulation: If a borrower is unable to pay off their payday loan within the required time frame, they may be forced to take out additional payday loans to cover the original loan. This can lead to a cycle of debt that can be difficult to escape.

Alternatives to Payday Loans in Sugar Land, Texas

Before taking out a payday loan, borrowers should look into potential alternatives. Some options for accessing funds quickly include:

  • Credit Cards: Credit cards can be a good option for accessing funds quickly, as long as you can pay off the balance within the timeframe of the introductory offer. Some cards offer 0% APR for a specific amount of time, which can be a good option if you have the funds to pay off the balance quickly.
  • Personal Loans: Personal loans can be a good option for accessing funds quickly, as they usually come with lower interest rates than payday loans. Personal loans are available through both traditional lenders and online lenders, and can typically be accessed with a good to excellent credit score.
  • Peer-to-Peer Lending: Peer-to-peer lending is an online platform that connects borrowers and lenders. The interest rates can be higher than traditional loans, but they are still usually much lower than payday loans.

F.A.Q. Section

Do I need to have good credit to get a payday loan?

No, you do not need to have good credit for a payday loan. However, borrowers should be aware that payday loans often come with very high interest rates and fees.

What is the maximum amount I can borrow with a payday loan in Texas?

In Texas, the maximum amount you can borrow with a payday loan is $500. The loan must also be for a period of 7 to 31 days.

Are there any restrictions on payday loans in Sugar Land, Texas?

Yes, there are restrictions on payday loans in Sugar Land, Texas. The loan must be for an amount of up to 20% of the borrower’s gross monthly income, with a maximum loan amount of $500. No additional fees can be charged for the loan and late fees are limited to 5% of the loan amount.

Apply Now

If you are in need of quick funds, don’t hesitate to apply for a payday loan today. At TheGuaranteedLoans, we are not lenders, but are here to help connect you with lenders who may offer you a loan. Fill out the online application now and we will help match you with a lender who can provide you with the funds you need.

More F.A.Q.

Can I prepay my payday loan in Sugar Land, Texas without incurring any additional fees or charges?

Yes, you can prepay your payday loan in Sugar Land, Texas without incurring any additional fees or charges. This means that you can pay off your loan early, without having to pay any additional interest or fees. However, it is important to check with the lender to confirm that there are no prepayment penalties associated with the loan.

Is there a limit on the amount of interest or fees that can be charged on payday loans in Sugar Land, Texas?

Yes, there are limits on the amount of interest and fees that can be charged on payday loans in Sugar Land, Texas. The maximum interest rate that can be charged is 661.79% APR, and the maximum origination fee is 10% of the loan amount.

How Many Cash Advance Companies are in Sugar Land, TX?

With the help of our service, you will be able to find 6 cash advance companies in Sugar Land, TX

What Cash Advance Companies in Sugar Land, TX are the most popular?

You should check Cash Loans Texas, Fig Loans, and IBERIABANK. Also, you can start your application online on our website.